648 Townsend Ct, Folsom, CA 95630 Property Records

Sacramento County property record for 648 Townsend Ct, Folsom, CA 95630

Property Summary

Property Type	Residential Vacant Land
Lot Size	0.417 acres (18,150 sqft)
Owner	2 Company Names on Record
Last Sale	$645,000 (Sep 2025)
Tax Bill	$4,744 (2025)
Deeds & Mortgages	May 2026 Construction Loan Sep 2025 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`072-3330-016-0000`

Property Details

APN / Parcel Number

Primary APN	`072-3330-016-0000`

Exterior

Lot Area	18,150 sqft (0.417 acres)

Utilities, Heating & Cooling

Sewer	Connected

Location & Zoning

Street Address	648 TOWNSEND CT
City	FOLSOM
State	CA
Zip	95630-6376
Property Category	Residential
Property Type	Vacant Land > Residential
Local Zoning Code	SP-SFLD (S
Legal Description	EMPIRE RANCH VILLAGE NO. 32C, LOT 98, UNIT:: 0, BLOCK:: 0, BLDG:: 0
Legal Subdivision	EMPIRE RANCH VILLAGE NO. 32C
Legal Lot Number	98
Jurisdiction	SACRAMENTO CA
Township / Civil Division	FOLSOM
Census Block Group	1
Census Block	1018
Census Tract	8512

Owner

Source: Sacramento County records, as of July 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	542 LEFEVRE DR, FOLSOM, CA 95630-6193
Owner Type	Company
Vesting	Trust, Family Living Trust

Deeds, Mortgages & Sale History

Date	Document
May 8, 2026	Deed of Trust, Mortgage · Construction Mortgage U S BANK N A
Sep 12, 2025	Grant Deed, Transfer PLACER TITLE COMPANY
May 15, 2019	Grant Deed, Subdivision Related Transfer · Conventional Mortgage ELLIOTT HMS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 12, 2025 · Amount on Record
Deed Sale	Sep 12, 2025 · Amount on Record
Prior Sale	May 15, 2019 · Amount on Record
Deed Book / Page	20250912 / 578
Record Updated	Sep 20, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Recording Date	May 8, 2026
Property Address	648 TOWNSEND CT, FOLSOM, CA 95630-6376
Document Number	2026001508
Book / Page	20260508 / 1508
Instrument Date	May 7, 2026
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Living Trust, 220
Address	542 LEFEVRE DR, FOLSOM, CA 95630-6193

Mortgage

Document Number	2026001508,
Date	May 8, 2026
Book Page	20260508/1508

Lender

Name	U S BANK N A

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	5.88%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

September 2025: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Sep 12, 2025
Property Address	648 TOWNSEND CT, FOLSOM, CA 95630-6376
Document Number	0000000578
Map Reference	MB 385 MAP 10
Instrument Date	Sep 9, 2025
Instrument	202509120578
Transaction Type	Transfer
Record Updated	Sep 25, 2025
Title Company	PLACER TITLE COMPANY

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Living Trust
Address	542 LEFEVRE DR, FOLSOM, CA 95630-6193

May 2019: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	SACRAMENTO CA
Recording Date	May 15, 2019
Property Address	648 TOWNSEND CT, FOLSOM, CA 95630-6376
Document Number	1905151207
Instrument Date	May 8, 2019
Instrument	1905151207
Transaction Type	Subdivision Related Transfer
Record Updated	Jun 3, 2019
Title Company	STEWART TITLE, STEWART TITLE/SACRAMENTO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$429.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	119 BURRILL DR FOLSOM CA 956302271, FOLSOM, CA 95630-2271

Mortgage

Document Number	1905151208
Date	May 15, 2019
Instrument	1905151208

Lender

Name	ELLIOTT HMS
Address	FOLSOM, CA 95630
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Sacramento County assessment roll, as of July 22, 2026

Property Jurisdictions

Type	Name
State	California
County	Sacramento County
Municipality	Folsom City
Unified School District	Folsom-Cordova Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$645,000 (+48.28%) Land $645,000
2025	$4,744.00 (+2.11%)	$434,995 (+4.04%) Land $434,995
2024	$4,646.00 (+1.8%)
2023	$4,564.00 (+1.49%)	$418,104 Land $418,104
2022	$4,497.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	8 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 45% of the US · lower than 73% of California
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FOLSOM, CITY OF - MAIN serves 80,969 people · EPA ID CA3410014
Water Source	Surface water
Last State Inspection	Feb 2025
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 246 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Zeta Broadband Fixed Wireless	400 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · DSL in parts of the area	100 / 20
Cal.net Fixed Wireless	100 / 20

May also be available: Succeed.Net.

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