Clermont County property record for 655 Amber Trl, Cincinnati, OH 45244
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,603 sqft · built 1998 |
| Lot Size | 0.252 acres (10,977 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $190,000 (Sep 2020) |
| Tax Bill | $4,499 (2025) |
| Deeds & Mortgages | Jul 2020 Mortgage Oct 2019 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 41-31-05G-171 |
| Primary APN | 41-31-05G-171 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 10 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 1,603 sqft Living Area |
| 1st Floor Area | 380 sqft |
| Basement Area | 543 sqft |
| Unfinished Basement | 543 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1998 |
|---|---|
| Effective Year Built | Effective 1998 |
| Architectural Style | Conventional |
| Exterior Material | Wood |
| Construction Type | Frame |
| Lot Area | 10,977 sqft (0.252 acres) |
| View / Lot | Cul-de-sac |
| Garage Area | 400 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
| Deck Area | 143 sqft |
| Patio Area | 252 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 655 AMBER TRL |
|---|---|
| City | CINCINNATI |
| State | OH |
| Zip | 45244-1368 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PARKLAND A; LOT 78 |
| Legal Subdivision | PARKLAND A |
| Legal Lot Number | 78 |
| Jurisdiction | CLERMONT OH |
| Township / Civil Division | UNION |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 41405 |
Source: Clermont County records, as of April 13, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 655 AMBER TRL, CINCINNATI, OH 45244-1368 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 24, 2020 | Deed of Trust, Mortgage · Conventional Mortgage PARK NATIONAL BANK |
| Oct 1, 2019 | Deed of Trust, Mortgage · Conventional Mortgage PARK NATL BANK OF SW OHIO & N KENTUCKY |
| Sep 21, 2020 | Survivorship Deed, Transfer · Conventional Mortgage PARK NATIONAL BANK |
| Sep 20, 2018 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 21, 2020 · Amount on Record |
| Deed Sale | Sep 21, 2020 · Amount on Record |
| Prior Sale | Oct 27, 2005 · Amount on Record |
| Deed Document Number | 202025537 |
| Deed Book / Page | 2852 / 1862 |
| Prior Transfer Date | Aug 23, 2018 |
| Prior Transfer Doc | 0000021235 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLERMONT OH |
| Property Address | 655 AMBER TRL, CINCINNATI, OH 45244-1368 |
| Transaction Type | Mortgage |
| Record Updated | May 30, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000018797 |
|---|---|
| Date | Jul 24, 2020 |
| Book Page | 2845/4140 |
| Instrument | 202000018797 |
| Name | PARK NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | NEWARK, OH 43058 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 12 Months |
| Due | Jul 17, 2021 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLERMONT OH |
| Property Address | 655 AMBER TRL, CINCINNATI, OH 45244-1368 |
| Transaction Type | Mortgage |
| Record Updated | May 30, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000021992 |
|---|---|
| Date | Oct 1, 2019 |
| Book Page | 2819/3769 |
| Instrument | 201900021992 |
| Name | PARK NATL BANK OF SW OHIO & N KENTUCKY |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45245 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Oct 1, 2034 |
| Document Type | Survivorship Deed |
|---|---|
| Jurisdiction | CLERMONT OH |
| Recording Date | Sep 21, 2020 |
| Property Address | 655 AMBER TRL, CINCINNATI, OH 45244-1368 |
| Document Number | 0000025537 |
| Book / Page | 2852 / 1862 |
| Map Reference | CAB 5 PG 193&194 |
| Instrument Date | Sep 16, 2020 |
| Instrument | 202000025537 |
| Transaction Type | Transfer |
| Record Updated | Jul 13, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | PO BOX 4565, NEWARK, OH 43058-4565 |
| Document Number | 0000025538 |
|---|---|
| Date | Sep 21, 2020 |
| Instrument | 202000025538 |
| Name | PARK NATIONAL BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 1, 2050 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | CLERMONT OH |
| Recording Date | Sep 20, 2018 |
| Property Address | 655 AMBER TRL, CINCINNATI, OH 45244-1368 |
| Document Number | 0000021235 |
| Book / Page | 002792 / 003048 |
| Instrument Date | Aug 23, 2018 |
| Instrument | 21235 |
| Transaction Type | Transfer |
| Record Updated | Oct 4, 2018 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 655 AMBER TRL CINCINNATI OH 452441368, CINCINNATI, OH 45244-1368 |
Source: Clermont County assessment roll, as of April 13, 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Clermont County |
| County Subdivision | Union Township |
| Unified School District | West Clermont Local School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,499.00 (-49.4%) | $89,400 (-) Land $17,050 Building $72,350 | |
| 2024 | $255,400 (-) Land $48,700 Building $206,700 | ||
| 2023 | $8,891.00 (+137.6%) Homeowner's exemption | $89,400 (+39.19%) Land $17,050 Building $72,350 | $255,400 (+39.18%) Land $48,700 Building $206,700 |
| 2022 | $3,742.00 Homeowner's exemption | $64,230 Land $12,250 Building $51,980 | |
| 2020 | $183,500 Land $35,000 Building $148,500 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective February 6, 2010
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 64% of Ohio |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CLERMONT PUBLIC WATER SYSTEM private · serves 133,059 people · EPA ID OH1302212 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Mar 2025 |
| Lead | 2 ppb (2024–2026) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Oct 2018 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 224 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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