Niagara County and Lockport Town property record for 6489 Rapids Rd, Lockport, NY 14094
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 1.5 ba · 1,722 sqft · built 1992 |
| Lot Size | 0.22 acres (9,600 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $240,500 (Sep 2020) |
| Tax Bill | $7,161 (2026) |
| Deeds & Mortgages | Nov 2025 Sale Jan 2019 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 292600 152.01-1-30 |
| Primary APN | 292600 152.01-1-30 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 1,722 sqft Living Area |
| 1st Floor Area | 592 sqft |
| 2nd Floor Area | 624 sqft |
| Upper Floors Area | 506 sqft |
| Year Built | Built 1992 |
|---|---|
| Effective Year Built | Effective 1992 |
| Architectural Style | Colonial |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 9,600 sqft (0.22 acres) |
| Lot Dimensions | 120 ft deep x 80 ft wide |
| Garage Type | Attached |
| Garage Area | 506 sqft |
| Parking Spaces | 2 Parking Spaces |
| Shed | 1 Shed |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 6489 RAPIDS RD |
|---|---|
| City | LOCKPORT |
| State | NY |
| Zip | 14094-9495 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SUBLOT #589 |
| Legal Subdivision | HOLLAND LAND COMPANYS SURVEY |
| Legal Block | 1 |
| Legal Lot Number | 30.000 |
| Jurisdiction | NIAGARA NY |
| Township / Civil Division | LOCKPORT |
| Census Block Group | 2 |
| Census Block | 2018 |
| Census Tract | 23405 |
Source: Niagara County and Lockport Town records, as of September 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 6489 RAPIDS RD, LOCKPORT, NY 14094-9495 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 3, 2025 | Warranty Deed, Transfer |
| Jan 7, 2019 | Deed of Trust, Mortgage CORNERSTONE COMMUNITY FCU |
| Sep 8, 2020 | Warranty Deed, Transfer · Conventional with PMI HOME PT FIN'L |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 8, 2020 · Amount on Record |
| Deed Sale | Sep 8, 2020 · Amount on Record |
| Prior Sale | Jan 23, 2014 · Amount on Record |
| Deed Document Number | 202014112 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | NIAGARA NY |
| Recording Date | Nov 3, 2025 |
| Property Address | 6489 RAPIDS RD, LOCKPORT, NY 14094-9495 |
| Document Number | 0000006833 |
| Map Reference | MB 61 PG 6132-6139 |
| Instrument Date | Nov 3, 2025 |
| Instrument | 2025-16833 |
| Transaction Type | Transfer |
| Record Updated | Nov 21, 2025 |
| Amount | Amount Recorded |
|---|---|
| Tax | $1,604.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 6418 DEDI DR, LOCKPORT, NY 14094-8950 |
| Name | Verified Name |
|---|---|
| Address | 6489 RAPIDS RD, LOCKPORT, NY 14094-9495 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NIAGARA NY |
| Property Address | 6489 RAPIDS RD, LOCKPORT, NY 14094-9495 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000000208 |
|---|---|
| Date | Jan 7, 2019 |
| Instrument | 2019-00208 |
| Name | CORNERSTONE COMMUNITY FCU |
|---|---|
| Type | Credit Union |
| Address | LOCKPORT, NY 14095 |
| Amount | Amount Recorded |
|---|---|
| Term | 180 Months |
| Due | Jan 7, 2034 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | NIAGARA NY |
| Recording Date | Sep 8, 2020 |
| Property Address | 6489 RAPIDS RD, LOCKPORT, NY 14094-9495 |
| Document Number | 0000014112 |
| Instrument Date | Aug 20, 2020 |
| Instrument | 14112 |
| Transaction Type | Transfer |
| Record Updated | Oct 1, 2020 |
| Title Company | TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $962.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 6489 RAPIDS RD LOCKPORT NY 140949495, LOCKPORT, NY 14094-9495 |
| Document Number | 14113 |
|---|---|
| Date | Sep 8, 2020 |
| Instrument | 14113 |
| Name | HOME PT FIN'L |
|---|---|
| Address | PARSIPPANY, NJ 07054 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 7, 2050 |
Source: Niagara County and Lockport Town assessment roll, as of April 17, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Niagara County |
| County Subdivision | Lockport Town |
| Unified School District | Starpoint Central School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $7,161.00 (+0.99%) | ||
| 2025 | $7,091.00 | $320,000 (+6.67%) Land $21,000 Building $299,000 | $320,000 (+6.67%) Land $21,000 Building $299,000 |
| 2024 | $300,000 (+4.17%) Land $21,000 Building $279,000 | $300,000 (+4.17%) Land $21,000 Building $279,000 | |
| 2023 | $288,000 Land $16,000 Building $272,000 | $288,000 Land $16,000 Building $272,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 6, 2025
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 94% of New York |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LOCKPORT TOWN WDS serves 21,105 people · EPA ID NY3100563 |
|---|---|
| Water Source | Purchased surface water from NIAGARA COUNTY WATER DISTRICT |
| Last State Inspection | Jun 2024 |
| Lead | 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 166 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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