6455 River Point Dr, Fleming Island, FL 32003 Property Records

Clay County property record for 6455 River Point Dr, Fleming Island, FL 32003

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,717 sqft · built 1977
Lot Size	0.515 acres (22,433 sqft)
Owner	Individual Name on File
Last Sale	$430,000 (Oct 2018)
Tax Bill	$6,049 (2025)
Deeds & Mortgages	Feb 2026 Line of Credit Aug 2020 Mortgage + 2 more
Flood Zone	Zone X (moderate risk)
APN	`37-05-26-014631-000-00`

Property Details

APN / Parcel Number

Primary APN	`37-05-26-014631-000-00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	3 Rooms
Stories	1 Story
Building Area	2,717 sqft Living Area
Gross Area	3,053 sqft
1st Floor Area	2,717 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1977
Effective Year Built	Effective 1987
Exterior Material	Concrete Block
Roof Type	Gable/Hip
Roof Material	Other
Lot Area	22,433 sqft (0.515 acres)
Lot Dimensions	255 ft deep x 88 ft wide
Garage Type	Attached
Garage Area	336 sqft

Exterior Amenities

Pool Area	440 sqft
Deck Area	798 sqft
Storage Building	336 sqft
Boat Access	Boat Access

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	6455 RIVER POINT DR
City	FLEMING ISLAND
State	FL
Zip	32003-3752
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA
Legal Description	LOT 15 FLEMING OAKS REPLAT UNIT 1 AS REC OR 4135 PG 2059
Legal Range	26E
Legal Township	05S
Legal Section	37
Legal Subdivision	FLEMING OAKS REPLAT UNIT 1
Legal Lot Number	15
Legal Unit	1
Jurisdiction	CLAY FL
Township / Civil Division	ORANGE PARK
Census Block Group	2
Census Block	2001
Census Tract	30701

Owner

Source: Clay County records · APN 37-05-26-014631-000-00

Assessment roll updated December 3, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	6455 RIVER POINT DR, FLEMING ISLAND, FL 32003-3752
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 25, 2026	Deed of Trust, Mortgage · Line of Credit RADIFI FCU
Aug 20, 2020	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC
Jul 29, 2019	Deed of Trust, Mortgage · Conventional Mortgage JAX FCU
Oct 29, 2018	Warranty Deed, Transfer · Conventional Mortgage MOVEMENT MORTGAGE

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Oct 29, 2018 · Amount on Record
Deed Sale	Oct 29, 2018 · Amount on Record
Prior Sale	Jun 18, 2004 · Amount on Record
Deed Document Number	201856466
Deed Book / Page	4135 / 2059
Record Updated	Jun 08, 2026

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLAY FL
Property Address	6455 RIVER POINT DR, FLEMING ISLAND, FL 32003-3752
Transaction Type	Mortgage
Record Updated	Mar 26, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6455 RIVER POINT DR, FLEMING ISLAND, FL 32003-3752

Mortgage

Document Number	0050170167
Date	Feb 25, 2026
Book Page	5017/167
Instrument	2026008591

Lender

Name	RADIFI FCU
Type	Credit Union
Address	JACKSONVILLE, FL 32204

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Feb 24, 2046

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLAY FL
Property Address	6455 RIVER POINT DR, FLEMING ISLAND, FL 32003-3752
Transaction Type	Mortgage
Record Updated	Feb 05, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0043440439
Date	Aug 20, 2020
Book Page	4344/439
Instrument	2020042650

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 01, 2050

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLAY FL
Property Address	6455 RIVER POINT DR, FLEMING ISLAND, FL 32003-3752
Transaction Type	Mortgage
Record Updated	Feb 05, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0042150979
Date	Jul 29, 2019
Book Page	4215/0979
Instrument	2019039311

Lender

Name	JAX FCU
Type	Mortgage Company
Address	JACKSONVILLE, FL 32204

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Aug 01, 2039

October 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLAY FL
Recording Date	Oct 29, 2018
Property Address	6455 RIVER POINT DR, FLEMING ISLAND, FL 32003-3752
Document Number	0041352059
Book / Page	4135 / 2059
Map Reference	MB10 PG4&5
Instrument Date	Oct 26, 2018
Instrument	2018056466
Transaction Type	Transfer
Record Updated	Feb 21, 2022
Title Company	ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6455 RIVER POINT DR, FLEMING ISLAND, FL 32003-3752

Mortgage

Document Number	2018056467
Date	Oct 29, 2018
Instrument	2018056467

Lender

Name	MOVEMENT MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 01, 2048

Tax Assessment & Valuation

Source: Clay County records · Assessment roll updated December 3, 2025 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Florida
County	Clay County
Unified School District	Clay County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,049.00 (+4.71%) Homeowner's exemption	$436,756 (+5.99%)	$467,943 (+1.54%) Land $211,200 Building $256,743
2024	$5,777.00 (-3.43%)
2023	$5,982.00 (+4.98%) Homeowner's exemption	$412,086 (+3%)	$460,855 (+8.82%) Land $211,200 Building $249,655
2022	$5,698.00 Homeowner's exemption	$400,084	$423,484 Land $211,200 Building $212,284

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of July 6, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 191 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	191 in force
Nearby Flood Claims	57 (1980–2024)
Claims Outside the SFHA	31 of 57
Most Recent Claim	Sep 2024 · other causes
Claims by Event	Hurricane Nicole, Nov 2022 · 2 claims Hurricane Irma, Sep 2017 · 38 claims Hurricane Frances, Sep 2004 · 5 claims

Wildfire

Wildfire Risk	Low lower than 97% of the US · lower than 96% of Florida
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20

May also be available: IQ Fiber Intermediate Holdings.

Based on FCC filings for 119 locations within half a mile of this property.

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