648 3rd St, Somers Point, NJ 08244 Property Records

Atlantic County and Somers Point City property record for 648 3rd St, Somers Point, NJ 08244

Property Summary

Property TypeSingle Family Home
Details2,260 sqft · built 1920
Lot Size0.149 acres (6,499 sqft)
Owner2 Individual Names on File
Tax Bill$8,650 (2025)
Deeds & MortgagesMar 2023 Second Mortgage
APN21-01417-0000-00014

Property Details

APN / Parcel Number

Primary APN21-01417-0000-00014

Interior

Stories1 Story
Building Area2,260 sqft Living Area
1st Floor Area2,260 sqft

Exterior

Year BuiltBuilt 1920
Effective Year BuiltEffective 1920
Construction TypeFrame
Lot Area6,499 sqft (0.149 acres)
Lot Dimensions100 ft deep x 65 ft wide
Garage TypeAttached
Parking Spaces2 Parking Spaces

Location & Zoning

Street Address648 3RD ST
CitySOMERS POINT
StateNJ
Zip08244-1964
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-1
Legal Block1417
Legal Lot Number14
JurisdictionATLANTIC NJ
Township / Civil DivisionSOMERS POINT
Census Block Group2
Census Block2005
Census Tract12802

Owner

648 3rd St is owned and occupied by two individuals who acquired it in February 1994.

Source: Atlantic County and Somers Point City records, as of July 9, 2026

Owner of Record2 Individual Names on File
Mailing Address648 3RD ST, SOMERS POINT, NJ 08244-1964
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleApr 29, 1993
Deed SaleApr 29, 1993
Prior SaleApr 21, 1993
Deed Book / Page5492 / 19
Last Transfer DateFeb 23, 1994
Transfer Doc0000027266
Record UpdatedSep 20, 2026

March 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionATLANTIC NJ
Property Address648 3RD ST, SOMERS POINT, NJ 08244-1964
Transaction TypeMortgage
Record UpdatedApr 4, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000013967
DateMar 17, 2023
Instrument2023013967
Lender
NameJERSEY SHORE FCU
TypeCredit Union
AddressNORTHFIELD, NJ 08225
Agreement
TypeStand-Alone Second Mortgage
AmountAmount on Record
Term60 Months
DueMar 5, 2028

Tax Assessment & Valuation

The 2025 property tax bill for 648 3rd St was $8,650, up 4.1% from the year before.

Source: Atlantic County and Somers Point City assessment roll, as of July 9, 2026

Property Jurisdictions

TypeName
StateNew Jersey
CountyAtlantic County
MunicipalitySomers Point City
Secondary School DistrictMainland Regional School District (09 - 12)
Elementary School DistrictSomers Point City School District (KG - 08)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$232,400 (-) Land $56,500 Building $175,900$232,400 (-) Land $56,500 Building $175,900
2025$8,650.00 (+4.09%)$232,400 Land $56,500 Building $175,900$232,400 Land $56,500 Building $175,900
2024$8,310.00
2023$232,400 Land $56,500 Building $175,900$232,400 Land $56,500 Building $175,900
2022$7,764.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA's flood maps do not cover 648 3rd St; there have been 148 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective August 27, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneNot included in the FIRM
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 45 individual policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies261 units insured
incl. 216 condo units
Nearby Flood Claims148 (1979–2016)
Claims Outside the SFHA1 of 148
Most Recent ClaimJan 2016 · Severe Winter Storm And Snowstorm
Claims by Event
  • Hurricane Sandy, Oct 2012 · 68 claims
  • Coastal Storm, High Tides, Heavy Rain, & Flooding, Dec 1992 · 37 claims
  • Coastal Storms & Flooding, Mar 1984 · 8 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 648 3rd St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemNJ AMERICAN WATER - ATLANTIC COUNTY
private · serves 120,146 people · EPA ID NJ0119002
Water SourceGroundwater
Last State InspectionJun 2024
Lead1 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 487 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
AT&T
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20

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