649 3rd St, Somers Point, NJ 08244 Property Records

Atlantic County and Somers Point City property record for 649 3rd St, Somers Point, NJ 08244

Property Summary

Property TypeSingle Family Home
Details1,313 sqft · built 1953
Lot Size0.224 acres (9,749 sqft)
OwnerCompany Name on Record
Last Sale$372,000 (Jan 2021)
Tax Bill$8,516 (2025)
Deeds & MortgagesAug 2026 Transfer
Jul 2022 Mortgage
+ 1 more
APN21-01418-0000-00012

Property Details

APN / Parcel Number

Primary APN21-01418-0000-00012

Interior

Stories1 Story
Building Area1,313 sqft Living Area
1st Floor Area1,313 sqft

Exterior

Year BuiltBuilt 1953
Effective Year BuiltEffective 1953
Construction TypeFrame
Lot Area9,749 sqft (0.224 acres)
Lot Dimensions150 ft deep x 65 ft wide

Location & Zoning

Street Address649 3RD ST
CitySOMERS POINT
StateNJ
Zip08244-1962
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-1
Legal SubdivisionSOMERS POINT
Legal Block1418
Legal Lot Number12
JurisdictionATLANTIC NJ
Township / Civil DivisionSOMERS POINT
Census Block Group2
Census Block2006
Census Tract12802

Owner

Source: Atlantic County and Somers Point City records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address285 DIANA BLVD, MERRITT ISLAND, FL 32953-3115
Owner TypeCompany
VestingLife Tenant

Deeds, Mortgages & Sale History

DateDocument
Aug 4, 2026Quit Claim Deed, Transfer
NONE LISTED ON DOCUMENT
Jul 11, 2022Deed of Trust, Mortgage · Commercial Mortgage
REPUBLIC FIRST BANK
Feb 15, 2021Deed of Trust, Mortgage · Conventional Mortgage
REPUBLIC BK

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJan 26, 2021 · Amount on Record
Deed SaleJan 26, 2021 · Amount on Record
Prior SaleAug 11, 2015 · Amount on Record
Deed Document Number20214954
Last Transfer DateJul 16, 2026
Transfer Doc0000033541
Record UpdatedOct 29, 2026

August 2026: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionATLANTIC NJ
Recording DateAug 4, 2026
Property Address649 3RD ST, SOMERS POINT, NJ 08244-1962
Document Number0000033541
Instrument DateJul 16, 2026
Instrument202633541
Transaction TypeTransfer
Record UpdatedAug 31, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transaction

Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Quitclaim

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLife Tenant
Address285 DIANA BLVD, MERRITT ISLAND, FL 32953-3115

July 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionATLANTIC NJ
Property Address649 3RD ST, SOMERS POINT, NJ 08244-1962
Transaction TypeMortgage
Record UpdatedJul 26, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address649 3RD ST, SOMERS POINT, NJ 08244-1962

Mortgage

Document Number0000035109
DateJul 11, 2022
Instrument2022035109
Lender
NameREPUBLIC FIRST BANK
TypeBank
AddressPHILADELPHIA, PA 19102
Agreement
TypeCommercial Mortgage
AmountAmount Recorded
Interest
Rate3.39%
Change FrequencyAnnually

February 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionATLANTIC NJ
Property Address649 3RD ST, SOMERS POINT, NJ 08244-1962
Document Number0000015907
Instrument DateFeb 15, 2021
Transaction TypeMortgage
Record UpdatedMay 4, 2021
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address649 3RD ST SOMERS POINT NJ 082441962, SOMERS POINT, NJ 08244-1962

Mortgage

Document Number0000015907
DateMar 18, 2021
Instrument15907
Lender
NameREPUBLIC BK
TypeBank
AddressPHILADELPHIA, PA 19102
Agreement
TypeConventional Mortgage
AmountAmount Recorded

Tax Assessment & Valuation

Source: Atlantic County and Somers Point City assessment roll, as of July 9, 2026

Property Jurisdictions

TypeName
StateNew Jersey
CountyAtlantic County
MunicipalitySomers Point City
Secondary School DistrictMainland Regional School District (09 - 12)
Elementary School DistrictSomers Point City School District (KG - 08)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$228,800 (-) Land $67,600 Building $161,200$228,800 (-) Land $67,600 Building $161,200
2025$8,516.00 (+4.09%)$228,800 (-) Land $67,600 Building $161,200$228,800 (-) Land $67,600 Building $161,200
2024$8,181.00 (+7.03%)
2023$228,800 Land $67,600 Building $161,200$228,800 Land $67,600 Building $161,200
2022$7,644.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 27, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneNot included in the FIRM
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 45 individual policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies261 units insured
incl. 216 condo units
Nearby Flood Claims148 (1979–2016)
Claims Outside the SFHA1 of 148
Most Recent ClaimJan 2016 · Severe Winter Storm And Snowstorm
Claims by Event
  • Hurricane Sandy, Oct 2012 · 68 claims
  • Coastal Storm, High Tides, Heavy Rain, & Flooding, Dec 1992 · 37 claims
  • Coastal Storms & Flooding, Mar 1984 · 8 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemNJ AMERICAN WATER - ATLANTIC COUNTY
private · serves 120,146 people · EPA ID NJ0119002
Water SourceGroundwater
Last State InspectionJun 2024
Lead1 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 487 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
AT&T
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20

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