649 3rd St, Scotia, CA 95565 Property Records

Humboldt County property record for 649 3rd St, Scotia, CA 95565

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 968 sqft · built 1908
Lot Size	0.159 acres (6,969 sqft)
Owner	Individual Name on Record
Last Sale	$215,000 (Aug 2023)
Tax Bill	$2,365 (2025)
Deeds & Mortgages	Aug 2023 Sale & Mortgage Jul 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`205-451-010-000`

Property Details

APN / Parcel Number

Primary APN	`205-451-010-000`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	968 sqft Living Area

Exterior

Year Built	Built 1908
Construction Type	Wood
Lot Area	6,969 sqft (0.159 acres)

Utilities, Heating & Cooling

Heating System	Floor/Wall Furnace

Location & Zoning

Street Address	649 3RD ST
City	SCOTIA
State	CA
Zip	95565-9700
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 203 TR654 TOWN OF SCOTIA PH2 BK25/MAPS PG79-95
Legal Tract	654
Legal Lot Number	203
Jurisdiction	HUMBOLDT CA
Township / Civil Division	GARBERVILLE
Census Block Group	4
Census Block	4037
Census Tract	11100

Owner

Source: Humboldt County records, as of October 13, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	112 DOUGLAS ST, RIO DELL, CA 95562-1205
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 18, 2023	Grant Deed, Transfer · Conventional Mortgage USAA FSB
Jul 30, 2020	Grant Deed, Subdivision Related Transfer · FHA Mortgage CALIBER HM LOANS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 18, 2023 · Amount on Record
Deed Sale	Aug 18, 2023 · Amount on Record
Prior Sale	Jul 30, 2020 · Amount on Record
Deed Document Number	2023-011064
Record Updated	Jun 8, 2026

August 2023: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	HUMBOLDT CA
Recording Date	Aug 18, 2023
Property Address	649 3RD AVE, SCOTIA, CA 95565-9700
Document Number	0000011064
Map Reference	MB 25 PG 79-95
Instrument Date	Aug 1, 2023
Instrument	2023-011064
Transaction Type	Transfer
Record Updated	Aug 31, 2023
Title Company	HUMBOLDT LAND TITLE COMPANY, HUMBOLDT LAND TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	112 DOUGLAS ST, RIO DELL, CA 95562-1205

Mortgage

Document Number	0000011065
Date	Aug 18, 2023
Instrument	2023-011065

Lender

Name	USAA FSB
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2053

July 2020: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	HUMBOLDT CA
Recording Date	Jul 30, 2020
Property Address	924 TRINITY ST # B, B, EUREKA, CA 95501-3068
Document Number	0000012734
Instrument Date	Jul 23, 2020
Instrument	12734
Transaction Type	Subdivision Related Transfer
Record Updated	Aug 14, 2020
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$202.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	924 TRINITY ST EUREKA CA 955013068, EUREKA, CA 95501-3068

Mortgage

Document Number	12735
Date	Jul 30, 2020
Instrument	12735

Lender

Name	CALIBER HM LOANS
Type	Funding / Finance Company
Address	COPPELL, TX 75019

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 29, 2050

Mortgage

Document Number	12736,
Date	Jul 30, 2020
Instrument	12736

Lender

Name	CALIBER HM LOANS
Type	Funding / Finance Company
Address	COPPELL, TX 75019

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jul 29, 2050

Tax Assessment & Valuation

Source: Humboldt County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	California
County	Humboldt County
Secondary School District	Fortuna Union High School District (09 - 12)
Elementary School District	Scotia Union Elementary School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$2,365.00 (+20.85%)	$219,300 (+14.56%) Land $137,700 Building $81,600
2023	$1,957.00 (+0.93%) Homeowner's exemption	$191,433 Land $78,030 Building $113,403
2022	$1,939.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective August 25, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 13 policies
Nearby Flood Policies	13 in force
Nearby Flood Claims	9 (1986–1997)
Most Recent Claim	Jan 1997 · Severe Storms, Flooding, Mud And Landslides
Claims by Event	Severe Storms, Flooding, Mud And Landslides, Jan 1997 · 3 claims Severe Winter Storms, Flooding, Landslides, Mud Flows, Jan 1995 · 3 claims Severe Storms & Flooding, Feb 1986 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SCOTIA CSD private · serves 681 people · EPA ID CA1210010
Water Source	Surface water
Last State Inspection	Apr 2023
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity not recorded as resolved · Mar 2026
Treatment and Procedure	Lead service line inventory currently in violation since Oct 2024 Coliform assessment Jun 2019
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 186 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Cable	940 / 35
101Netlink Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

649 3rd St, Scotia, CA 95565 Property Records

Property Summary

Property Details

APN / Parcel Number

Interior

Exterior

Utilities, Heating & Cooling

Location & Zoning

Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

August 2023: Grant Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

July 2020: Grant Deed, Subdivision Related Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Mortgage

Lender

Agreement

Tax Assessment & Valuation

Property Jurisdictions

Tax Bill & Assessment History

Flood

Wildfire

Drinking Water

Violations Reported to EPA

Internet Providers

Nearby Properties on 3rd St

Nearby Streets

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