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649 Bald Point Rd, Alligator Point (Panacea), FL 32346 Property Records

Franklin County property record for 649 Bald Point Rd, Alligator Point, FL 32346

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,216 sqft · built 2001
Lot Size0.189 acres (8,233 sqft)
Owner2 Company Names on Record
Last Sale$212,000 (Feb 2018)
Tax Bill$2,717 (2025)
Deeds & MortgagesFeb 2018 Sale
Flood ZoneZone AE (high risk)
APN28-06S-01W-1051-0010-0910

Property Details

APN / Parcel Number

Primary APN28-06S-01W-1051-0010-0910

Interior

Bedrooms3 Beds
Full Baths2 Baths
Building Area1,216 sqft Heated Area
Gross Area1,811 sqft
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2001
Exterior MaterialWood
Construction TypeFrame
Roof TypeGable/Hip
Roof MaterialMetal
Lot Area8,233 sqft (0.189 acres)
Lot Dimensions110 ft deep x 75 ft wide
PorchOpen Porch
Porch Area474 sqft
Deck Area68 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air

Location & Zoning

Street Address649 BALD POINT RD
CityALLIGATOR POINT
StateFL
Zip32346-5185
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionUNIT 1 BL 10 LOT 91 SOUTHERN DUNES 563/389 569/207 574/638 693/143 693/143 824/228 958/211 1094/510 1212/462 1414/87
Legal Range01W
Legal Township06S
Legal Section28
Legal SubdivisionSOUTHERN DUNES
Legal Block10
Legal Lot Number91 92
Legal Unit1
JurisdictionFRANKLIN FL
Township / Civil DivisionCARRABELLE
Census Block Group2
Census Block2012
Census Tract970102

Owner

Source: Franklin County records, as of January 5, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Company Names on Record
Co-ownerCo-owner on Record
Mailing Address3410 EVERGREEN CT, PLOVER, WI 54467-3722
Owner TypeCompany, Secondary Individual
VestingTrust

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names3 Names on Deed
Last SaleFeb 27, 2018 · Amount on Record
Deed SaleFeb 27, 2018 · Amount on Record
Prior SaleFeb 27, 2018 · Amount on Record
Deed Document Number0019000913
Deed Book / Page001212 / 000462
Last Transfer DateMar 25, 2025
Transfer Doc0019001370
Record UpdatedJun 8, 2026

February 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionFRANKLIN FL
Recording DateFeb 27, 2018
Property Address649 BALD POINT RD, ALLIGATOR POINT, FL 32346-5185
Document Number0019000913
Book / Page001212 / 000462
Instrument DateFeb 16, 2018
Instrument19000913
Transaction TypeTransfer
Record UpdatedMar 23, 2018
Title CompanyWAKULLA TITLE COMPANY INC

Transaction

AmountAmount Recorded
Tax$1,484.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address3410 EVERGREEN CT PLOVER WI 544673722, PLOVER, WI 54467-3722

Tax Assessment & Valuation

Source: Franklin County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyFranklin County
Unified School DistrictFranklin County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,717.00 (+3.47%)$302,247 (-0.77%) Land $50,000 Building $252,247$302,247 (-0.77%) Land $50,000 Building $252,247
2024$2,626.00 (+16.71%)$304,596 (+37.75%) Land $50,000 Building $254,596$304,596 (+37.75%) Land $50,000 Building $254,596
2023$2,250.00 (+3.4%)$221,119 (+6.26%) Land $30,000 Building $191,119$221,119 (+6.26%) Land $30,000 Building $191,119
2022$2,176.00$208,101 Land $30,000 Building $178,101$208,101 Land $30,000 Building $178,101

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 23, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation15.0 ft
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 293 individual policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies329 units insured
incl. 36 condo units
Nearby Flood Claims72 (2005–2024)
Most Recent ClaimSep 2024 · Hurricane Helene
Claims by Event
  • Hurricane Helene, Sep 2024 · 12 claims
  • Hurricane Michael, Oct 2018 · 45 claims
  • Hurricane Dennis, Jul 2005 · 8 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 64% of the US · above 40% of Florida
Wildfire Likelihood0.1% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemALLIGATOR POINT WATER RESOURCE DISTRICT
public/private · serves 1,400 people · EPA ID FL1190013
Water SourceGroundwater
Last State InspectionJun 2024
LeadUnder 1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 37 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Starlink
Satellite		280 / 30
Fidium Fiber
DSL · Fiber in parts of the area		50 / 10

Cell Coverage

5G (outdoors only) and 4G LTE

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