6481 River Point Dr, Fleming Island, FL 32003 Property Records

Clay County property record for 6481 River Point Dr, Fleming Island, FL 32003

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 4,904 sqft · built 1980
Lot Size	0.833 acres (36,329 sqft)
Owner	2 Individual Names on File
Last Sale	$470,000 (May 2017)
Tax Bill	$8,731 (2025)
Deeds & Mortgages	Jun 2020 Mortgage May 2017 Sale & Mortgage
Flood Zone	Zone X (moderate risk)
APN	`37-05-26-014614-001-02`

Property Details

APN / Parcel Number

Primary APN	`37-05-26-014614-001-02`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Stories	2 Stories
Building Area	4,904 sqft Heated Area
Gross Area	6,507 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1980
Exterior Material	Combination
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	36,329 sqft (0.833 acres)
Lot Dimensions	308 ft deep x 118 ft wide
Garage Area	504 sqft

Exterior Amenities

Pool Type	Pool with Hot Tub/Spa
Pool Area	576 sqft
Porch	Porch
Porch Area	299 sqft
Patio Area	406 sqft
Balcony	Balcony
Balcony Area	406 sqft
Boat Access	Boat Access

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Street Address	6481 RIVER POINT DR
City	FLEMING ISLAND
State	FL
Zip	32003-3752
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PT OF LOT 10 L.E. FLEMING DIVOF GEORGE FLEMING & SUSAN CASHEN GRANT AS REC O R 3975 PG 16
Legal Range	26
Legal Township	05
Legal Section	37
Legal Subdivision	ESTATE/ L I FLEMING
Legal Lot Number	10
Jurisdiction	CLAY FL
Township / Civil Division	ORANGE PARK
Census Block Group	2
Census Block	2001
Census Tract	30701

Owner

Source: Clay County records · APN 37-05-26-014614-001-02

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	6481 RIVER POINT DR, FLEMING ISLAND, FL 32003-3752
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 06, 2020	Deed of Trust, Mortgage · VA Mortgage QUICKEN LNS
May 23, 2017	Warranty Deed, Transfer · VA Mortgage BANK OF ENGLAND

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	May 23, 2017 · Amount on Record
Deed Sale	May 23, 2017 · Amount on Record
Deed Document Number	2017026150
Deed Book / Page	3975 / 1692
Record Updated	Jun 08, 2026

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLAY FL
Property Address	6481 RIVER POINT DR, FLEMING ISLAND, FL 32003-3752
Document Number	0043180276
Instrument Date	Jun 06, 2020
Transaction Type	Mortgage
Record Updated	Jun 30, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	6481 RIVER POINT DR FLEMING ISLAND FL 320033752, FLEMING ISLAND, FL 32003-3752

Mortgage

Document Number	0043180276
Date	Jun 15, 2020
Book Page	004318/000276
Instrument	29378

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 14, 2050

May 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLAY FL
Recording Date	May 23, 2017
Property Address	6481 RIVER POINT DR, FLEMING ISLAND, FL 32003-3752
Document Number	0039751692
Book / Page	003975 / 001692
Instrument Date	May 22, 2017
Instrument	26150
Transaction Type	Transfer
Record Updated	Jul 05, 2017
Title Company	OTHER

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$3,290.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	6481 RIVER POINT DR FLEMING ISLAND FL 320033752, FLEMING ISLAND, FL 32003-3752

Mortgage

Document Number	39751700
Date	May 23, 2017
Book Page	003975/001700
Instrument	26153

Lender

Name	BANK OF ENGLAND
Type	Bank
Address	LITTLE ROCK, AR 72201

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 22, 2047

Tax Assessment & Valuation

Source: Clay County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Florida
County	Clay County
Unified School District	Clay County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,731.00 (+1.01%) Homeowner's exemption Disabled Person's exemption Veteran's exemption	$622,617 (+5.99%)	$727,682 (+1.67%) Land $297,950 Building $429,732
2023	$8,644.00 (+4.3%) Homeowner's exemption	$587,447 (+3%)	$715,740 (+9.08%) Land $297,950 Building $417,790
2022	$8,288.00 Homeowner's exemption	$570,337	$656,162 Land $297,950 Building $358,212

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of July 6, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 191 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	191 in force
Nearby Flood Claims	57 (1980–2024)
Claims Outside the SFHA	31 of 57
Most Recent Claim	Sep 2024 · other causes
Claims by Event	Hurricane Nicole, Nov 2022 · 2 claims Hurricane Irma, Sep 2017 · 38 claims Hurricane Frances, Sep 2004 · 5 claims

Wildfire

Wildfire Risk	Low lower than 97% of the US · lower than 96% of Florida
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20

May also be available: IQ Fiber Intermediate Holdings.

Based on FCC filings for 119 locations within half a mile of this property.

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