6488 Abel St, Elkridge, MD 21075 Property Records

Howard County property record for 6488 Abel St, Elkridge, MD 21075

Property Summary

Property Type	Single Family Home
Details	3.5 ba · 1,710 sqft · built 2000
Lot Size	0.146 acres (6,371 sqft)
Owner	Individual Name on File
Last Sale	$415,000 (Mar 2018)
Tax Bill	$7,823 (2026)
Deeds & Mortgages	Nov 2020 Mortgage Oct 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`01-281062`

Property Details

APN / Parcel Number

Primary APN	`01-281062`
Alternative APNs	`1281062` `281062`

Interior

Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,710 sqft Total Area
Basement Area	385 sqft
Finished Basement	385 sqft

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2000
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	6,371 sqft (0.146 acres)
Garage Type	Attached
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces
Deck Area	192 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	281062
Street Address	6488 ABEL ST
City	ELKRIDGE
State	MD
Zip	21075-5297
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RSC
Legal Description	LOT 86 6,371 SQ 6488 ABEL ST WILLIAMS KNOLL SEC II RE
Legal Subdivision	WILLIAMS KNOLL SEC 02
Legal Lot Number	86
Jurisdiction	HOWARD MD
Township / Civil Division	1, ELKRIDGE
Census Block Group	2
Census Block	2003
Census Tract	601206

Owner

6488 Abel St is owned and occupied by an individual who bought it in March 2018.

Source: Howard County records, as of September 4, 2026

Owner of Record	Individual Name on File
Mailing Address	6488 ABEL ST, ELKRIDGE, MD 21075-5297
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 25, 2020	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC
Oct 28, 2019	Deed of Trust, Mortgage · Conventional Mortgage A Z MORTGAGE INC
Mar 14, 2018	Deed, Transfer GEMINI TITLE & ESCROW LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 14, 2018 · Amount on File
Deed Sale	Mar 14, 2018 · Amount on File
Prior Sale	Jul 7, 2014 · Amount on File
Deed Book / Page	18089 / 198
Prior Transfer Date	Oct 7, 2013
Prior Transfer Doc	0156720021
Record Updated	Oct 29, 2026

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HOWARD MD
Property Address	6488 ABEL ST, ELKRIDGE, MD 21075-5297
Transaction Type	Mortgage
Record Updated	Oct 25, 2022
Title Company	FIRST AMERICAN TITLE INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0199660479
Date	Nov 25, 2020
Book Page	19966/479

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Nov 1, 2035

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HOWARD MD
Property Address	6488 ABEL ST, ELKRIDGE, MD 21075-5297
Transaction Type	Mortgage
Record Updated	Oct 25, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0189770222
Date	Oct 28, 2019
Book Page	18977/222

Lender

Name	A Z MORTGAGE INC
Type	Mortgage Company
Address	ROCKVILLE, MD 20852

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Nov 1, 2034

March 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	HOWARD MD
Recording Date	Mar 14, 2018
Property Address	6488 ABEL ST, ELKRIDGE, MD 21075-5297
Document Number	0180890198
Book / Page	18089 / 198
Map Reference	PL13350-13352
Instrument Date	Mar 12, 2018
Transaction Type	Transfer
Record Updated	Aug 11, 2022
Title Company	GEMINI TITLE & ESCROW LLC

Transaction

Amount	Amount on Record
Tax	$4,150.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 650043, DALLAS, TX 75265-0043

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6488 ABEL ST, ELKRIDGE, MD 21075-5297

Tax Assessment & Valuation

The 2026 property tax bill for 6488 Abel St was $7,823 with a homeowner's exemption, up 3.8% from the year before.

Source: Howard County assessment roll, as of September 4, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Howard County
Unified School District	Howard County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$7,823.00 (+3.85%) Homeowner's exemption	$496,500 (+3.85%) Land $186,100 Building $310,400	$496,500 (-) Land $186,100 Building $310,400
2025	$7,533.00 (+3.65%) Homeowner's exemption	$478,100	$496,500 Land $186,100 Building $310,400
2024	$7,268.00
2023		$441,300 Land $231,100 Building $210,200	$441,300 Land $231,100 Building $210,200
2022	$4,818.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 6488 Abel St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 31, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	9 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 6488 Abel St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 96% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HOWARD COUNTY D.P.W. DISTRIBUTION serves 286,158 people · EPA ID MD0130002
Water Source	Purchased surface water from several systems
Last State Inspection	Jan 2024
Lead	3 ppb (2018–2020) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 358 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 250
Believe Broadband Fixed Wireless	500 / 100
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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