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645 Shadow Ln, Kalispell, MT 59901 Property Records

Flathead County property record for 645 Shadow Ln, Kalispell, MT 59901 · Last verified September 2023

Property Highlights

Property TypeResidential > Single Family > Rural Home
Bedrooms4 Beds
Bathrooms2 Baths
Architecture StyleConventional
Year BuiltBuilt 2000
Square Footage924 sqft Living Area
Lot Size20,255 sqft (0.464 acres)
OccupancyOwner Occupied
Tax Bill$2,581.00 (2023)

Property Details

APN / Parcel Number

Primary APNR0788810
Alternative APNs
  • 07-4078-28-3-10-13-0000
  • 0000968188

Interior

Bedrooms4 Beds
Full Baths2 Baths
Plumbing Fixtures6 Plumbing Fixtures
Total Rooms6 Rooms
Building Area924 sqft Living Area
Gross Area1,788 sqft Gross Area
1st Floor924 sqft 1st Floor
Basement Area648 sqft Basement
Finished Basement648 sqft Finished
Stories1 Stories

Exterior

Year BuiltBuilt 1980
Effective Year BuiltEffective 2000
Architectural StyleConventional Style
Exterior MaterialWood Siding Exterior
Construction TypeFrame Construction
Foundation TypeConcrete Foundation
Roof ConstructionGable Roof Construction
Roof MaterialAsphalt Roof
Lot Area20,255 sqft (0.464 acres)
Deck Area80 sqft Deck

Utilities and HVAC

Cooling SystemHVAC Cooling
Heating FuelElectric Heating Fuel
SewageMunicipal Sewage
Water SourceCommercial Water Source

Location & Zoning

Account Number0000968188
Street Address645 SHADOW LN
CityKALISPELL
StateMT
Zip59901-2327
Property UsageResidential Property Usage
TypeResidential > Single Family > Rural Home
Legal DescriptionSILVER SHADOW EST, S28, T29 N, R21 W, LOT 012, SILVER SHADOW EST LOT 12
Legal Range21W
Legal Township29N
Legal Section28
Legal QuarterSW
Legal SubdivisionSILVER SHADOW EST
Legal Lot Number12
JurisdictionFLATHEAD MT
Minor Civil DivisionKALISPELL
Census Blockgroup1
Census Block1018
Census Tract700

Owner

Source: Flathead County records · APN R0788810

Assessment roll updated December 31, 2022 · Last verified September 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address645 SHADOW LN, KALISPELL, MT 59901-2327
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Feb 23, 2026Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage
PARAMOUNT RESIDENTIAL MORTGAGE GROUP
Sep 19, 2025Deed of Trust, Mortgage · Line of Credit
HOMEBRIDGE FINANCIAL SERVICES INC
Feb 22, 2022Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage
PLAINS COMMERCE BANK

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJun 23, 2006
Deed SaleJun 23, 2006
Deed Doc Number200617411150
Record RefreshedJun 07, 2026

February 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFLATHEAD MT
Property Address645 SHADOW LN, KALISPELL, MT 59901-2327
Transaction TypeMortgage
Record UpdatedMar 17, 2026
Title CompanyFIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address645 SHADOW LN, KALISPELL, MT 59901-2327

Mortgage

Document Number202600003491
DateFeb 23, 2026
Instrument202600003491
Lender
NamePARAMOUNT RESIDENTIAL MORTGAGE GROUP
TypeMortgage Company
AddressCORONA, CA 92879
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term361 Months
DueMar 01, 2056

September 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFLATHEAD MT
Property Address645 SHADOW LN, KALISPELL, MT 59901-2327
Transaction TypeMortgage
Record UpdatedOct 08, 2025

Transferred To (Grantee/Buyer)

NameVerified Name
Address645 SHADOW LN, KALISPELL, MT 59901-2327

Mortgage

Document Number202500020431
DateSep 19, 2025
Instrument202500020431
Lender
NameHOMEBRIDGE FINANCIAL SERVICES INC
TypeMortgage Company
AddressFLINT, MI 48501
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueSep 10, 2055
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly (Revolving credit lines are monthly unless stated otherwise).

February 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFLATHEAD MT
Property Address645 SHADOW LN, KALISPELL, MT 59901-2327
Transaction TypeMortgage
Record UpdatedMar 09, 2022
Title CompanyFPT

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number202200004694
DateFeb 22, 2022
Instrument202200004694
Lender
NamePLAINS COMMERCE BANK
TypeBank
AddressSIOUX FALLS, SD 57106
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term361 Months
DueMar 01, 2052

Tax Assessment & Valuation

Source: Flathead County records · Assessment roll updated December 31, 2022 · Last verified September 2023

Property Jurisdictions

TypeName
StateMontana
CountyFlathead County
Elementary School DistrictEvergreen Elementary School District (PK - 08)
Secondary School DistrictFlathead High School District (09 - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2023$2,581.00$303,400$303,400 Land $77,179 Building $226,221

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Flathead County (30029C), updated November 16, 2022 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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