Broome County and Binghamton City property record for 646 State St, Binghamton, NY 13901
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,320 sqft · built 1940 |
| Lot Size | 0.09 acres (3,920 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $150,000 (Apr 2026) |
| Tax Bill | $5,777 (2026) |
| Deeds & Mortgages | Apr 2026 Sale & Mortgage Sep 2021 Sale + 1 more |
| APN | 030200 144.44-2-7 |
| Primary APN | 030200 144.44-2-7 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 1,320 sqft Living Area |
| 1st Floor Area | 696 sqft |
| 2nd Floor Area | 624 sqft |
| Year Built | Built 1940 |
|---|---|
| Effective Year Built | Effective 1940 |
| Architectural Style | Traditional |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 3,920 sqft (0.09 acres) |
| Lot Dimensions | 100 ft deep x 48 ft wide |
| Porch | Slab |
| Porch Area | 420 sqft |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 00001311520 |
|---|---|
| Street Address | 646 STATE ST |
| City | BINGHAMTON |
| State | NY |
| Zip | 13901-2056 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | YES |
| Legal Block | 2 |
| Legal Lot Number | 7.000 |
| Jurisdiction | BROOME NY |
| Township / Civil Division | BINGHAMTON |
| Census Block Group | 2 |
| Census Block | 2002 |
| Census Tract | 400 |
Source: Broome County and Binghamton City records, as of October 13, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 49 BURR AVE, BINGHAMTON, NY 13903-2455 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 20, 2026 | Warranty Deed, Transfer · Conventional Mortgage HOMESTEAD FUNDING CORPORATION |
| Sep 15, 2021 | Deed, Transfer |
| Mar 26, 2021 | Tax Deed, Transfer NOT AVAILABLE |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 20, 2026 · Amount on Record |
| Deed Sale | Apr 20, 2026 · Amount on Record |
| Prior Sale | Sep 15, 2021 · Amount on Record |
| Deed Document Number | 202610815 |
| Deed Book / Page | 2823 / 545 |
| Prior Transfer Date | Aug 19, 2021 |
| Prior Transfer Doc | 002664/162 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BROOME NY |
| Recording Date | Apr 20, 2026 |
| Property Address | 646 STATE ST, BINGHAMTON, NY 13901-2056 |
| Document Number | 0000010815 |
| Book / Page | 2823 / 545 |
| Instrument Date | Apr 16, 2026 |
| Instrument | 2026.10815 |
| Transaction Type | Transfer |
| Record Updated | May 1, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $60,600.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 49 BURR AVE, BINGHAMTON, NY 13903-2455 |
| Document Number | 0000010816, |
|---|---|
| Date | Apr 20, 2026 |
| Book Page | 4257/169 |
| Instrument | 2026.10816 |
| Name | HOMESTEAD FUNDING CORPORATION |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed |
|---|---|
| Jurisdiction | BROOME NY |
| Recording Date | Sep 15, 2021 |
| Property Address | 646 STATE ST, BINGHAMTON, NY 13901-2056 |
| Document Number | 002664/162 |
| Book / Page | 2664 / 162 |
| Instrument Date | Aug 19, 2021 |
| Instrument | 202100025014 |
| Transaction Type | Transfer |
| Record Updated | Aug 19, 2022 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | COUNTY OFFICE BUILDINGBUILDI, BINGHAMTON, NY 13902 |
| Name | Verified Name |
|---|---|
| Address | PO BOX 4, CHENANGO BRIDGE, NY 13745-0004 |
| Document Type | Tax Deed |
|---|---|
| Jurisdiction | BROOME NY |
| Recording Date | Mar 26, 2021 |
| Property Address | 646 STATE ST, BINGHAMTON, NY 13901-2056 |
| Document Number | 0026480046 |
| Book / Page | 002648 / 000046 |
| Instrument Date | Mar 22, 2021 |
| Instrument | 7193 |
| Transaction Type | Transfer |
| Record Updated | Apr 12, 2021 |
| Title Company | NOT AVAILABLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
Source: Broome County and Binghamton City assessment roll, as of May 14, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Broome County |
| Municipality | Binghamton City |
| Unified School District | Binghamton City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $5,777.00 | ||
| 2025 | $58,100 (-) Land $47,400 Building $10,700 | $110,900 (+20.25%) Land $90,476 Building $20,424 | |
| 2023 | $58,100 (-) Land $47,400 Building $10,700 | $92,222 (+7.14%) Land $75,238 Building $16,984 | |
| 2022 | $58,100 Land $47,400 Building $10,700 | $86,074 Land $70,222 Building $15,852 | |
| 2016 | $3,542.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Flood Insurance Cost | Premium on Record median of 14 policies |
| Nearby Flood Policies | 14 in force |
| Nearby Flood Claims | 2 (2011–2014) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | May 2014 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF BINGHAMTON serves 47,600 people · EPA ID NY0301651 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2025 |
| Lead | 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 409 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Zeta Broadband Fixed Wireless | 400 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures