640 Townsend Ct, Folsom, CA 95630 Property Records

Sacramento County property record for 640 Townsend Ct, Folsom, CA 95630

Property Summary

Property Type	Single Family Home
Details	4 bd · 5 ba · 3,897 sqft · built 2023
Lot Size	0.371 acres (16,168 sqft)
Owner	2 Individual Names on Record
Last Sale	$400,000 (Apr 2019)
Tax Bill	$21,907 (2025)
Deeds & Mortgages	Mar 2021 Construction Loan Mar 2021 Construction Loan + 1 more
Flood Zone	Zone X (minimal risk)
APN	`072-3330-014-0000`

Property Details

APN / Parcel Number

Primary APN	`072-3330-014-0000`

Interior

Bedrooms	4 Beds
Full Baths	5 Baths
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	3,897 sqft Living Area
1st Floor Area	2,765 sqft
2nd Floor Area	1,132 sqft

Exterior

Year Built	Built 2023
Effective Year Built	Effective 2023
Roof Material	Other
Lot Area	16,168 sqft (0.371 acres)
Garage Area	1,621 sqft
Parking Spaces	6 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected

Location & Zoning

Street Address	640 TOWNSEND CT
City	FOLSOM
State	CA
Zip	95630-6376
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SP-SFLD (S
Legal Description	EMPIRE RANCH VILLAGE NO. 32C, LOT 96, UNIT:: 0, BLOCK:: 0, BLDG:: 0
Legal Subdivision	EMPIRE RANCH VILLAGE NO. 32C
Legal Lot Number	96
Jurisdiction	SACRAMENTO CA
Township / Civil Division	FOLSOM
Census Block Group	1
Census Block	1018
Census Tract	8512

Owner

Source: Sacramento County records, as of July 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	640 TOWNSEND CT, FOLSOM, CA 95630-6376
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 30, 2021	Deed of Trust, Mortgage · Construction Mortgage BBVA USA
Mar 30, 2021	Deed of Trust, Mortgage · Construction Mortgage BBVA USA
Apr 10, 2019	Grant Deed, Subdivision Related Transfer STEWART TITLE, STEWART TITLE/SACRAMENTO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 10, 2019 · Amount on Record
Deed Sale	Apr 10, 2019 · Amount on Record
Deed Book / Page	20190410 / 1249
Record Updated	Sep 20, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	640 TOWNSEND CT, FOLSOM, CA 95630-6376
Transaction Type	Mortgage
Record Updated	May 15, 2026
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	208 DULVERTON CIR, FOLSOM, CA 95630-6890

Mortgage

Document Number	0000001422
Date	Mar 30, 2021
Instrument	202103301422

Lender

Name	BBVA USA
Type	Bank
Address	32596

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2051

Interest

Rate Type	Adjustable Rate
Rate	3%
Type Change Date	Apr 1, 2031
Change Frequency	6 Months
Min Rate At Change	2.5%
Max Rate At Change	8%
Index	Other
Max Rate	8%

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	640 TOWNSEND CT, FOLSOM, CA 95630-6376
Transaction Type	Mortgage
Record Updated	Apr 12, 2021
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	208 DULVERTON CIR, FOLSOM, CA 95630-6890

Mortgage

Document Number	3300000001422
Date	Mar 30, 2021
Book Page	20210330/1422

Lender

Name	BBVA USA
Type	Bank
Address	32596

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2051

Interest

Rate Type	Adjustable Rate
Rate	3%
Type Change Date	Apr 1, 2031
Change Frequency	6 Months
Min Rate At Change	2.5%
Max Rate At Change	8%
Index	Other
Max Rate	8%

April 2019: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Apr 10, 2019
Property Address	640 TOWNSEND CT, FOLSOM, CA 95630-6376
Document Number	1904101249
Instrument Date	Apr 4, 2019
Instrument	1904101249
Transaction Type	Subdivision Related Transfer
Record Updated	Apr 23, 2019
Title Company	STEWART TITLE, STEWART TITLE/SACRAMENTO

Transaction

Amount	Amount Recorded
Tax	$440.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	208 DULVERTON CIR FOLSOM CA 956306890, FOLSOM, CA 95630-6890

Tax Assessment & Valuation

Source: Sacramento County assessment roll, as of July 22, 2026

Property Jurisdictions

Type	Name
State	California
County	Sacramento County
Municipality	Folsom City
Unified School District	Folsom-Cordova Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,859,613 (+2%) Land $455,073 Building $1,404,540
2025	$21,907.00 (+1.88%)	$1,823,150 (+101.71%) Land $446,150 Building $1,377,000
2024	$21,502.00 (+83.48%)
2023	$11,719.00 (+30.14%)	$903,826 Land $428,826 Building $475,000
2022	$9,005.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	8 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 45% of the US · lower than 73% of California
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FOLSOM, CITY OF - MAIN serves 80,969 people · EPA ID CA3410014
Water Source	Surface water
Last State Inspection	Feb 2025
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 246 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Zeta Broadband Fixed Wireless	400 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · DSL in parts of the area	100 / 20
Cal.net Fixed Wireless	100 / 20

May also be available: Succeed.Net.

Nearby Properties on Townsend Ct

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures