648 State St, Binghamton, NY 13901 Property Records

Broome County and Binghamton City property record for 648 State St, Binghamton, NY 13901

Property Summary

Property Type	Duplex
Details	4 bd · 2 ba · 1,890 sqft · built 1950
Lot Size	0.17 acres (7,440 sqft)
Owner	Company Name on File
Last Sale	$115,000 (Feb 2026)
Tax Bill	$4,673 (2026)
Deeds & Mortgages	Feb 2026 Mortgage
APN	`030200 144.44-2-1`

Property Details

APN / Parcel Number

Primary APN	`030200 144.44-2-1`
Alternative APNs	`020014404400020010000000` `00001311540`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	9 Rooms
Stories	1 Story
Building Area	1,890 sqft Total Area
1st Floor Area	1,260 sqft
Upper Floors Area	630 sqft

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1950
Architectural Style	Cape Cod
Exterior Material	Stone
Lot Area	7,440 sqft (0.17 acres)
Lot Dimensions	120 ft deep x 62 ft wide
Garage Type	Detached
Garage Area	480 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	240 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	00001311540
Street Address	648 STATE ST
City	BINGHAMTON
State	NY
Zip	13901-2056
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	YES
Legal Block	2
Legal Lot Number	1.000
Jurisdiction	BROOME NY
Township / Civil Division	BINGHAMTON
Census Block Group	2
Census Block	2002
Census Tract	400

Owner

648 State St, a duplex, is owned by a company that bought it in February 2026.

Source: Broome County and Binghamton City records, as of September 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Company Name on File
Mailing Address	52 KALES HILL RD, WHITNEY POINT, NY 13862-1614
Owner Type	Company
Vesting	Limited Liability Partnership

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 23, 2026 · Amount on File
Deed Sale	Feb 23, 2026 · Amount on File
Deed Document Number	20266123
Deed Book / Page	2818 / 496
Prior Transfer Date	Mar 20, 2013
Prior Transfer Doc	002398/498
Record Updated	Oct 29, 2026

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BROOME NY
Property Address	648 STATE ST, BINGHAMTON, NY 13901-2056
Transaction Type	Mortgage
Record Updated	Mar 9, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	52 KALES HILL RD, WHITNEY POINT, NY 13862-1614

Mortgage

Document Number	004250/633
Date	Feb 23, 2026
Book Page	4250/633
Instrument	202600006124

Lender

Name	TOMPKINS TRUST CO
Type	Mortgage Company
Address	WEBSTER, NY 14580

Agreement

Amount	Amount on Record

Tax Assessment & Valuation

The 2026 property tax bill for 648 State St was $4,673.

Source: Broome County and Binghamton City assessment roll, as of May 14, 2026

Property Jurisdictions

Type	Name
State	New York
County	Broome County
Municipality	Binghamton City
Unified School District	Binghamton City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,673.00
2025		$47,000 Land $46,000 Building $1,000	$89,700 Land $87,791 Building $1,909
2023		$47,000 Land $46,000 Building $1,000	$74,603 Land $73,016 Building $1,587

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA has no flood map on file for 648 State St; there have been 2 flood claims nearby since 2011.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Flood Insurance Cost	Premium on File median of 14 policies
Nearby Flood Policies	14 in force
Nearby Flood Claims	2 (2011–2014)
Claims Outside the SFHA	2 of 2
Most Recent Claim	May 2014 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 648 State St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF BINGHAMTON serves 47,600 people · EPA ID NY0301651
Water Source	Surface water
Last State Inspection	Jul 2025
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 409 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Zeta Broadband Fixed Wireless	400 / 50
Verizon Fixed Wireless	300 / 20