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6473 Flora Ct, Milton, FL 32570 Property Records

Santa Rosa County property record for 6473 Flora Ct, Milton, FL 32570

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 1,896 sqft · built 2019
Lot Size0.1 acres (4,356 sqft)
OwnerIndividual Name on File
Last Sale$180,800 (Jul 2019)
Tax Bill$3,203 (2024)
Deeds & MortgagesMar 2022 Mortgage
Jul 2019 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN28-2N-28-2322-00C00-0060

Property Details

APN / Parcel Number

Primary APN28-2N-28-2322-00C00-0060

Interior

Bedrooms4 Beds
Full Baths3 Baths
Stories1 Story
Building Area1,896 sqft Heated Area
Gross Area2,507 sqft
1st Floor Area2,337 sqft
Upper Floors Area1,158 sqft
FlooringLaminate Plank
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2019
Exterior MaterialVinyl
Construction TypeWood
Foundation TypeSlab (Mat/Raft)
Roof MaterialAsphalt
Lot Area4,356 sqft (0.1 acres)
Lot Dimensions610 ft deep x 720 ft wide
Garage Area441 sqft
Parking Spaces2 Parking Spaces
PorchOpen Porch
Porch Area90 sqft
Patio Area80 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air

Location & Zoning

Account Number282N28232200C000060
Street Address6473 FLORA CT
CityMILTON
StateFL
Zip32570-3522
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR3
Legal DescriptionMAGNOLIA BEND PH 1 LOT 6 BLK C AS DES IN OR 3847 PG 122
Legal Range28W
Legal Township02N
Legal Section28
Legal SubdivisionMAGNOLIA BEND PH 1
Legal Phase1
Legal BlockC
Legal Lot Number6
JurisdictionSANTA ROSA FL
Township / Civil DivisionMILTON
Census Block Group2
Census Block2015
Census Tract10601

Owner

6473 Flora Ct is owned by an individual who bought it in July 2019.

Source: Santa Rosa County records, as of October 27, 2025

Owner of RecordIndividual Name on File
Mailing Address9737 SUMMIT CIR, LA MESA, CA 91941-4340
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Mar 8, 2022Deed of Trust, Mortgage · Conventional Mortgage
PENNYMAC LOAN SERVICES LLC
Jul 8, 2019Warranty Deed, Subdivision Related Transfer · VA Mortgage
DHI MORTGAGE COMPANY LTD

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJul 8, 2019 · Amount on File
Deed SaleJul 8, 2019 · Amount on File
Deed Document Number201929032
Deed Book / Page3847 / 0122
Record UpdatedJun 8, 2026

March 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANTA ROSA FL
Property Address6473 FLORA CT, MILTON, FL 32570-3522
Transaction TypeMortgage
Record UpdatedMay 2, 2022
Title CompanyATLANTIS TITLE COMPANY, ATLAS TITLE COMPANY

Transferred To (Grantee/Buyer)

NameVerified Name
Address9737 SUMMIT CIR, LA MESA, CA 91941-4340

Mortgage

Document Number0042551308
DateMar 8, 2022
Book Page4255/1308
Instrument202213909
Lender
NamePENNYMAC LOAN SERVICES LLC
TypeMortgage Company
AddressWESTLAKE VILLAGE, CA 91361
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueApr 1, 2052

July 2019: Warranty Deed, Subdivision Related Transfer

Document TypeWarranty Deed
JurisdictionSANTA ROSA FL
Recording DateJul 8, 2019
Property Address6473 FLORA CT, MILTON, FL 32570-3522
Document Number0038470122
Book / Page3847 / 0122
Map ReferenceMB 11 PG 7
Instrument DateJun 27, 2019
Instrument201929032
Transaction TypeSubdivision Related Transfer
Record UpdatedMay 2, 2022
Title CompanyDHI TITLE OF FLORIDA INC

Transaction

AmountAmount on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,265.60
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address25366 PROFIT DR, 25366, DAPHNE, AL 36526-5126

Transferred To (Grantee/Buyer)

NameVerified Name
Address6473 FLORA CT, MILTON, FL 32570-3522

Mortgage

Document Number0003847124
DateJul 8, 2019
Instrument3847/124
Lender
NameDHI MORTGAGE COMPANY LTD
TypeMortgage Company
Agreement
TypeVA Mortgage
AmountAmount on Record
Term360 Months
DueJul 1, 2049

Tax Assessment & Valuation

Source: Santa Rosa County assessment roll, as of July 1, 2024

Property Jurisdictions

TypeName
StateFlorida
CountySanta Rosa County
MunicipalityMilton City
Unified School DistrictSanta Rosa County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2024$3,203.00 (+6.94%)$223,386 (+5.18%) Land $23,000 Building $200,386$223,386 (+5.18%) Land $23,000 Building $200,386
2023$2,995.00 (+8.28%)$212,389 (+8.34%) Land $23,000 Building $189,389$212,389 (+8.34%) Land $23,000 Building $189,389
2022$2,766.00$196,041$196,041 Land $18,000 Building $178,041

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 6473 Flora Ct in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies9 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 6473 Flora Ct is moderate, ranking above 40% of the US, with a 0.07% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 40% of the US · lower than 87% of Florida
Wildfire Likelihood0.07% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMILTON, CITY OF WATER SYSTEM
serves 21,241 people · EPA ID FL1570146
Water SourceGroundwater
Last State InspectionFeb 2025
Lead5 ppb (2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting3
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 177 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Mediacom Xtream
Cable		1,000 / 50
Verizon
Fixed Wireless		300 / 20
AT&T
DSL · Fiber in parts of the area		100 / 20

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