Hamilton County property record for 6480 Gaines Rd, Cincinnati, OH 45247
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,814 sqft · built 1960 |
| Lot Size | 0.345 acres (15,028 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $3,965 (2025) |
| Deeds & Mortgages | Jun 2023 Second Mortgage Jun 2024 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 510-0222-0029-00 |
| Primary APN | 510-0222-0029-00 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,814 sqft Living Area |
| Gross Area | 2,822 sqft |
| 1st Floor Area | 1,008 sqft |
| Upper Floors Area | 806 sqft |
| Basement Area | 1,008 sqft |
| Year Built | Built 1960 |
|---|---|
| Effective Year Built | Effective 1960 |
| Architectural Style | Conventional |
| Exterior Material | Brick |
| Construction Type | Brick |
| Roof Material | Asphalt |
| Lot Area | 15,028 sqft (0.345 acres) |
| Lot Dimensions | 200 ft deep x 75 ft wide |
| Garage Type | Detached |
| Garage Area | 480 sqft |
| Parking Spaces | 2 Parking Spaces |
| Patio Area | 432 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Baseboard |
| Heating Fuel | Oil |
| Sewer | Septic |
| Street Address | 6480 GAINES RD |
|---|---|
| City | CINCINNATI |
| State | OH |
| Zip | 45247-5850 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | GAINES RD 75 X 200 LOT 2 BREEZY ACS BLK A |
| Legal Subdivision | BREEZY ACRES |
| Legal Block | A |
| Legal Lot Number | 2 |
| Jurisdiction | HAMILTON OH |
| Township / Civil Division | COLERAIN |
| Census Block Group | 2 |
| Census Block | 2002 |
| Census Tract | 20707 |
Source: Hamilton County records · APN 510-0222-0029-00
Assessment roll updated January 21, 2026 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 6480 GAINES RD, CINCINNATI, OH 45247-5850 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 09, 2023 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage ST JAMES PARISH CU |
| Jun 07, 2024 | Deed of Trust, Mortgage · Line of Credit ST JAMES PARISH CU |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Transfer Date | Feb 19, 2010 |
| Transfer Doc | 0000000012 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON OH |
| Property Address | 6480 GAINES RD, CINCINNATI, OH 45247-5850 |
| Transaction Type | Mortgage |
| Record Updated | Apr 10, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0000039327 |
|---|---|
| Date | Jun 09, 2023 |
| Book Page | 14934/739 |
| Instrument | 2023-0039327 |
| Name | ST JAMES PARISH CU |
|---|---|
| Type | Credit Union |
| Address | CINCINNATI, OH 45247 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 119 Months |
| Due | May 15, 2033 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON OH |
| Property Address | 6480 GAINES RD, CINCINNATI, OH 45247-5850 |
| Transaction Type | Mortgage |
| Record Updated | Apr 10, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0000038529 |
|---|---|
| Date | Jun 07, 2024 |
| Book Page | 15183/322 |
| Instrument | 2024-0038529 |
| Name | ST JAMES PARISH CU |
|---|---|
| Type | Credit Union |
| Address | CINCINNATI, OH 45247 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Hamilton County records · Assessment roll updated January 21, 2026 · Last verified April 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Hamilton County |
| County Subdivision | Colerain Township |
| Unified School District | Northwest Local School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,965.00 (+7.74%) | $68,705 (-) Land $18,648 Building $50,057 | $196,300 (-) Land $53,280 Building $143,020 |
| 2024 | $3,680.00 (-0.51%) | $68,705 (-) Land $18,648 Building $50,057 | |
| 2023 | $3,699.00 (+6.45%) | $68,705 (+30.52%) Land $18,648 Building $50,057 | $196,300 (+30.52%) Land $53,280 Building $143,020 |
| 2022 | $3,475.00 Homeowner's exemption | $52,640 Land $16,646 Building $35,994 | |
| 2020 | $150,400 Land $47,560 Building $102,840 |
Source: FEMA National Flood Hazard Layer as of December 22, 2024 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 2 (1982–1996) |
| Most Recent Claim | Jun 1996 · Flooding |
| Wildfire Risk | Low lower than 97% of the US · lower than 85% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cincinnati Bell Fiber | 3,000 / 3,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
Based on FCC filings for 209 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2024 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures