644 White Oak Ln, Bartlett, IL 60103 Property Records

Cook County property record for 644 White Oak Ln, Bartlett, IL 60103

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,158 sqft · built 1992
Lot Size	0.264 acres (11,517 sqft)
Owner	2 Individual Names on File
Last Sale	$445,000 (Oct 2024)
Tax Bill	$10,351 (2023)
Deeds & Mortgages	Aug 2021 Mortgage Apr 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`06-27-105-011`

Property Details

APN / Parcel Number

Primary APN	`06-27-105-011`
Alternative APN	`06-27-105-011-0000`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,158 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1992
Effective Year Built	Effective 1992
Architectural Style	Multi-Level
Exterior Material	Wood
Construction Type	Frame
Roof Material	Asphalt
Lot Area	11,517 sqft (0.264 acres)
Garage Type	Attached
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	644 WHITE OAK LN
City	BARTLETT
State	IL
Zip	60103-2112
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	(WALNUT) (HILLS) (UNIT1) BNG A SUB OF PT OF THE NW SEC 27-41-09
Legal Range	09E
Legal Township	41N
Legal Section	27
Legal Subdivision	WALNUT HILLS UNIT1
Legal Lot Number	117
Legal Unit	1
Jurisdiction	COOK IL
Township / Civil Division	HANOVER
Census Block Group	3
Census Block	3030
Census Tract	804506

Owner

644 White Oak Ln is owned and occupied by two individuals who bought it in October 2024.

Source: Cook County records, as of May 27, 2026

Owner of Record	2 Individual Names on File
Mailing Address	644 WHITE OAK LN, BARTLETT, IL 60103-2112
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 26, 2021	Deed of Trust, Mortgage · Conventional Mortgage FIRST GUARANTY MORTGAGE CORP
Apr 17, 2017	Warranty Deed, Transfer · Conventional with PMI PERL MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 10, 2024 · Amount on File
Deed Sale	Oct 10, 2024 · Amount on File
Prior Sale	Apr 17, 2017 · Amount on File
Deed Document Number	202420009
Prior Transfer Date	Nov 19, 1997
Prior Transfer Doc	0000000451
Record Updated	Oct 29, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOK IL
Property Address	644 WHITE OAK LN, BARTLETT, IL 60103-2112
Transaction Type	Mortgage
Record Updated	Apr 2, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0023808125
Date	Aug 26, 2021
Instrument	2123808125

Lender

Name	FIRST GUARANTY MORTGAGE CORP
Type	Mortgage Company
Address	PLANO, TX 75024

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2051

Interest

Rate Type	Fixed Rate
Rate	3.37%

April 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COOK IL
Recording Date	Apr 17, 2017
Property Address	644 WHITE OAK LN, BARTLETT, IL 60103-2112
Document Number	1710717077
Instrument Date	Mar 17, 2017
Instrument	10717077
Transaction Type	Transfer
Record Updated	Apr 25, 2017
Title Company	FIRST UNITED TITLE SERVICES IN, FIRST UNITED TITLE SVCS IN

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$270.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	644 WHITE OAK LN BARTLETT IL 601032112, BARTLETT, IL 60103-2112

Mortgage

Document Number	1710717078
Date	Apr 17, 2017
Instrument	10717078

Lender

Name	PERL MTG
Type	Mortgage Company
Address	CHICAGO, IL 60618

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Apr 16, 2047

Interest

Rate	4.25%

Tax Assessment & Valuation

Source: Cook County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Cook County
County Subdivision	Hanover Township
Municipality	Bartlett Village
Unified School District	School District U-46 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$43,000 Land $9,214 Building $33,786	$430,000 Land $92,140 Building $337,860
2023	$10,351.00 (+3.54%)
2022	$9,997.00	$31,999 Land $8,061 Building $23,938	$319,990 Land $80,610 Building $239,380

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 644 White Oak Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 644 White Oak Ln is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 79% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 292 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20
AT&T DSL	100 / 20

May also be available: Astound Broadband, Verizon.

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