649 5th St, Berthoud, CO 80513 Property Records

Larimer County property record for 649 5th St, Berthoud, CO 80513

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,631 sqft · built 1900
Lot Size	0.239 acres (10,454 sqft)
Owner	Individual Name on Record
Last Sale	$705,000 (Aug 2021)
Tax Bill	$4,030 (2025)
Deeds & Mortgages	Aug 2021 Sale & Mortgage May 2019 Transfer
Flood Zone	Zone X (minimal risk)
APN	`94144-42-001`

Property Details

APN / Parcel Number

Primary APN	`94144-42-001`
Alternative APN	`R0482005`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	13 Rooms
Stories	2 Stories
Building Area	2,631 sqft Living Area
Basement Area	332 sqft
Interior Walls	Plaster

Exterior

Year Built	Built 1900
Effective Year Built	Effective 2020
Architectural Style	Other
Exterior Material	Wood Siding
Construction Type	Frame
Foundation Type	Stone
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	10,454 sqft (0.239 acres)
Terrain	Other
Garage Type	Detached
Garage Area	840 sqft
Parking Spaces	3 Parking Spaces
Porch	Porch
Porch Area	701 sqft
Patio Area	264 sqft

Utilities, Heating & Cooling

Heating System	Hot Water

Location & Zoning

Account Number	R0482005
Old Parcel Number	9414442001
Street Address	649 5TH ST
City	BERTHOUD
State	CO
Zip	80513-1224
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOTS 1 THRU 3, BLK 13, BER
Legal Range	69
Legal Township	04
Legal Section	14
Legal Quarter	SE
Legal Subdivision	BER BLK 13
Legal Block	13
Legal Lot Number	1 2
Jurisdiction	LARIMER CO
Township / Civil Division	BERTHOUD
Census Block Group	1
Census Block	1019
Census Tract	2700

Owner

Source: Larimer County records, as of February 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	649 5TH ST, BERTHOUD, CO 80513-1224
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 3, 2021	Warranty Deed, Transfer · Conventional Mortgage FIRST WESTERN TRUST BANK
May 6, 2019	Quit Claim Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 3, 2021 · Amount on Record
Deed Sale	Aug 3, 2021 · Amount on Record
Prior Sale	May 6, 2019
Deed Document Number	20210073609
Record Updated	Jun 8, 2026

August 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LARIMER CO
Recording Date	Aug 3, 2021
Property Address	649 5TH ST, BERTHOUD, CO 80513-1224
Document Number	0000073609
Instrument Date	Jul 2, 2021
Instrument	20210073609
Transaction Type	Transfer
Record Updated	Aug 11, 2021
Title Company	FIRST AMERICAN

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$70.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	649 5TH ST, BERTHOUD, CO 80513-1224

Mortgage

Document Number	0000073610
Date	Aug 3, 2021
Instrument	20210073610

Lender

Name	FIRST WESTERN TRUST BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2051

May 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LARIMER CO
Recording Date	May 6, 2019
Property Address	649 5TH ST, BERTHOUD, CO 80513-1224
Document Number	0000023202
Instrument Date	May 1, 2019
Instrument	23202
Transaction Type	Transfer
Record Updated	May 14, 2019
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	649 5TH ST BERTHOUD CO 805131224, BERTHOUD, CO 80513-1224

Tax Assessment & Valuation

Source: Larimer County assessment roll, as of August 25, 2025

Property Jurisdictions

Type	Name
State	Colorado
Municipality	Berthoud Town
County	Larimer County
Unified School District	Thompson School District R-2J (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,030.00 (+0.55%)	$39,831 (-15.09%) Land $2,625 Building $37,206	$637,300 (-8.97%) Land $42,000 Building $595,300
2023	$4,008.00 (+46.28%)	$46,907 (+64.14%) Land $2,814 Building $44,093	$700,100 (+70.26%) Land $42,000 Building $658,100
2022	$2,740.00	$28,578 Land $2,919 Building $25,659	$411,200 Land $42,000 Building $369,200

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 30, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.6% of Colorado
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF BERTHOUD serves 14,211 people · EPA ID CO0135138
Water Source	Surface water
Last State Inspection	Dec 2021
Lead	10 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Jul 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 476 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 250
Vistabeam Fixed Wireless	500 / 80
AT&T Fixed Wireless	100 / 20

May also be available: Hilltop Broadband, T-Mobile, Verizon.

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