648 Schwan Ln, Waco (Woodway), TX 76712 Property Records

McLennan County property record for 648 Schwan Ln, Waco, TX 76712

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,147 sqft · built 1980
Lot Size	1.4 acres (60,984 sqft)
Owner	Company Name on Record
Last Sale	$238,009 (Apr 2022)
Tax Bill	$2,302 (2025)
Deeds & Mortgages	Apr 2022 Mortgage Aug 2019 Transfer
Flood Zone	Zone X (minimal risk)
APN	`36-027900-002801-0`

Property Details

APN / Parcel Number

Primary APN	`36-027900-002801-0`
Alternative APNs	`3602790000280100111` `140355`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,147 sqft Living Area
Gross Area	2,715 sqft
1st Floor Area	2,147 sqft
Flooring	Carpet
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1980
Effective Year Built	Effective 1991
Exterior Material	Brick Veneer
Construction Type	Wood
Roof Type	Reinforced Concrete
Roof Material	Composition Shingle
Lot Area	60,984 sqft
Garage Type	Attached
Garage Area	568 sqft
Driveway	Concrete Driveway
Driveway Area	1,680 sqft
Parking Spaces	4 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	496 sqft
Deck Area	192 sqft
Patio Area	176 sqft
Storage Building	96 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	648 SCHWAN LN
City	CRAWFORD
State	TX
Zip	76638
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	DAVIS L R TRACT 8-7A ACRES 1.4
Legal Subdivision	DAVIS L R
Legal Tract	8
Legal Lot Number	8-7A
Jurisdiction	MCLENNAN TX
Township / Civil Division	CRAWFORD
Census Block Group	1
Census Block	1063
Census Tract	4000

Owner

Source: McLennan County records, as of August 24, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Company Name on Record
Mailing Address	648 SCHWAN LN, WOODWAY, TX 76712-2809
Occupancy	Owner Occupied
Owner Type	Company

Deeds, Mortgages & Sale History

Date	Document
Apr 19, 2022	Vendor's Lien, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC
Aug 30, 2019	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 19, 2022 · Amount on Record
Deed Sale	Apr 19, 2022 · Amount on Record
Deed Document Number	202215511
Prior Transfer Date	Aug 21, 2019
Prior Transfer Doc	0000029312
Record Updated	Oct 29, 2026

April 2022: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	MCLENNAN TX
Recording Date	Apr 19, 2022
Property Address	648 SCHWAN LN, WACO, TX 76712-2809
Document Number	0000015511
Instrument Date	Apr 14, 2022
Instrument	2022015511
Transaction Type	Transfer
Record Updated	Apr 26, 2022

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	648 SCHWAN LN, WACO, TX 76712-2809

Mortgage

Document Number	0000015512
Date	Apr 19, 2022
Instrument	2022015512

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2052

August 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MCLENNAN TX
Recording Date	Aug 30, 2019
Property Address	648 SCHWAN LN, WACO, TX 76712-2809
Document Number	0000029312
Instrument Date	Aug 21, 2019
Instrument	29312
Transaction Type	Transfer
Record Updated	Sep 26, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	648 SCHWAN LN WACO TX 767122809, WACO, TX 76712-2809

Tax Assessment & Valuation

Source: McLennan County assessment roll, as of August 24, 2026

Property Jurisdictions

Type	Name
State	Texas
County	McLennan County
Unified School District	Midway Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$314,600 (+1%)	$331,007 (-22.89%) Land $57,960 Building $273,047
2025	$2,302.00 (-5.58%) Homeowner's exemption	$286,000 (+1%) Land $48,070 Building $381,220	$429,290 (+65.11%) Land $48,070 Building $381,220
2024	$2,438.00 (-0.73%)
2023		$260,000 Land $48,070 Building $211,930	$260,000 Land $48,070 Building $211,930
2022	$2,456.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 14 policies
Nearby Flood Policies	14 in force
Nearby Flood Claims	7 (1998–2024)
Claims Outside the SFHA	4 of 7
Most Recent Claim	May 2024 · river or lake flooding
Claims by Event	Severe Storms, Tornadoes, And Flooding, Jun 2007 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 46% of the US · lower than 80% of Texas
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WESTERN HILLS WATER SYSTEM private · serves 3,048 people · EPA ID TX1550072
Water Source	Groundwater
Last State Inspection	Aug 2025
Lead	4 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 14 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Nextlink Fixed Wireless	500 / 100
Rise Broadband Fixed Wireless	50 / 10

May also be available: AT&T, Spectrum, T-Mobile.

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