Niagara County and Lockport Town property record for 6485 Rapids Rd, Lockport, NY 14094
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 2.5 ba · 2,230 sqft · built 1993 |
| Lot Size | 0.245 acres (10,680 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $8,092 (2026) |
| Deeds & Mortgages | Mar 2020 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 292600 152.01-1-28 |
| Primary APN | 292600 152.01-1-28 |
|---|---|
| Alternative APN |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,230 sqft Living Area |
| 1st Floor Area | 956 sqft |
| 2nd Floor Area | 936 sqft |
| Upper Floors Area | 338 sqft |
| Year Built | Built 1993 |
|---|---|
| Effective Year Built | Effective 1993 |
| Architectural Style | Colonial |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 10,680 sqft (0.245 acres) |
| Lot Dimensions | 120 ft deep x 89 ft wide |
| Garage Type | Attached |
| Garage Area | 520 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Type | Above-Ground Pool |
| Pool Area | 346 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 6485 RAPIDS RD |
|---|---|
| City | LOCKPORT |
| State | NY |
| Zip | 14094-9495 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SUBLOT #587 |
| Legal Block | 1 |
| Legal Lot Number | 28.000 |
| Jurisdiction | NIAGARA NY |
| Township / Civil Division | LOCKPORT |
| Census Block Group | 2 |
| Census Block | 2018 |
| Census Tract | 23405 |
6485 Rapids Rd is owned and occupied by two individuals.
Source: Niagara County and Lockport Town records, as of September 23, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 6485 RAPIDS RD, LOCKPORT, NY 14094-9495 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NIAGARA NY |
| Property Address | 6485 RAPIDS RD, LOCKPORT, NY 14094-9495 |
| Document Number | 0000005087 |
| Instrument Date | Mar 14, 2020 |
| Transaction Type | Mortgage |
| Record Updated | May 20, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 6485 RAPIDS RD LOCKPORT NY 140949495, LOCKPORT, NY 14094-9495 |
| Document Number | 0000005087 |
|---|---|
| Date | Mar 25, 2020 |
| Instrument | 5087 |
| Name | KEYBANK USA |
|---|---|
| Type | Bank |
| Address | BROOKLYN, OH 44144 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|
The 2026 property tax bill for 6485 Rapids Rd was $8,092 with a homeowner's exemption, up 4% from the year before.
Source: Niagara County and Lockport Town assessment roll, as of April 17, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Niagara County |
| County Subdivision | Lockport Town |
| Unified School District | Starpoint Central School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $8,092.00 (+4.04%) Homeowner's exemption | ||
| 2025 | $7,778.00 | $363,000 Land $22,300 Building $340,700 | $363,000 Land $22,300 Building $340,700 |
| 2023 | $317,000 Land $17,300 Building $299,700 | $317,000 Land $17,300 Building $299,700 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 6485 Rapids Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective November 6, 2025
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 6485 Rapids Rd is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 94% of New York |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LOCKPORT TOWN WDS serves 21,105 people · EPA ID NY3100563 |
|---|---|
| Water Source | Purchased surface water from NIAGARA COUNTY WATER DISTRICT |
| Last State Inspection | Jun 2024 |
| Lead | 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 166 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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