Franklin County property record for 641 Bald Point Rd, Alligator Point, FL 32346 · Last verified January 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 1,680 sqft · built 2005 |
| Lot Size | 0.189 acres (8,233 sqft) |
| Owner | Individual Name on File |
| Last Sale | $395,000 (Sep 2020) |
| Tax Bill | $3,910 (2025) |
| Deeds & Mortgages | Sep 2020 Sale & Mortgage Jul 2018 Sale |
| Flood Zone | Zone AE (high risk) |
| APN | 28-06S-01W-1051-0010-0940 |
| Primary APN | 28-06S-01W-1051-0010-0940 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 2 Stories |
| Building Area | 1,680 sqft Heated Area |
| Gross Area | 2,286 sqft |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2005 |
|---|---|
| Exterior Material | Fiber Cement Siding |
| Construction Type | Frame |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 8,233 sqft (0.189 acres) |
| Lot Dimensions | 110 ft deep x 75 ft wide |
| Porch | Open Porch |
|---|---|
| Porch Area | 412 sqft |
| Deck Area | 32 sqft |
| Shed | 1 Shed |
| Shed Area | 96 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Street Address | 641 BALD POINT RD |
|---|---|
| City | ALLIGATOR POINT |
| State | FL |
| Zip | 32346-5185 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | UNIT 1 BL 10 LOT 94 OR 159/482 SOUTHERN DUNES OR 169/329 OR 198/160 OR 416/4 744/194 777/751 879/310 938/726 1223/164 1276/78 |
| Legal Range | 01W |
| Legal Township | 06S |
| Legal Section | 28 |
| Legal Subdivision | SOUTHERN DUNES |
| Legal Block | 10 |
| Legal Lot Number | 94 |
| Legal Unit | 1 |
| Jurisdiction | FRANKLIN FL |
| Township / Civil Division | CARRABELLE |
| Census Block Group | 2 |
| Census Block | 2012 |
| Census Tract | 970102 |
Source: Franklin County records · APN 28-06S-01W-1051-0010-0940
Assessment roll updated July 1, 2025 · Last verified January 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 2677 CALVANO DR, LAND O LAKES, FL 34639-5486 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 22, 2020 | Warranty Deed, Transfer · Conventional Mortgage AMERIS BANK |
| Jul 11, 2018 | Warranty Deed, Transfer WAKULLA TITLE COMPANY INC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Sep 22, 2020 · Amount on Record |
| Deed Sale | Sep 22, 2020 · Amount on Record |
| Prior Sale | Jul 11, 2018 · Amount on Record |
| Deed Document Number | 202019004412 |
| Deed Book / Page | 1276 / 782 |
| Record Updated | Jun 08, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | FRANKLIN FL |
| Recording Date | Sep 22, 2020 |
| Property Address | 641 BALD POINT RD, ALLIGATOR POINT, FL 32346-5185 |
| Document Number | 0019004412 |
| Book / Page | 1276 / 782 |
| Map Reference | MB 2 PG 22-A |
| Instrument Date | Sep 04, 2020 |
| Instrument | 202019004412 |
| Transaction Type | Transfer |
| Record Updated | Jan 25, 2022 |
| Title Company | WAKULLA TITLE COMPANY INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,765.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 641 BALD POINT RD, 641, ALLIGATOR POINT, FL 32346-5185 |
| Name | Verified Name |
|---|---|
| Address | 2677 CALVANO DR, LAND O LAKES, FL 34639-5486 |
| Document Number | 0000000783 |
|---|---|
| Date | Sep 22, 2020 |
| Instrument | 1276/783 |
| Name | AMERIS BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 01, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | FRANKLIN FL |
| Recording Date | Jul 11, 2018 |
| Property Address | 641 BALD POINT RD, ALLIGATOR POINT, FL 32346-5185 |
| Document Number | 0019003421 |
| Book / Page | 001223 / 000164 |
| Instrument Date | Jun 23, 2018 |
| Instrument | 19003421 |
| Transaction Type | Transfer |
| Record Updated | Aug 08, 2018 |
| Title Company | WAKULLA TITLE COMPANY INC |
| Amount | Amount Recorded |
|---|---|
| Tax | $2,310.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 641 BALD POINT RD ALLIGATOR PT FL 323465185, ALLIGATOR PT, FL 32346-5185 |
Source: Franklin County records · Assessment roll updated July 1, 2025 · Last verified January 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Franklin County |
| Unified School District | Franklin County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,910.00 (+3.38%) | $435,375 (-1.1%) Land $50,000 Building $385,375 | $435,375 (-1.1%) Land $50,000 Building $385,375 |
| 2024 | $3,782.00 (+16.08%) | $440,229 (+35.62%) Land $50,000 Building $390,229 | $440,229 (+35.62%) Land $50,000 Building $390,229 |
| 2023 | $3,258.00 (+3.36%) | $324,604 (+6.22%) Land $30,000 Building $294,604 | $324,604 (+6.22%) Land $30,000 Building $294,604 |
| 2022 | $3,152.00 | $305,604 Land $30,000 Building $275,604 | $305,604 Land $30,000 Building $275,604 |
Source: FEMA National Flood Hazard Layer, Franklin County (12037C), updated April 23, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120379701022, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone AE |
|---|---|
| Special Flood Hazard Area | Yes |
| Flood Hazard | High |
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 15.0 ft |
| Flood Insurance Requirement | Required (federally backed mortgages) |
| Flood Insurance Cost | Premium on Record median of 293 individual NFIP policies nearby |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 329 units insured 36 under condo master policies |
| Nearby Flood Claims | 72 (2005–2024) |
| Most Recent Claim | Sep 2024, tidal / storm surge, Hurricane Helene |
| Claims By Storm |
|
| Wildfire Risk | Moderate above 64% of the US · above 40% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 917 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 37 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Consolidated Communications | DSL | 50 / 10 |
| Starlink | Satellite (low-earth orbit) | 280 / 30 |
May also be available at this address: Consolidated Communications. Availability varies by address; speeds are provider-advertised maximums, not measured.
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