648 Telegraph Rd, Peru, NY 12972 Property Records

Clinton County and Peru Town property record for 648 Telegraph Rd, Peru, NY 12972

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,567 sqft · built 1875
Lot Size	1.44 acres (62,726 sqft)
Owner	Individual Name on Record
Last Sale	$20,000 (Mar 2003)
Tax Bill	$3,533 (2026)
Deeds & Mortgages	Feb 2026 Mortgage Nov 2018 Transfer
Flood Zone	Zone X (minimal risk)
APN	`094000 280.-2-5.3`

Property Details

APN / Parcel Number

Primary APN	`094000 280.-2-5.3`
Alternative APN	`400028000000020050030000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,567 sqft Living Area
1st Floor Area	1,222 sqft
Upper Floors Area	345 sqft

Exterior

Year Built	Built 1875
Effective Year Built	Effective 1875
Architectural Style	Traditional
Exterior Material	Aluminum/Vinyl
Lot Area	62,726 sqft (1.44 acres)
Porch	Porch
Porch Area	168 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Oil
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	648 TELEGRAPH RD
City	PERU
State	NY
Zip	12972-4822
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 17 BELLS LOT 3 MILROY SUB
Legal Block	2
Legal Lot Number	5.003
Jurisdiction	CLINTON NY
Township / Civil Division	PERU
Census Block Group	1
Census Block	1024
Census Tract	101902

Owner

Source: Clinton County and Peru Town records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	648 TELEGRAPH RD, PERU, NY 12972-4822
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 11, 2026	Deed of Trust, Mortgage NEW YORK AFFORDABLE HOUSING CORP
Nov 28, 2018	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 28, 2003 · Amount on Record
Deed Sale	Mar 28, 2003 · Amount on Record
Prior Sale	Oct 16, 2002 · Amount on Record
Deed Book / Page	20031 / 53327
Last Transfer Date	Nov 6, 2018
Transfer Doc	0000298058
Record Updated	Oct 29, 2026

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLINTON NY
Property Address	648 TELEGRAPH RD, PERU, NY 12972-4822
Transaction Type	Mortgage
Record Updated	Mar 11, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000348981
Date	Feb 11, 2026
Instrument	2026-00348981

Lender

Name	NEW YORK AFFORDABLE HOUSING CORP

Agreement

Amount	Amount Recorded

November 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CLINTON NY
Recording Date	Nov 28, 2018
Property Address	648 TELEGRAPH RD, PERU, NY 12972-4822
Document Number	0000298058
Instrument Date	Nov 28, 2018
Instrument	298058
Transaction Type	Transfer
Record Updated	Dec 11, 2018

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	648 TELEGRAPH RD PERU NY 129724822, PERU, NY 12972-4822

Tax Assessment & Valuation

Source: Clinton County and Peru Town assessment roll, as of March 30, 2026

Property Jurisdictions

Type	Name
State	New York
County	Clinton County
County Subdivision	Peru Town
Unified School District	Peru Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,533.00 (+452.9%) Disabled Person's exemption
2025	$639.00	$195,300 (+11.92%) Land $42,200 Building $153,100	$195,300 (+11.92%) Land $42,200 Building $153,100
2023		$174,500 Land $37,200 Building $137,300	$174,500 Land $37,200 Building $137,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 20, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 11 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fiber	980 / 880

Cell Coverage

5G (outdoors only) and 4G LTE

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