631 5th St, Berthoud, CO 80513 Property Records

Larimer County property record for 631 5th St, Berthoud, CO 80513

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 794 sqft · built 1896
Lot Size	0.16 acres (6,970 sqft)
Owner	Individual Name on File
Last Sale	$455,000 (Mar 2022)
Tax Bill	$2,529 (2025)
Deeds & Mortgages	Mar 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`94144-42-004`

Property Details

APN / Parcel Number

Primary APN	`94144-42-004`
Alternative APN	`R0482013`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	794 sqft Living Area
Interior Walls	Plaster

Exterior

Year Built	Built 1896
Effective Year Built	Effective 2021
Architectural Style	Ranch
Exterior Material	Wood Siding
Construction Type	Frame
Foundation Type	Block
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	6,970 sqft (0.16 acres)
Garage Type	Detached
Garage Area	240 sqft
Parking Spaces	1 Parking Space
Porch	Porch
Porch Area	420 sqft

Utilities, Heating & Cooling

Heating System	Hot Water

Location & Zoning

Account Number	R0482013
Old Parcel Number	9414442004
Street Address	631 5TH ST
City	BERTHOUD
State	CO
Zip	80513-1224
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOTS 4 & 5, BLK 13, BER
Legal Range	69
Legal Township	04
Legal Section	14
Legal Quarter	SE
Legal Subdivision	BER BLK 13
Legal Block	13
Legal Lot Number	4&5 5
Jurisdiction	LARIMER CO
Township / Civil Division	BERTHOUD
Census Block Group	1
Census Block	1019
Census Tract	2700

Owner

631 5th St is owned and occupied by an individual who bought it in March 2022.

Source: Larimer County records, as of February 2, 2026

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	631 5TH ST, BERTHOUD, CO 80513-1224
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 23, 2022 · Amount on File
Deed Sale	Mar 23, 2022 · Amount on File
Prior Sale	Nov 14, 2014 · Amount on File
Deed Document Number	20220018443
Record Updated	Jun 8, 2026

March 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LARIMER CO
Recording Date	Mar 23, 2022
Property Address	631 5TH ST, BERTHOUD, CO 80513-1224
Document Number	0000018443
Instrument Date	Mar 22, 2022
Instrument	20220018443
Transaction Type	Transfer
Record Updated	Mar 29, 2022
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$45.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	631 5TH ST, BERTHOUD, CO 80513-1224

Mortgage

Document Number	0000018444
Date	Mar 23, 2022
Instrument	20220018444

Lender

Name	ELEVATIONS CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2052

Tax Assessment & Valuation

The 2025 property tax bill for 631 5th St was $2,529.

Source: Larimer County assessment roll, as of August 25, 2025

Property Jurisdictions

Type	Name
State	Colorado
Municipality	Berthoud Town
County	Larimer County
Unified School District	Thompson School District R-2J (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,529.00	$24,994 Land $2,625 Building $22,369	$399,900 Land $42,000 Building $357,900
2023	$2,412.00 (+46.63%)	$29,701 (+73.08%) Land $2,814 Building $26,887	$443,300 (+79.55%) Land $42,000 Building $401,300
2022	$1,645.00	$17,160 Land $2,919 Building $14,241	$246,900 Land $42,000 Building $204,900

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 631 5th St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 30, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 631 5th St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.6% of Colorado
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF BERTHOUD serves 14,211 people · EPA ID CO0135138
Water Source	Surface water
Last State Inspection	Dec 2021
Lead	10 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Jul 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 476 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 250
Vistabeam Fixed Wireless	500 / 80
AT&T Fixed Wireless	100 / 20

May also be available: Hilltop Broadband, T-Mobile, Verizon.

Nearby Properties on 5th St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures