Hamilton County property record for 6430 Gaines Rd, Cincinnati, OH 45247
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 1,938 sqft · built 1988 |
| Lot Size | 0.467 acres (20,386 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $245,000 (Oct 2019) |
| Tax Bill | $5,823 (2025) |
| Deeds & Mortgages | Dec 2022 Construction Loan May 2021 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 510-0222-0042-00 |
| Primary APN | 510-0222-0042-00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 1,938 sqft Living Area |
| 1st Floor Area | 1,359 sqft |
| 2nd Floor Area | 579 sqft |
| Basement Area | 543 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1988 |
|---|---|
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Lot Area | 20,386 sqft (0.467 acres) |
| Lot Dimensions | 221 ft deep x 105 ft wide |
| Garage Type | Attached |
| Garage Area | 484 sqft |
| Parking Spaces | 2 Parking Spaces |
| Patio Area | 344 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Street Address | 6430 GAINES RD |
|---|---|
| City | CINCINNATI |
| State | OH |
| Zip | 45247-5850 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | GAINES RD 105.48 X 221.13IRR LOT 2 MARE-TOM ACRES SUB |
| Legal Subdivision | MARETOM ACRES SUB |
| Legal Lot Number | 2 |
| Jurisdiction | HAMILTON OH |
| Township / Civil Division | COLERAIN |
| Census Block Group | 2 |
| Census Block | 2002 |
| Census Tract | 20707 |
Source: Hamilton County records, as of February 9, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 6430 GAINES RD, CINCINNATI, OH 45247-5850 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 29, 2022 | Deed of Trust, Mortgage · Construction Mortgage NORTH SIDE BANK & TRUST COMPANY |
| May 11, 2021 | Deed of Trust, Mortgage · VA Mortgage HOME POINT FINANCIAL CORPORATION |
| Aug 5, 2020 | Deed of Trust, Mortgage · VA Mortgage ORION LNDG |
| Oct 11, 2019 | Fiduciary Deed, Transfer · Conventional Mortgage THE HUNTINGTON NATIONAL BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 11, 2019 · Amount on Record |
| Deed Sale | Oct 11, 2019 · Amount on Record |
| Prior Sale | Mar 26, 1998 · Amount on Record |
| Deed Document Number | 0000088526 |
| Deed Book / Page | 14021 / 00556 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON OH |
| Property Address | 6430 GAINES RD, CINCINNATI, OH 45247-5850 |
| Transaction Type | Mortgage |
| Record Updated | Jan 25, 2023 |
| Name | Verified Name |
|---|---|
| Address | 6430 GAINES RD, CINCINNATI, OH 45247-5850 |
| Document Number | 0000116871 |
|---|---|
| Date | Dec 29, 2022 |
| Book Page | 14822/1048 |
| Instrument | 2022-0116871 |
| Name | NORTH SIDE BANK & TRUST COMPANY |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45223 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 60 Months |
| Due | Dec 21, 2027 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON OH |
| Property Address | 6430 GAINES RD, CINCINNATI, OH 45247-5850 |
| Transaction Type | Mortgage |
| Record Updated | Oct 31, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000058566 |
|---|---|
| Date | May 11, 2021 |
| Book Page | 14415/2806 |
| Instrument | 2021-0058566 |
| Name | HOME POINT FINANCIAL CORPORATION |
|---|---|
| Type | Mortgage Company |
| Address | PARSIPPANY, NJ 07054 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON OH |
| Property Address | 6430 GAINES RD, CINCINNATI, OH 45247-5850 |
| Document Number | 0000079896 |
| Instrument Date | Aug 5, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Oct 30, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 6430 GAINES RD CINCINNATI OH 452475850, CINCINNATI, OH 45247-5850 |
| Document Number | 0000079896 |
|---|---|
| Date | Aug 12, 2020 |
| Book Page | 014230/000290 |
| Instrument | 79896 |
| Name | ORION LNDG |
|---|---|
| Address | ORANGE, CA 92868 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 11, 2050 |
| Document Type | Fiduciary Deed |
|---|---|
| Jurisdiction | HAMILTON OH |
| Recording Date | Oct 11, 2019 |
| Property Address | 6430 GAINES RD, CINCINNATI, OH 45247-5850 |
| Document Number | 0000088526 |
| Book / Page | 14021 / 00556 |
| Map Reference | MB 44 PG 26 |
| Instrument Date | Oct 8, 2019 |
| Instrument | 2019-0088526 |
| Transaction Type | Transfer |
| Record Updated | Feb 22, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $980.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 6430 GAINES RD, CINCINNATI, OH 45247-5850 |
| Document Number | 0000088527 |
|---|---|
| Date | Oct 11, 2019 |
| Instrument | 2019-0088527 |
| Name | THE HUNTINGTON NATIONAL BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2049 |
Source: Hamilton County assessment roll, as of March 1, 2025
| Type | Name |
|---|---|
| State | Ohio |
| County | Hamilton County |
| County Subdivision | Colerain Township |
| Unified School District | Northwest Local School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,823.00 (+7.87%) | $101,154 (-) Land $23,083 Building $78,071 | |
| 2024 | $5,398.00 (-0.61%) | $101,154 (-) Land $23,083 Building $78,071 | |
| 2023 | $5,431.00 (-3.76%) | $101,154 (+17.96%) Land $23,083 Building $78,071 | $289,010 (+17.96%) Land $65,950 Building $223,060 |
| 2022 | $5,643.00 Homeowner's exemption | $85,750 Land $20,601 Building $65,149 | |
| 2020 | $245,000 Land $58,860 Building $186,140 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective December 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 2 (1982–1996) |
| Most Recent Claim | Jun 1996 · Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 85% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2024 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 209 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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