648 S Riverside Dr, Apt 421, Memphis, TN 38103 Property Records

Shelby County property record for 648 S Riverside Dr, Apt 421, Memphis, TN 38103

Property Summary

Property Type	Condominium
Details	2 bd · 2 ba · 1,475 sqft · built 1932
Lot Size	0.038 acres (1,660 sqft)
Owner	2 Individual Names on File
Last Sale	$255,000 (Sep 2020)
Tax Bill	$2,134 (2025)
Deeds & Mortgages	Sep 2020 Sale & Mortgage Jun 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`00-2083-E0-0065`

Property Details

APN / Parcel Number

Primary APN	`00-2083-E0-0065`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Total Rooms	5 Rooms
Units	66 Units
Stories	1 Story
Building Area	1,475 sqft Living Area
1st Floor Area	1,475 sqft

Exterior

Year Built	Built 1932
Effective Year Built	Effective 2007
Architectural Style	Traditional
Exterior Material	Other
Lot Area	1,660 sqft (0.038 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric

Location & Zoning

Street Address	648 S RIVERSIDE DR, 421
City	MEMPHIS
State	TN
Zip	38103-4633
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	R-R
Legal Description	ES RIVERSIDE DRIVE SEE MAP GRID# 138 H
Legal Subdivision	RIVERSIDE 648 CONDOS 3RD AMENDMENT
Legal Lot Number	MD
Jurisdiction	SHELBY TN
Township / Civil Division	8
Census Block Group	1
Census Block	1006
Census Tract	4300

Owner

648 S Riverside Dr, Apt 421 is owned and occupied by two individuals who bought it in September 2020.

Source: Shelby County records, as of June 2, 2026

Owner of Record	2 Individual Names on File
Mailing Address	648 S RIVERSIDE DR, 421, MEMPHIS, TN 38103-4633
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 28, 2020	Warranty Deed, Transfer · Conventional Mortgage PINNACLE BK
Jun 24, 2020	Deed of Trust, Mortgage · Conventional Mortgage RENASANT BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 28, 2020 · Amount on File
Deed Sale	Sep 28, 2020 · Amount on File
Prior Sale	Nov 2, 2015 · Amount on File
Deed Document Number	2020104693
Record Updated	Oct 29, 2026

September 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SHELBY TN
Recording Date	Sep 28, 2020
Property Address	648 S RIVERSIDE DR APT 421, 421, MEMPHIS, TN 38103-4633
Document Number	0000104693
Instrument Date	Sep 24, 2020
Instrument	104693
Transaction Type	Transfer
Record Updated	Oct 16, 2020
Title Company	EXECUTIVE TITLE AND CLOSING INC, EXECUTIVE TITLE & CLOSING INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$944.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	648 S RIVERSIDE DR #421 MEMPHIS TN 381034633, 421, MEMPHIS, TN 38103-4633

Mortgage

Document Number	104694
Date	Sep 28, 2020
Instrument	104694

Lender

Name	PINNACLE BK
Type	Bank
Address	NASHVILLE, TN 37201

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 27, 2050

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SHELBY TN
Property Address	648 S RIVERSIDE DR APT 421, 421, MEMPHIS, TN 38103-4633
Document Number	0000069465
Instrument Date	Jun 24, 2020
Transaction Type	Mortgage
Record Updated	Jul 22, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	648 S RIVERSIDE DR #421 MEMPHIS TN 381034633, 421, MEMPHIS, TN 38103-4633

Mortgage

Document Number	0000069465
Date	Jul 7, 2020
Instrument	69465

Lender

Name	RENASANT BK
Type	Bank
Address	GERMANTOWN, TN 38138

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	120 Months
Due	Jul 6, 2030

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 648 S Riverside Dr, Apt 421 was $2,134.

Source: Shelby County assessment roll, as of June 2, 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	Shelby County
Municipality	Memphis City
Unified School District	Shelby County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,134.00	$79,350 Land $4,150 Building $75,200	$317,400 Land $16,600 Building $300,800
2023		$61,825 Land $4,150 Building $57,675
2022	$3,766.00
2021			$247,300 Land $16,600 Building $230,700

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 648 S Riverside Dr, Apt 421 in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 4, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 648 S Riverside Dr, Apt 421 has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MEMPHIS LIGHT, GAS, & WATER serves 659,500 people · EPA ID TN0000450
Water Source	Groundwater
Last State Inspection	Apr 2024
Lead	5 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 553 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Starlink Satellite	280 / 30
AT&T Fixed Wireless · Fiber, DSL in parts of the area	100 / 20

May also be available: Verizon.

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