648 S Riverside Dr, Apt 412, Memphis, TN 38103 Property Records

Shelby County property record for 648 S Riverside Dr, Apt 412, Memphis, TN 38103

Property Summary

Property Type	Condominium
Details	2 bd · 2 ba · 1,932 sqft · built 1932
Lot Size	0.05 acres (2,175 sqft)
Owner	2 Individual Names on File
Last Sale	$330,000 (May 2006)
Tax Bill	$2,253 (2025)
Deeds & Mortgages	Apr 2024 Second Mortgage Nov 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`00-2083-E0-0056`

Property Details

APN / Parcel Number

Primary APN	`00-2083-E0-0056`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Total Rooms	6 Rooms
Units	66 Units
Stories	1 Story
Building Area	1,932 sqft Living Area
1st Floor Area	1,932 sqft

Exterior

Year Built	Built 1932
Effective Year Built	Effective 2007
Architectural Style	Traditional
Exterior Material	Other
Lot Area	2,175 sqft (0.05 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric

Location & Zoning

Street Address	648 S RIVERSIDE DR, 412
City	MEMPHIS
State	TN
Zip	38103-4633
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	R-R
Legal Description	ES RIVERSIDE DRIVE SEE MAP GRID# 138 H
Legal Subdivision	RIVERSIDE 648 CONDOS 3RD AMENDMENT
Legal Lot Number	MD
Jurisdiction	SHELBY TN
Township / Civil Division	8
Census Block Group	1
Census Block	1006
Census Tract	4300

Owner

648 S Riverside Dr, Apt 412 is owned and occupied by two individuals who acquired it in October 2014.

Source: Shelby County records, as of June 2, 2026

Owner of Record	2 Individual Names on File
Mailing Address	648 S RIVERSIDE DR, 412, MEMPHIS, TN 38103-4633
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 3, 2024	Deed of Trust, Mortgage · Stand-Alone Second Mortgage ROCKET MORTGAGE LLC
Nov 2, 2020	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS
Aug 14, 2018	Deed of Trust, Mortgage · Line of Credit BANCORPSOUTH

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 22, 2006 · Amount on File
Deed Sale	May 22, 2006 · Amount on File
Deed Document Number	200681348
Last Transfer Date	Oct 31, 2014
Transfer Doc	0000112629
Record Updated	Oct 29, 2026

April 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SHELBY TN
Property Address	648 S RIVERSIDE DR APT 412, 412, MEMPHIS, TN 38103-4633
Transaction Type	Mortgage
Record Updated	Apr 10, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0024026980
Date	Apr 3, 2024
Instrument	24026980

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	120 Months
Due	Apr 1, 2034

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SHELBY TN
Property Address	648 S RIVERSIDE DR APT 412, 412, MEMPHIS, TN 38103-4633
Document Number	0020129759
Instrument Date	Nov 2, 2020
Transaction Type	Mortgage
Record Updated	Dec 2, 2020
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	648 S RIVERSIDE DR #412 MEMPHIS TN 381034633, 412, MEMPHIS, TN 38103-4633

Mortgage

Document Number	0020129759
Date	Nov 20, 2020
Instrument	20129759

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	Nov 19, 2040

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SHELBY TN
Property Address	648 S RIVERSIDE DR APT 412, 412, MEMPHIS, TN 38103-4633
Document Number	0000089087
Instrument Date	Aug 14, 2018
Transaction Type	Mortgage
Record Updated	Sep 12, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	648 S RIVERSIDE DR #412 MEMPHIS TN 381034633, 412, MEMPHIS, TN 38103-4633

Mortgage

Document Number	0000089087
Date	Aug 30, 2018
Instrument	89087

Lender

Name	BANCORPSOUTH
Type	Bank
Address	TUPELO, MA 38803-4360

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	60 Months
Due	Aug 29, 2023

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 648 S Riverside Dr, Apt 412 was $2,253.

Source: Shelby County assessment roll, as of June 2, 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	Shelby County
Municipality	Memphis City
Unified School District	Shelby County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,253.00	$83,775 Land $5,450 Building $78,325	$335,100 Land $21,800 Building $313,300
2023		$68,450 Land $5,450 Building $63,000
2022	$4,169.00
2021			$273,800 Land $21,800 Building $252,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 648 S Riverside Dr, Apt 412 in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 4, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 648 S Riverside Dr, Apt 412 has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MEMPHIS LIGHT, GAS, & WATER serves 659,500 people · EPA ID TN0000450
Water Source	Groundwater
Last State Inspection	Apr 2024
Lead	5 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 553 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Starlink Satellite	280 / 30
AT&T Fixed Wireless · Fiber, DSL in parts of the area	100 / 20

May also be available: Verizon.

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