6489 Abel St, Elkridge, MD 21075 Property Records

Howard County property record for 6489 Abel St, Elkridge, MD 21075

Property Summary

Property Type	Single Family Home
Details	3.5 ba · 1,960 sqft · built 1999
Lot Size	0.187 acres (8,135 sqft)
Owner	2 Individual Names on Record
Last Sale	$450,000 (Jul 2017)
Tax Bill	$8,538 (2026)
Deeds & Mortgages	Oct 2021 Mortgage Oct 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`01-280767`

Property Details

APN / Parcel Number

Primary APN	`01-280767`
Alternative APNs	`1280767` `280767`

Interior

Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,960 sqft Total Area
Basement Area	710 sqft
Finished Basement	710 sqft

Exterior

Year Built	Built 1999
Effective Year Built	Effective 1999
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	8,135 sqft (0.187 acres)
Garage Type	Attached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Deck Area	384 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	280767
Street Address	6489 ABEL ST
City	ELKRIDGE
State	MD
Zip	21075-5298
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RSC
Legal Description	LOT 44 8,135 SQ' 6489 ABEL ST WILLIAMS KNOLL SEC II
Legal Subdivision	WILLIAMS KNOLL SEC 02
Legal Lot Number	44
Jurisdiction	HOWARD MD
Township / Civil Division	1, ELKRIDGE
Census Block Group	2
Census Block	2003
Census Tract	601206

Owner

Source: Howard County records, as of September 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	6489 ABEL ST, ELKRIDGE, MD 21075-5298
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 20, 2021	Deed of Trust, Mortgage · Conventional Mortgage NEWREZ LLC
Oct 17, 2019	Deed of Trust, Mortgage · Conventional Mortgage NEWREZ LLC
Jul 20, 2017	Grant Deed, Transfer · Conventional with PMI SOUTHERN TR MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 20, 2017 · Amount on Record
Deed Sale	Jul 20, 2017 · Amount on Record
Prior Sale	Apr 5, 2005 · Amount on Record
Deed Document Number	2017702-005
Transfer Doc	0000045940
Record Updated	Oct 29, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HOWARD MD
Property Address	6489 ABEL ST, ELKRIDGE, MD 21075-5298
Transaction Type	Mortgage
Record Updated	Dec 29, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0210310167
Date	Oct 20, 2021
Book Page	21031/167

Lender

Name	NEWREZ LLC
Type	Mortgage Company
Address	FORT WASHINGTON, PA 19034

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Nov 1, 2041

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HOWARD MD
Property Address	6489 ABEL ST, ELKRIDGE, MD 21075-5298
Transaction Type	Mortgage
Record Updated	Oct 25, 2022
Title Company	AVENUE 365 LENDER SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0189550427
Date	Oct 17, 2019
Book Page	18955/427

Lender

Name	NEWREZ LLC
Type	Non-Lending Institution
Address	FORT WASHINGTON, PA 19034

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Nov 1, 2039

July 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	HOWARD MD
Recording Date	Jul 20, 2017
Property Address	6489 ABEL ST, ELKRIDGE, MD 21075-5298
Document Number	0177020005
Book / Page	017702 / 000005
Instrument Date	Jul 18, 2017
Transaction Type	Transfer
Record Updated	Aug 1, 2017
Title Company	EAGLE TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$450.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	6489 ABEL ST ELKRIDGE MD 210755298, ELKRIDGE, MD 21075-5298

Mortgage

Document Number	177020012
Date	Jul 20, 2017
Book Page	017702/000012

Lender

Name	SOUTHERN TR MTG
Type	Mortgage Company
Address	VIRGINIA BEACH, VA 23462

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Jul 19, 2047

Tax Assessment & Valuation

Source: Howard County assessment roll, as of September 4, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Howard County
Unified School District	Howard County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$8,538.00 (+4.53%) Homeowner's exemption	$549,000 (+4.53%) Land $194,100 Building $354,900	$549,000 (-) Land $194,100 Building $354,900
2025	$8,168.00 (+4.37%) Homeowner's exemption	$525,200 (+9.97%)	$549,000 (+14.95%) Land $194,100 Building $354,900
2024	$7,826.00 (+50.36%)
2023		$477,600 Land $239,100 Building $238,500	$477,600 Land $239,100 Building $238,500
2022	$5,205.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 31, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	9 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 96% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 358 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 250
Believe Broadband Fixed Wireless	500 / 100
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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