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643 Bayfront Ter, Sebastian, FL 32958 Property Records

Indian River County property record for 643 Bayfront Ter, Sebastian, FL 32958

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 1,758 sqft · built 2017
Lot Size0.23 acres (10,019 sqft)
Owner2 Individual Names on Record
Last Sale$360,000 (Aug 2022)
Tax Bill$4,969 (2025)
Deeds & MortgagesApr 2026 Sale
Aug 2022 Sale
+ 2 more
Flood ZoneZone X (minimal risk)
APN31-38-24-00001-2590-00026.0

Property Details

APN / Parcel Number

Primary APN31-38-24-00001-2590-00026.0
Alternative APN
  • 22194

Interior

Bedrooms4 Beds
Full Baths2 Baths
Plumbing Fixtures7 Plumbing Fixtures
Total Rooms6 Rooms
Stories1 Story
Building Area1,758 sqft Living Area
Gross Area2,399 sqft
1st Floor Area1,758 sqft
FlooringTile
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2017
Effective Year BuiltEffective 2017
Exterior MaterialConcrete Block
Roof TypeHip
Roof MaterialComposition Shingle
Lot Area10,019 sqft (0.23 acres)
Lot Dimensions125 ft deep x 80 ft wide
View / LotInterior
Garage TypeAttached
Garage Area441 sqft
DrivewayConcrete Driveway
Driveway Area650 sqft
PorchScreened Porch
Utility Building120 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address643 BAYFRONT TER
CitySEBASTIAN
StateFL
Zip32958-5929
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRS-10
Legal DescriptionSEBASTIAN HIGHLANDS UNIT NO 10 BLK 259 LOT 26 PBI 6-37C
Legal Range38E
Legal Township31S
Legal Section24
Legal SubdivisionSEBASTIAN HIGHLANDS UNIT 10
Legal Block259
Legal Lot Number26
Legal UnitNO
JurisdictionINDIAN RIVER FL
Township / Civil DivisionVERO BEACH
Census Block Group2
Census Block2047
Census Tract50809

Owner

Source: Indian River County records, as of July 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address643 BAYFRONT TER, SEBASTIAN, FL 32958-5929
OccupancyOwner Occupied
Owner TypeIndividual
VestingLife Estate

Deeds, Mortgages & Sale History

DateDocument
Apr 14, 2026Warranty Deed, Transfer
NONE LISTED ON DOCUMENT
Aug 2, 2022Warranty Deed, Transfer
INTEGRITY TITLE SERVICES INC
May 11, 2022Intrafamily Transfer, Transfer
Feb 3, 2017Grant Deed, Subdivision Related Transfer
MOSLEY AND WALLIS TITLE SERVICES, MOSLEY & WALLIS TITLE SVCS

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 2, 2022 · Amount on Record
Deed SaleAug 2, 2022 · Amount on Record
Prior SaleFeb 3, 2017 · Amount on Record
Deed Document Number202248124
Deed Book / Page3560 / 2460
Prior Transfer DateMay 9, 2022
Prior Transfer Doc0035391459
Record UpdatedSep 20, 2026

April 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionINDIAN RIVER FL
Recording DateApr 14, 2026
Property Address643 BAYFRONT TER, SEBASTIAN, FL 32958-5929
Document Number0038520572
Book / Page3852 / 572
Instrument DateMar 16, 2026
Instrument202617347
Transaction TypeTransfer
Record UpdatedJul 12, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transaction

Tax$0.00
Amount AccuracyFull Amount Stated

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLife Estate
Address643 BAYFRONT TER, SEBASTIAN, FL 32958-5929

August 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionINDIAN RIVER FL
Recording DateAug 2, 2022
Property Address643 BAYFRONT TER, SEBASTIAN, FL 32958-5929
Document Number0035602460
Book / Page3560 / 2460
Map ReferenceMB 6 PG 37
Instrument DateAug 1, 2022
Instrument3120220048124
Transaction TypeTransfer
Record UpdatedAug 12, 2022
Title CompanyINTEGRITY TITLE SERVICES INC

Transaction

AmountAmount Recorded
Tax$2,520.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address9884 RIVERVIEW DR, 9884, MICCO, FL 32976-3121

Transferred To (Grantee/Buyer)

NameVerified Name
Address5001 KENWOOD AVE, BALTIMORE, MD 21206-1335

May 2022: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionINDIAN RIVER FL
Recording DateMay 11, 2022
Property Address643 BAYFRONT TER, SEBASTIAN, FL 32958-5929
Document Number0035391459
Book / Page3539 / 1459
Map ReferenceMB 2998 PG 2418
Instrument DateMay 9, 2022
Instrument3120220030580
Transaction TypeTransfer
Record UpdatedJun 7, 2023

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address9884 RIVERVIEW DR, 9884, MICCO, FL 32976-3121

Transferred To (Grantee/Buyer)

NameVerified Name
Address9884 RIVERVIEW DR, MICCO, FL 32976-3121

February 2017: Grant Deed, Subdivision Related Transfer

Document TypeGrant Deed
JurisdictionINDIAN RIVER FL
Recording DateFeb 3, 2017
Property Address643 BAYFRONT TER, SEBASTIAN, FL 32958-5929
Document Number0029982418
Book / Page002998 / 002418
Instrument DateFeb 1, 2017
Instrument6088
Transaction TypeSubdivision Related Transfer
Record UpdatedMar 21, 2017
Title CompanyMOSLEY AND WALLIS TITLE SERVICES, MOSLEY & WALLIS TITLE SVCS

Transaction

AmountAmount Recorded
Tax$1,553.30
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipPersonal Trust
Address9884 RIVERVIEW DR MICCO FL 329763121, MICCO, FL 32976-3121

Tax Assessment & Valuation

Source: Indian River County assessment roll, as of December 8, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyIndian River County
MunicipalitySebastian City
Unified School DistrictIndian River County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4,969.00 (+12.4%) Homeowner's exemption$308,872 (+3.29%) Land $57,800 Building $251,072$308,872 (+3.29%) Land $57,800 Building $251,072
2023$4,421.00 (+10.86%)$299,046 (+16.89%) Land $54,400 Building $244,646$299,046 (+16.89%) Land $54,400 Building $244,646
2022$3,988.00$255,837 Land $30,600 Building $225,237$255,837 Land $30,600 Building $225,237

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 62 policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies62 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 95% of the US · lower than 95% of Florida
Wildfire Likelihood0.02% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemINDIAN RIVER COUNTY UTILITIES (2 WTPS)
serves 126,893 people · EPA ID FL3314052
Water SourceGroundwater
Last State InspectionJun 2024
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting14
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 378 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL		5,000 / 5,000
Xfinity
Cable		2,000 / 250

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