637 Telegraph Rd, Peru, NY 12972 Property Records

Clinton County and Peru Town property record for 637 Telegraph Rd, Peru, NY 12972

Property Summary

Property Type	Rural Home
Details	4 bd · 1.5 ba · 1,680 sqft · built 1985
Lot Size	21.7 acres (946,994 sqft)
Owner	2 Individual Names on Record
Tax Bill	$1,122 (2025)
Deeds & Mortgages	Aug 2019 Mortgage May 2017 Sale
Flood Zone	Zone X (minimal risk)
APN	`094000 280.-2-15.1`

Property Details

APN / Parcel Number

Primary APN	`094000 280.-2-15.1`
Alternative APN	`400028000000020150010000`

Interior

Bedrooms	4 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,680 sqft Living Area
1st Floor Area	1,680 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1985
Effective Year Built	Effective 1985
Architectural Style	Modular
Exterior Material	Aluminum/Vinyl
Lot Area	946,994 sqft (21.7 acres)

Exterior Amenities

Pool Type	In-Ground Vinyl Pool
Porch	Slab
Porch Area	384 sqft
Patio Area	588 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Oil
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	637 TELEGRAPH RD
City	PERU
State	NY
Zip	12972-4823
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	PAT BELLS
Legal Block	2
Legal Lot Number	15.001
Jurisdiction	CLINTON NY
Township / Civil Division	PERU
Census Block Group	1
Census Block	1023
Census Tract	101902

Owner

Source: Clinton County and Peru Town records, as of June 26, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	740 TELEGRAPH RD, PERU, NY 12972-4824
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married Person

Deeds, Mortgages & Sale History

Date	Document
Aug 16, 2019	Deed of Trust, Mortgage · Conventional Mortgage DANNEMORA FCU
May 12, 2017	Grant Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Apr 27, 2017
Transfer Doc	2017086696
Record Updated	Sep 20, 2026

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLINTON NY
Property Address	637 TELEGRAPH RD, PERU, NY 12972-4823
Document Number	0000304388
Instrument Date	Aug 16, 2019
Transaction Type	Mortgage
Record Updated	Nov 22, 2019
Title Company	CLINTON ABSTRACT, CLINTON ABS

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	637 TELEGRAPH RD PERU NY 129724823, PERU, NY 12972-4823

Mortgage

Document Number	0000304388
Date	Nov 7, 2019
Instrument	304388

Lender

Name	DANNEMORA FCU
Address	DANNEMORA, NY 12929

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	144 Months
Due	Nov 6, 2031

May 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CLINTON NY
Recording Date	May 12, 2017
Property Address	637 TELEGRAPH RD, PERU, NY 12972-4823
Document Number	0000286696
Instrument Date	Apr 27, 2017
Instrument	286696
Transaction Type	Transfer
Record Updated	May 30, 2017

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 572 PERU NY 129720572, PERU, NY 12972-0572

Tax Assessment & Valuation

Source: Clinton County and Peru Town assessment roll, as of March 30, 2026

Property Jurisdictions

Type	Name
State	New York
County	Clinton County
County Subdivision	Peru Town
Unified School District	Peru Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,122.00	$202,400 (+16.79%) Land $77,300 Building $125,100	$202,400 (+16.79%) Land $77,300 Building $125,100
2023		$173,300 Land $72,300 Building $101,000	$173,300 Land $72,300 Building $101,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 20, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 8 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880

Cell Coverage

5G (outdoors only) and 4G LTE

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