McLennan County property record for 647 Schwan Ln, Waco, TX 76712
| Property Type | Rural Home |
|---|---|
| Details | 4 bd · 3 ba · 2,759 sqft · built 1995 |
| Lot Size | 12.8 acres (560,182 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $2,047 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 36-027900-001501-6 |
| Primary APN | 36-027900-001501-6 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 9 Rooms |
| Stories | 2 Stories |
| Building Area | 2,759 sqft Living Area |
| Gross Area | 3,434 sqft |
| 1st Floor Area | 1,901 sqft |
| 2nd Floor Area | 858 sqft |
| Flooring | Carpet |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1995 |
|---|---|
| Effective Year Built | Effective 1996 |
| Exterior Material | Brick Veneer |
| Construction Type | Wood |
| Roof Type | Reinforced Concrete |
| Roof Material | Composition Shingle |
| Lot Area | 560,182 sqft |
| Garage Type | Attached |
| Garage Area | 675 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 938 sqft |
| Canopy | 160 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 647 SCHWAN LN |
|---|---|
| City | CRAWFORD |
| State | TX |
| Zip | 76638 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Local Zoning Code | R |
| Legal Description | DAVIS L R ACRES 12.86 |
| Legal Subdivision | DAVIS L R |
| Legal Lot Number | R |
| Jurisdiction | MCLENNAN TX |
| Township / Civil Division | CRAWFORD |
| Census Block Group | 1 |
| Census Block | 1063 |
| Census Tract | 4000 |
Source: McLennan County records, as of August 24, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 647 SCHWAN LN, WOODWAY, TX 76712-2809 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
Source: McLennan County assessment roll, as of August 24, 2026
| Type | Name |
|---|---|
| State | Texas |
| County | McLennan County |
| Unified School District | Midway Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $458,921 (-27.72%) Land $14,624 Building $444,297 | $618,820 (-11.82%) Land $174,523 Building $444,297 | |
| 2025 | $2,047.00 (-22.75%) Homeowner's exemption Senior Citizen's exemption | $634,957 (-3.09%) | $701,750 (-10.92%) Land $145,020 Building $556,730 |
| 2024 | $2,650.00 (+6.6%) | ||
| 2023 | $655,200 Land $12,410 Building $642,790 | $787,810 Land $145,020 Building $642,790 | |
| 2022 | $2,486.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 14 policies |
| Nearby Flood Policies | 14 in force |
| Nearby Flood Claims | 7 (1998–2024) |
| Claims Outside the SFHA | 4 of 7 |
| Most Recent Claim | May 2024 · river or lake flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 45% of the US · lower than 81% of Texas |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 5 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Fiber | 1,000 / 1,000 |
| Nextlink Fixed Wireless | 500 / 100 |
5G (outdoors only) and 4G LTE
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