6421 SE Harbor Cir, Stuart, FL 34996 Property Records

Martin County property record for 6421 SE Harbor Cir, Stuart, FL 34996

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 4,990 sqft · built 1994
Lot Size	0.465 acres (20,255 sqft)
Owner	2 Company Names on Record
Last Sale	$185,000 (Sep 1988)
Tax Bill	$13,377 (2024)
Deeds & Mortgages	Jul 2017 Transfer
Flood Zone	Zone X (minimal risk)
APN	`08-38-42-023-000-0001.0-6-0000`

Property Details

APN / Parcel Number

Primary APN	`08-38-42-023-000-0001.0-6-0000`
Alternative APNs	`08-38-42-023-000-00010-6` `838420230000001060000` `45979`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Half Baths	2 Half Baths
Total Rooms	4 Rooms
Stories	2 Stories
Building Area	4,990 sqft Living Area
Gross Area	5,715 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace
Elevator	Elevator

Exterior

Year Built	Built 1994
Effective Year Built	Effective 1994
Exterior Material	Stucco
Construction Type	Concrete Block
Roof Type	Gable/Hip
Roof Material	Concrete
Lot Area	20,255 sqft (0.465 acres)
View / Lot	Golf Course
Garage Type	Attached
Garage Area	725 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Pool Type	Pool with Hot Tub/Spa
Pool Area	504 sqft
Porch	Open Porch
Porch Area	3,172 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	6421 SE HARBOR CIR
City	STUART
State	FL
Zip	34996-1960
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUDR
Legal Description	SAILFISH POINT PLAT 20 LOT 1
Legal Range	42E
Legal Township	38S
Legal Section	8
Legal Subdivision	SAILFISH POINT
Legal Block	1
Legal Lot Number	1
Jurisdiction	MARTIN FL
Township / Civil Division	STUART
Census Block Group	1
Census Block	1003
Census Tract	100

Owner

Source: Martin County records, as of August 27, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	6421 SE HARBOR CIR, STUART, FL 34996-1960
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Revocable Trust

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 19, 1988 · Amount on Record
Deed Sale	Sep 19, 1988 · Amount on Record
Deed Book / Page	781 / 14
Last Transfer Date	Jan 4, 2017
Transfer Doc	0029371161
Record Updated	Jun 8, 2026

July 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MARTIN FL
Recording Date	Jul 14, 2017
Property Address	6421 SE HARBOR CIR, STUART, FL 34996-1960
Document Number	0029371161
Book / Page	002937 / 001161
Instrument Date	Jan 4, 2017
Instrument	2645524
Transaction Type	Transfer
Record Updated	Jul 31, 2017
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	6421 SE HARBOR CIR STUART FL 349961960, STUART, FL 34996-1960

Tax Assessment & Valuation

Source: Martin County assessment roll, as of August 27, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Martin County
Unified School District	Martin County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$843,612 (+5.99%)	$2,707,510 (+9.38%) Land $1,627,500 Building $1,080,010
2024	$13,377.00 (+1.6%)
2023	$13,166.00 (+3.25%) Additional exemption filed	$795,959 (+3%)	$2,475,370 (+35.37%) Land $1,365,000 Building $1,110,370
2022	$12,752.00 Homeowner's exemption	$772,776	$1,828,660 Land $945,000 Building $883,660

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 390 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	1,299 units insured incl. 909 condo units
Nearby Flood Claims	70 (1984–2023)
Claims Outside the SFHA	6 of 70
Most Recent Claim	Dec 2023 · rainfall accumulation
Claims by Event	Hurricane Nicole, Nov 2022 · 2 claims Hurricane Irma, Sep 2017 · 2 claims Hurricane Frances, Oct 2004 · 44 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 94% of Florida
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SAILFISH POINT private · serves 1,145 people · EPA ID FL4434000
Water Source	Groundwater
Last State Inspection	Mar 2024
Lead	Under 1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	16 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 63 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20