648 White Oak Ln, Bartlett, IL 60103 Property Records

Cook County property record for 648 White Oak Ln, Bartlett, IL 60103

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,362 sqft · built 1987
Lot Size	0.536 acres (23,338 sqft)
Owner	2 Individual Names on File
Last Sale	$282,000 (May 2017)
Tax Bill	$11,219 (2023)
Deeds & Mortgages	Oct 2020 Mortgage May 2017 Sale & Construction Loan
Flood Zone	Zone X (minimal risk)
APN	`06-27-105-012`

Property Details

APN / Parcel Number

Primary APN	`06-27-105-012`
Alternative APN	`06-27-105-012-0000`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,362 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1988
Architectural Style	Multi-Level
Exterior Material	Wood
Construction Type	Frame
Roof Material	Asphalt
Lot Area	23,338 sqft (0.536 acres)
Garage Type	Attached
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Street Address	648 WHITE OAK LN
City	BARTLETT
State	IL
Zip	60103-2112
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	(WALNUT) (HILLS) (UNIT1) BNG A SUB OF PT OF THE NW SEC 27-41-09
Legal Range	09E
Legal Township	41N
Legal Section	27
Legal Subdivision	WALNUT HILLS UNIT1
Legal Lot Number	118
Legal Unit	1
Jurisdiction	COOK IL
Township / Civil Division	HANOVER
Census Block Group	3
Census Block	3030
Census Tract	804506

Owner

648 White Oak Ln is owned by two individuals who acquired it in July 2025.

Source: Cook County records, as of May 27, 2026

Owner of Record	2 Individual Names on File
Mailing Address	24 S ADDISON ST, BENSENVILLE, IL 60106-2184
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 16, 2020	Deed of Trust, Mortgage · Conventional Mortgage GUARANTEED RATE
May 8, 2017	Warranty Deed, Construction Loan · Construction Mortgage GUARANTEED RATE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 8, 2017 · Amount on File
Deed Sale	May 8, 2017 · Amount on File
Prior Sale	Aug 15, 2001 · Amount on File
Deed Document Number	201749268
Last Transfer Date	Jul 10, 2025
Transfer Doc	0000018243
Record Updated	Oct 29, 2026

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOK IL
Property Address	648 WHITE OAK LN, BARTLETT, IL 60103-2112
Document Number	2035135256
Instrument Date	Oct 16, 2020
Transaction Type	Mortgage
Record Updated	Dec 31, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	648 WHITE OAK LN BARTLETT IL 601032112, BARTLETT, IL 60103-2112

Mortgage

Document Number	2035135256
Date	Dec 16, 2020
Instrument	35135256

Lender

Name	GUARANTEED RATE
Address	CHICAGO, IL 60613

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 15, 2050

Interest

Rate Type	Fixed Rate

May 2017: Warranty Deed, Construction Loan

Document Type	Warranty Deed
Jurisdiction	COOK IL
Recording Date	May 8, 2017
Property Address	648 WHITE OAK LN, BARTLETT, IL 60103-2112
Document Number	1712849268
Instrument Date	Apr 20, 2017
Instrument	12849268
Transaction Type	Construction Loan
Record Updated	May 22, 2017
Title Company	STANDARD TITLE

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$282.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	3333 W WARNER AVE #1 CHICAGO IL 606182313, 1, CHICAGO, IL 60618-2313

Mortgage

Document Number	1712849269
Date	May 8, 2017
Instrument	12849269

Lender

Name	GUARANTEED RATE
Address	CHICAGO, IL 60613

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 7, 2047

Interest

Rate Type	Fixed Rate
Rate	4.75%

Tax Assessment & Valuation

Source: Cook County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Cook County
County Subdivision	Hanover Township
Municipality	Bartlett Village
Unified School District	School District U-46 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$47,000 Land $18,670 Building $28,330	$470,000 Land $186,700 Building $283,300
2023	$11,219.00 (+3.85%)
2022	$10,803.00	$37,999 Land $16,336 Building $21,663	$379,990 Land $163,360 Building $216,630

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 648 White Oak Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 648 White Oak Ln has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 248 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · DSL	100 / 20

May also be available: Verizon.

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