Humboldt County property record for 645 3rd St, Scotia, CA 95565
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,060 sqft · built 1908 |
| Lot Size | 0.159 acres (6,969 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $242,000 (Jan 2022) |
| Tax Bill | $2,680 (2025) |
| Deeds & Mortgages | Jan 2022 Sale & Mortgage Jan 2020 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 205-451-008-000 |
| Primary APN | 205-451-008-000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,060 sqft Living Area |
| Year Built | Built 1908 |
|---|---|
| Construction Type | Wood |
| Lot Area | 6,969 sqft (0.159 acres) |
| Heating System | Floor/Wall Furnace |
|---|
| Street Address | 645 3RD ST |
|---|---|
| City | SCOTIA |
| State | CA |
| Zip | 95565-9700 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 201 TR654 TOWN OF SCOTIA PH2 BK25/MAPS PG79-95 |
| Legal Tract | 654 |
| Legal Lot Number | 201 |
| Jurisdiction | HUMBOLDT CA |
| Township / Civil Division | GARBERVILLE |
| Census Block Group | 4 |
| Census Block | 4037 |
| Census Tract | 11100 |
Source: Humboldt County records, as of October 13, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | PO BOX 42, SCOTIA, CA 95565-0042 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 11, 2022 | Grant Deed, Transfer · Conventional Mortgage CALIBER HOME LOANS INC |
| Jan 30, 2020 | Grant Deed, Transfer · VA Mortgage SUMMIT FNDG |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 11, 2022 · Amount on Record |
| Deed Sale | Jan 11, 2022 · Amount on Record |
| Prior Sale | Jan 30, 2020 · Amount on Record |
| Deed Document Number | 2022-000653 |
| Record Updated | Jun 8, 2026 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | HUMBOLDT CA |
| Recording Date | Jan 11, 2022 |
| Property Address | 645 3RD AVE, SCOTIA, CA 95565 |
| Document Number | 0000000653 |
| Map Reference | MB 25 PG 79-95 |
| Instrument Date | Jan 6, 2022 |
| Instrument | 2022-000653 |
| Transaction Type | Transfer |
| Record Updated | Aug 1, 2023 |
| Title Company | HUMBOLDT LAND TITLE COMPANY, HUMBOLDT LAND TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 645 3RD ST, SCOTIA, CA 95565 |
| Investor | Possibly a Property Investor |
| Document Number | 0000000654 |
|---|---|
| Date | Jan 11, 2022 |
| Instrument | 2022-000654 |
| Name | CALIBER HOME LOANS INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 1, 2052 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | HUMBOLDT CA |
| Recording Date | Jan 30, 2020 |
| Property Address | 645 3RD ST, SCOTIA, CA 95565 |
| Document Number | 0000001665 |
| Instrument Date | Jan 22, 2020 |
| Instrument | 1665 |
| Transaction Type | Transfer |
| Record Updated | Feb 21, 2020 |
| Title Company | FIDELITY NATIONAL TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $217.00 |
| Amount Accuracy | Full Value |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | PO BOX 42 SCOTIA CA 955650042, SCOTIA, CA 95565-0042 |
| Document Number | 1666 |
|---|---|
| Date | Jan 30, 2020 |
| Instrument | 1666 |
| Name | SUMMIT FNDG |
|---|---|
| Type | Funding / Finance Company |
| Address | SACRAMENTO, CA 95815 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 29, 2050 |
Source: Humboldt County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | California |
| County | Humboldt County |
| Secondary School District | Fortuna Union High School District (09 - 12) |
| Elementary School District | Scotia Union Elementary School District (KG - 08) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $2,680.00 (+4.48%) Homeowner's exemption | $256,810 (+4.04%) Land $116,732 Building $140,078 |
| 2023 | $2,565.00 (+25.06%) Homeowner's exemption | $246,840 Land $112,200 Building $134,640 |
| 2022 | $2,051.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective August 25, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 13 policies |
| Nearby Flood Policies | 13 in force |
| Nearby Flood Claims | 9 (1986–1997) |
| Most Recent Claim | Jan 1997 · Severe Storms, Flooding, Mud And Landslides |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 88% of California |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SCOTIA CSD private · serves 681 people · EPA ID CA1210010 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Apr 2023 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | Turbidity not recorded as resolved · Mar 2026 |
|---|---|
| Treatment and Procedure | Lead service line inventory currently in violation since Oct 2024 Coliform assessment Jun 2019 |
| Monitoring and Reporting | 4 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 186 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Cable | 940 / 35 |
| 101Netlink Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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