Clermont County property record for 649 Amber Trl, Cincinnati, OH 45244
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,832 sqft · built 1996 |
| Lot Size | 0.389 acres (16,945 sqft) |
| Owner | Individual Name on File |
| Last Sale | $252,000 (Dec 2020) |
| Tax Bill | $4,618 (2025) |
| Deeds & Mortgages | Dec 2020 Sale Nov 2018 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 41-31-05G-174 |
| Primary APN | 41-31-05G-174 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 10 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 1,832 sqft Living Area |
| 1st Floor Area | 698 sqft |
| Basement Area | 196 sqft |
| Unfinished Basement | 196 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1996 |
|---|---|
| Effective Year Built | Effective 1996 |
| Architectural Style | Colonial |
| Exterior Material | Wood |
| Construction Type | Frame |
| Lot Area | 16,945 sqft (0.389 acres) |
| Garage Type | Detached |
| Garage Area | 835 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
|---|---|
| Porch Area | 86 sqft |
| Deck Area | 160 sqft |
| Patio Area | 168 sqft |
| Shed | 1 Shed |
| Shed Area | 30 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 649 AMBER TRL |
|---|---|
| City | CINCINNATI |
| State | OH |
| Zip | 45244-1368 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PARKLAND A; LOT 81 |
| Legal Subdivision | PARKLAND A |
| Legal Lot Number | 81 |
| Jurisdiction | CLERMONT OH |
| Township / Civil Division | UNION |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 41405 |
649 Amber Trl is owned and occupied by an individual who bought it in December 2020.
Source: Clermont County records, as of July 17, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 649 AMBER TRL, CINCINNATI, OH 45244-1368 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Dec 8, 2020 | Warranty Deed, Transfer ATTORNEY ONLY |
| Nov 30, 2018 | Deed of Trust, Mortgage · Conventional Mortgage SHAREFAX CU |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 8, 2020 · Amount on File |
| Deed Sale | Dec 8, 2020 · Amount on File |
| Prior Sale | Sep 3, 1997 · Amount on File |
| Deed Document Number | 202034914 |
| Deed Book / Page | 2861 / 4672 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CLERMONT OH |
| Recording Date | Dec 8, 2020 |
| Property Address | 649 AMBER TRL, CINCINNATI, OH 45244-1368 |
| Document Number | 0000034914 |
| Book / Page | 002861 / 004672 |
| Instrument Date | Oct 23, 2020 |
| Instrument | 34914 |
| Transaction Type | Transfer |
| Record Updated | Dec 24, 2020 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount on Record |
|---|---|
| Tax | $1,008.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 649 AMBER TRL CINCINNATI OH 452441368, CINCINNATI, OH 45244-1368 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLERMONT OH |
| Property Address | 649 AMBER TRL, CINCINNATI, OH 45244-1368 |
| Document Number | 0000027257 |
| Instrument Date | Nov 30, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Dec 19, 2018 |
| Title Company | STEWART TITLE |
| Name | Verified Name |
|---|---|
| Address | 649 AMBER TRL CINCINNATI OH 452441368, CINCINNATI, OH 45244-1368 |
| Document Number | 0000027257 |
|---|---|
| Date | Dec 5, 2018 |
| Book Page | 002797/004890 |
| Instrument | 27257 |
| Name | SHAREFAX CU |
|---|---|
| Type | Credit Union |
| Address | BATAVIA, OH 45103 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Dec 4, 2033 |
| Rate Type | Fixed Rate |
|---|
The 2025 property tax bill for 649 Amber Trl was $4,618 with a homeowner's exemption.
Source: Clermont County assessment roll, as of April 13, 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Clermont County |
| County Subdivision | Union Township |
| Unified School District | West Clermont Local School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,618.00 | $91,710 Land $17,050 Building $74,660 | |
| 2024 | $262,000 (-) Land $48,700 Building $213,300 | ||
| 2023 | $9,121.00 (+135.38%) Homeowner's exemption | $91,710 (+37.97%) Land $17,050 Building $74,660 | $262,000 Land $48,700 Building $213,300 |
| 2022 | $3,875.00 Homeowner's exemption | $66,470 Land $12,250 Building $54,220 | |
| 2020 | $189,900 Land $35,000 Building $154,900 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 649 Amber Trl in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective February 6, 2010
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 649 Amber Trl is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 64% of Ohio |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CLERMONT PUBLIC WATER SYSTEM private · serves 133,059 people · EPA ID OH1302212 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Mar 2025 |
| Lead | 2 ppb (2024–2026) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Oct 2018 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 224 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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