Flathead County property record for 648 Shadow Ln, Kalispell, MT 59901 · Last verified May 2026
| Property Type | Rural Home |
|---|---|
| Details | 3 bd · 2 ba · 1,120 sqft · built 1978 |
| Lot Size | 0.46 acres (20,038 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $441,770 (May 2023) |
| Tax Bill | $1,577 (2025) |
| Deeds & Mortgages | Apr 2026 Mortgage May 2023 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | R0760671 |
| Primary APN | R0760671 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 11 Plumbing Fixtures |
| Total Rooms | 5 Rooms |
| Building Area | 1,120 sqft Living Area |
| 1st Floor Area | 1,120 sqft 1st Floor |
| Stories | 1 Story |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplace |
| Year Built | Built 1978 |
|---|---|
| Effective Year Built | Effective 1995 |
| Architectural Style | Ranch |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 20,038 sqft (0.46 acres) |
| Parking Spaces | 2 Parking Spaces |
| Garage Area | 480 sqft Garage |
| Deck Area | 160 sqft Deck |
| Cooling System | HVAC |
|---|---|
| Heating Fuel | Electric |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 0000279400 |
|---|---|
| Street Address | 648 SHADOW LN |
| City | KALISPELL |
| State | MT |
| Zip | 59901-2357 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Legal Description | SILVER SHADOW EST, S28, T29 N, R21 W, LOT 041 |
| Legal Range | 21W |
| Legal Township | 29N |
| Legal Section | 28 |
| Legal Subdivision | SILVER SHADOW EST |
| Legal Lot Number | 41 |
| Jurisdiction | FLATHEAD MT |
| Township / Civil Division | KALISPELL |
| Census Block Group | 1 |
| Census Block | 1018 |
| Census Tract | 700 |
Source: Flathead County records · APN R0760671
Assessment roll updated September 3, 2025 · Last verified May 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 648 SHADOW LN, KALISPELL, MT 59901-2357 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 27, 2026 | Deed of Trust, Mortgage · FHA Mortgage CROSSCOUNTRY MORTGAGE |
| May 12, 2023 | Warranty Deed, Transfer · FHA Mortgage CROSSCOUNTRY MORTGAGE LLC |
| Dec 02, 2020 | Warranty Deed, Transfer · Conventional Mortgage WINTRUST MORTGAGE |
| Apr 05, 2017 | Warranty Deed, Transfer · Conventional Mortgage WINTRUST MORTGAGE |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | May 12, 2023 · Amount on Record |
| Deed Sale | May 12, 2023 · Amount on Record |
| Prior Sale | Dec 02, 2020 · Amount on Record |
| Deed Document Number | 20237083 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FLATHEAD MT |
| Recording Date | Apr 27, 2026 |
| Property Address | 648 SHADOW LN, KALISPELL, MT 59901-2357 |
| Document Number | 0000008449 |
| Instrument Date | Apr 21, 2026 |
| Instrument | 20268449 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | FIDELITY NATIONAL TITLE |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants, 205 |
| Address | 648 SHADOW LN, KALISPELL, MT 59901-2357 |
| Document Number | 0000008449, |
|---|---|
| Date | Apr 27, 2026 |
| Instrument | 20268449 |
| Name | CROSSCOUNTRY MORTGAGE |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 01, 2056 |
| Rate | 6.38% |
|---|---|
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | FLATHEAD MT |
| Recording Date | May 12, 2023 |
| Property Address | 648 SHADOW LN, KALISPELL, MT 59901-2357 |
| Document Number | 202300007083 |
| Instrument Date | May 12, 2023 |
| Instrument | 202300007083 |
| Transaction Type | Transfer |
| Record Updated | Jun 01, 2023 |
| Title Company | FLATHEAD PREMIER TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 648 SHADOW LN, KALISPELL, MT 59901-2357 |
| Document Number | 202300007084 |
|---|---|
| Date | May 12, 2023 |
| Instrument | 202300007084 |
| Name | CROSSCOUNTRY MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 01, 2053 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | FLATHEAD MT |
| Recording Date | Dec 02, 2020 |
| Property Address | 648 SHADOW LN, KALISPELL, MT 59901-2357 |
| Document Number | 202000040531 |
| Instrument Date | Nov 25, 2020 |
| Instrument | 202000040531 |
| Transaction Type | Transfer |
| Record Updated | Aug 10, 2021 |
| Title Company | INSURED TITLE, INSURED TITLES |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 648 SHADOW LN, KALISPELL, MT 59901-2357 |
| Document Number | 202000040532 |
|---|---|
| Date | Dec 02, 2020 |
| Instrument | 202000040532 |
| Name | WINTRUST MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 01, 2051 |
| Document Number | 202000040533 |
|---|---|
| Date | Dec 02, 2020 |
| Instrument | 202000040533 |
| Name | MONTANA CDC |
|---|---|
| Type | Private Party |
| Address | MISSOULA, MT 59802 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | FLATHEAD MT |
| Recording Date | Apr 05, 2017 |
| Property Address | 648 SHADOW LN, KALISPELL, MT 59901-2357 |
| Document Number | 201700006974 |
| Instrument Date | Mar 30, 2017 |
| Instrument | 201700006974 |
| Transaction Type | Transfer |
| Record Updated | Aug 10, 2021 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 648 SHADOW LN, KALISPELL, MT 59901-2357 |
| Document Number | 201700006975 |
|---|---|
| Date | Apr 05, 2017 |
| Instrument | 201700006975 |
| Name | WINTRUST MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 01, 2047 |
Source: Flathead County records · Assessment roll updated September 3, 2025 · Last verified May 2026
| Type | Name |
|---|---|
| State | Montana |
| County | Flathead County |
| Elementary School District | Evergreen Elementary School District (PK - 08) |
| Secondary School District | Flathead High School District (09 - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,577.00 (-45.21%) | $402,400 (+18.95%) | $402,400 (+18.95%) Land $141,650 Building $260,750 |
| 2023 | $2,878.00 | $338,300 | $338,300 Land $77,026 Building $261,274 |
Source: FEMA National Flood Hazard Layer, Flathead County (30029C), updated November 16, 2022 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Low above 7% of the US · above 2% of Montana |
|---|---|
| Wildfire Likelihood | About 1 in 7,143 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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