6482 Flora Ct, Milton, FL 32570 Property Records

Santa Rosa County property record for 6482 Flora Ct, Milton, FL 32570

Property Summary

Property Type	Single Family Home
Details	5 bd · 3 ba · 2,390 sqft · built 2016
Lot Size	0.1 acres (4,356 sqft)
Owner	Individual Name on Record
Last Sale	$230,000 (Dec 2020)
Tax Bill	$2,517 (2024)
Deeds & Mortgages	Dec 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`28-2N-28-2322-00D00-0130`

Property Details

APN / Parcel Number

Primary APN	`28-2N-28-2322-00D00-0130`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	2,390 sqft Heated Area
Gross Area	2,892 sqft
1st Floor Area	2,782 sqft
Upper Floors Area	1,391 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2016
Exterior Material	Vinyl
Construction Type	Wood
Foundation Type	Slab (Mat/Raft)
Roof Material	Asphalt
Lot Area	4,356 sqft (0.1 acres)
Lot Dimensions	1,090 ft deep x 400 ft wide
Garage Area	392 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Open Porch
Porch Area	30 sqft
Deck Area	80 sqft
Patio Area	80 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Account Number	282N28232200D000130
Street Address	6482 FLORA CT
City	MILTON
State	FL
Zip	32570-3522
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R3
Legal Description	MAGNOLIA BEND PH 1 LOT 13 BLK D AS DES IN OR 4051 PG 398
Legal Range	28W
Legal Township	02N
Legal Section	28
Legal Subdivision	MAGNOLIA BEND PH 1
Legal Phase	1
Legal Block	D
Legal Lot Number	13
Jurisdiction	SANTA ROSA FL
Township / Civil Division	MILTON
Census Block Group	2
Census Block	2015
Census Tract	10601

Owner

Source: Santa Rosa County records, as of October 27, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3913 ALBERAN AVE, LONG BEACH, CA 90808-2233
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 31, 2020 · Amount on Record
Deed Sale	Dec 31, 2020 · Amount on Record
Prior Sale	Jun 16, 2016 · Amount on Record
Deed Document Number	202071362
Deed Book / Page	4051 / 398
Record Updated	Jun 8, 2026

December 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SANTA ROSA FL
Recording Date	Dec 31, 2020
Property Address	6482 FLORA CT, MILTON, FL 32570-3522
Document Number	0040510398
Book / Page	4051 / 398
Map Reference	MB 11 PG 7
Instrument Date	Dec 29, 2020
Instrument	202071362
Transaction Type	Transfer
Record Updated	Dec 14, 2021
Title Company	SURETY LAND TITLE OF FL LLC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$1,610.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	6245 BROWNING ST, 6245, MILTON, FL 32570-8283

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6482 FLORA CT, MILTON, FL 32570-3522

Mortgage

Document Number	0004051400
Date	Dec 31, 2020
Instrument	4051/400

Lender

Name	THE MORTGAGE FIRM INC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2051

Tax Assessment & Valuation

Source: Santa Rosa County assessment roll, as of July 1, 2024

Property Jurisdictions

Type	Name
State	Florida
County	Santa Rosa County
Municipality	Milton City
Unified School District	Santa Rosa County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2024	$2,517.00 (+2.78%) Homeowner's exemption	$212,318 (+3%)	$251,600 (+5.2%) Land $23,000 Building $228,600
2023	$2,449.00 (+2.81%) Homeowner's exemption	$206,134 (+3%)	$239,168 (+7.06%) Land $23,000 Building $216,168
2022	$2,382.00 Homeowner's exemption	$200,130	$223,393 Land $18,000 Building $205,393

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	9 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · lower than 87% of Florida
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MILTON, CITY OF WATER SYSTEM serves 21,241 people · EPA ID FL1570146
Water Source	Groundwater
Last State Inspection	Feb 2025
Lead	5 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 177 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
AT&T DSL · Fiber in parts of the area	100 / 20