648 S Riverside Dr, Apt 422, Memphis, TN 38103 Property Records

Shelby County property record for 648 S Riverside Dr, Apt 422, Memphis, TN 38103

Property Summary

Property Type	Condominium
Details	3 bd · 2 ba · 1,958 sqft · built 1932
Lot Size	0.051 acres (2,207 sqft)
Owner	2 Individual Names on File
Last Sale	$452,500 (Feb 2022)
Tax Bill	$2,522 (2025)
Deeds & Mortgages	Feb 2022 Sale & Mortgage Aug 2020 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`00-2083-E0-0066`

Property Details

APN / Parcel Number

Primary APN	`00-2083-E0-0066`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Total Rooms	6 Rooms
Units	66 Units
Stories	1 Story
Building Area	1,958 sqft Living Area
1st Floor Area	1,958 sqft

Exterior

Year Built	Built 1932
Effective Year Built	Effective 2007
Architectural Style	Traditional
Exterior Material	Other
Lot Area	2,207 sqft (0.051 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric

Location & Zoning

Street Address	648 S RIVERSIDE DR, 422
City	MEMPHIS
State	TN
Zip	38103-4633
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	R-R
Legal Description	ES RIVERSIDE DRIVE SEE MAP GRID# 138 H
Legal Subdivision	RIVERSIDE 648 CONDOS 3RD AMENDMENT
Legal Lot Number	MD
Jurisdiction	SHELBY TN
Township / Civil Division	8
Census Block Group	1
Census Block	1006
Census Tract	4300

Owner

648 S Riverside Dr, Apt 422 is owned and occupied by two individuals who bought it in February 2022.

Source: Shelby County records, as of June 2, 2026

Owner of Record	2 Individual Names on File
Mailing Address	648 S RIVERSIDE DR, 422, MEMPHIS, TN 38103-4633
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 21, 2022	Warranty Deed, Transfer · Conventional Mortgage THE HOME LOAN EXPERT LLC
Aug 13, 2020	Quit Claim Deed, Transfer ATTORNEY ONLY
Jun 19, 2018	Warranty Deed, Transfer · Conventional with PMI PREMIA RELOCATION MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 21, 2022 · Amount on File
Deed Sale	Feb 21, 2022 · Amount on File
Prior Sale	Jun 19, 2018 · Amount on File
Deed Document Number	202219826
Prior Transfer Date	Jul 22, 2020
Prior Transfer Doc	0000085402
Record Updated	Oct 29, 2026

February 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SHELBY TN
Recording Date	Feb 21, 2022
Property Address	648 S RIVERSIDE DR APT 422, 422, MEMPHIS, TN 38103-4633
Document Number	0022019826
Instrument Date	Jan 8, 2021
Instrument	22019826
Transaction Type	Transfer
Record Updated	Feb 25, 2022
Title Company	STEWART TITLE, STEWART TITLE GUARANTY CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,674.25
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	648 S RIVERSIDE DR APT 422, 422, MEMPHIS, TN 38103-4633

Mortgage

Document Number	0022019827
Date	Feb 21, 2022
Instrument	22019827

Lender

Name	THE HOME LOAN EXPERT LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 1, 2052

August 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SHELBY TN
Recording Date	Aug 13, 2020
Property Address	648 S RIVERSIDE DR APT 422, 422, MEMPHIS, TN 38103-4633
Document Number	0000085402
Instrument Date	Jul 22, 2020
Instrument	85402
Transaction Type	Transfer
Record Updated	Sep 4, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	648 S RIVERSIDE DR MEMPHIS TN 381034619, MEMPHIS, TN 38103-4619

June 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SHELBY TN
Recording Date	Jun 19, 2018
Property Address	648 S RIVERSIDE DR APT 422, 422, MEMPHIS, TN 38103-4633
Document Number	0000060507
Instrument Date	Jun 15, 2018
Instrument	60507
Transaction Type	Transfer
Record Updated	Jun 29, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,165.50
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	648 S RIVERSIDE DR #422 MEMPHIS TN 381034633, 422, MEMPHIS, TN 38103-4633

Mortgage

Document Number	60508
Date	Jun 19, 2018
Instrument	60508

Lender

Name	PREMIA RELOCATION MTG
Type	Mortgage Company
Address	TROY, MI 48098

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Jun 18, 2048

Interest

Rate Type	Adjustable Rate
Rate	3.5%

Tax Assessment & Valuation

The 2025 property tax bill for 648 S Riverside Dr, Apt 422 was $2,522.

Source: Shelby County assessment roll, as of June 2, 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	Shelby County
Municipality	Memphis City
Unified School District	Shelby County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,522.00	$93,775 Land $5,525 Building $88,250	$375,100 Land $22,100 Building $353,000
2023		$75,550 Land $5,525 Building $70,025
2022	$4,602.00
2021			$302,200 Land $22,100 Building $280,100

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 648 S Riverside Dr, Apt 422 in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 4, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 648 S Riverside Dr, Apt 422 has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MEMPHIS LIGHT, GAS, & WATER serves 659,500 people · EPA ID TN0000450
Water Source	Groundwater
Last State Inspection	Apr 2024
Lead	5 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 553 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Starlink Satellite	280 / 30
AT&T Fixed Wireless · Fiber, DSL in parts of the area	100 / 20

May also be available: Verizon.

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