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6480 W Lilac Rd, Bonsall, CA 92003 Property Records

San Diego County property record for 6480 W Lilac Rd, Bonsall, CA 92003

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.5 ba · 1,440 sqft · built 1961
Lot Size0.66 acres (28,750 sqft)
Owner2 Individual Names on File
Last Sale$439,000 (Aug 2004)
Tax Bill$6,355 (2025)
Deeds & MortgagesMay 2022 Mortgage
Jun 2020 Line of Credit
Flood ZoneZone X (minimal risk)
APN127-170-06-00

Property Details

APN / Parcel Number

Primary APN127-170-06-00

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Building Area1,440 sqft Living Area

Exterior

Year BuiltBuilt 1961
Effective Year BuiltEffective 1961
Lot Area28,750 sqft (0.66 acres)
Parking Spaces2 Parking Spaces

Location & Zoning

Street Address6480 W LILAC RD
CityBONSALL
StateCA
Zip92003-4103
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeA70
Legal DescriptionSEC 21-10-3W NEQ POR OF SEQ OF
Legal Range03W
Legal Township10
Legal Section21
Legal Block1
JurisdictionSAN DIEGO CA
Township / Civil DivisionFALLBROOK
Census Block Group1
Census Block1025
Census Tract18803

Owner

Source: San Diego County records · APN 127-170-06-00

Assessment roll updated July 21, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address6480 W LILAC RD, BONSALL, CA 92003-4103
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

DateDocument
May 23, 2022Deed of Trust, Mortgage · Conventional Mortgage
CASTLE MORTGAGE CORP
Jun 24, 2020Deed of Trust, Mortgage · Line of Credit
FIGURE LENDING LLC

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleAug 24, 2004 · Amount on Record
Deed SaleAug 24, 2004 · Amount on Record
Prior SaleMay 02, 2002 · Amount on Record
Deed Document Number2004804751
Record UpdatedSep 20, 2026

May 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address6480 W LILAC RD, BONSALL, CA 92003-4103
Transaction TypeMortgage
Record UpdatedMay 31, 2022
Title CompanyFIDELITY NATIONAL TITLE SAN DIEGO, FIDELITY NATL TTL SAN DIEGO

Transferred To (Grantee/Buyer)

NameVerified Name
Address6480 W LILAC RD, BONSALL, CA 92003-4103

Mortgage

Document Number0000219644
DateMay 23, 2022
Instrument2022-0219644
Lender
NameCASTLE MORTGAGE CORP
TypeMortgage Company
AddressNEWPORT BEACH, CA 92660
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJun 01, 2052

June 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address6480 W LILAC RD, BONSALL, CA 92003-4103
Transaction TypeMortgage
Record UpdatedFeb 05, 2021
Title CompanySTEWART TITLE COMPANY

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000327922
DateJun 24, 2020
Instrument2020-0327922
Lender
NameFIGURE LENDING LLC
TypeMortgage Company
AddressRENO, NV 89501
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

Source: San Diego County records · Assessment roll updated July 21, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
Unified School DistrictBonsall Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2026$623,755 (+2%) Land $426,501 Building $197,254
2025$6,355.00 (+4.25%) Homeowner's exemption$611,526 (+4.04%) Land $418,139 Building $193,387
2023$6,096.00 (+1.75%) Homeowner's exemption$587,782 Land $401,903 Building $185,879
2022$5,991.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, San Diego County (06073C), as of September 3, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060730188031, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies1 in force

Wildfire

Wildfire RiskModerate
above 68% of the US · above 42% of California
Wildfire Likelihood0.3% annual chance
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
San Diego Broadband
Fixed Wireless		500 / 100
AT&T
Fixed Wireless		100 / 20
Verizon
Fixed Wireless		25 / 6
T-Mobile USA
Fixed Wireless		25 / 3

Based on FCC filings for 59 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System, water system CA3710016, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemRAINBOW MUNICIPAL WD
serves 23,536 people
Water SourcePurchased surface water from several systems
Last State InspectionDec 2023
Lead3 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

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