648 S Riverside Dr, Apt 409, Memphis, TN 38103 Property Records

Shelby County property record for 648 S Riverside Dr, Apt 409, Memphis, TN 38103

Property Summary

Property Type	Condominium
Details	1 bd · 1 ba · 1,038 sqft · built 1932
Lot Size	0.027 acres (1,168 sqft)
Owner	Individual Name on File
Last Sale	$235,000 (Jun 2024)
Tax Bill	$1,507 (2025)
Deeds & Mortgages	Jun 2024 Sale & Mortgage Nov 2021 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`00-2083-E0-0053`

Property Details

APN / Parcel Number

Primary APN	`00-2083-E0-0053`

Interior

Bedrooms	1 Bed
Full Baths	1 Bath
Total Rooms	3 Rooms
Units	66 Units
Stories	1 Story
Building Area	1,038 sqft Living Area
1st Floor Area	1,038 sqft

Exterior

Year Built	Built 1932
Effective Year Built	Effective 2007
Architectural Style	Traditional
Exterior Material	Other
Lot Area	1,168 sqft (0.027 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric

Location & Zoning

Street Address	648 S RIVERSIDE DR, 409
City	MEMPHIS
State	TN
Zip	38103-4633
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	R-R
Legal Description	ES RIVERSIDE DRIVE SEE MAP GRID# 138 H
Legal Subdivision	RIVERSIDE 648 CONDOS 3RD AMENDMENT
Legal Lot Number	MD
Jurisdiction	SHELBY TN
Township / Civil Division	8
Census Block Group	1
Census Block	1006
Census Tract	4300

Owner

648 S Riverside Dr, Apt 409 is owned by an individual who bought it in June 2024.

Source: Shelby County records, as of June 2, 2026

Owner of Record	Individual Name on File
Mailing Address	648 S RIVERSIDE DR, 409, MEMPHIS, TN 38103-4633
Owner Type	Individual
Vesting	Single

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 4, 2024	Warranty Deed, Transfer · Stand-Alone First Mortgage ANDREW B GIBSON JR ETUX
Nov 3, 2021	Deed of Trust, Mortgage · Line of Credit INSOUTH BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 4, 2024 · Amount on File
Deed Sale	Jun 4, 2024 · Amount on File
Deed Document Number	202445731
Record Updated	Sep 20, 2026

June 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SHELBY TN
Recording Date	Jun 4, 2024
Property Address	648 S RIVERSIDE DR APT 409, 409, MEMPHIS, TN 38103-4633
Document Number	0024045731
Map Reference	DOC 06099939
Instrument Date	Jun 3, 2024
Instrument	24045731
Transaction Type	Transfer
Record Updated	Jun 30, 2026
Title Company	PREFERRED TITLE/FL LLC, PREFERRED T&E LLC

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$869.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	648 S RIVERSIDE DR APT 409, 409, MEMPHIS, TN 38103-4633

Mortgage

Document Number	0024045732
Date	Jun 4, 2024
Instrument	24045732

Lender

Name	ANDREW B GIBSON JR ETUX
Type	Private Party

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SHELBY TN
Property Address	648 S RIVERSIDE DR APT 409, 409, MEMPHIS, TN 38103-4633
Transaction Type	Mortgage
Record Updated	Nov 10, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0021137714
Date	Nov 3, 2021
Instrument	21137714

Lender

Name	INSOUTH BANK
Type	Bank
Address	ATOKA, TN 38004

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	119 Months
Due	Oct 15, 2031

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

The 2025 property tax bill for 648 S Riverside Dr, Apt 409 was $1,507.

Source: Shelby County assessment roll, as of June 2, 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	Shelby County
Municipality	Memphis City
Unified School District	Shelby County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,507.00	$56,025 Land $2,925 Building $53,100	$224,100 Land $11,700 Building $212,400
2023		$44,250 Land $2,925 Building $41,325
2022	$2,695.00
2021			$177,000 Land $11,700 Building $165,300

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 648 S Riverside Dr, Apt 409 in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 4, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 648 S Riverside Dr, Apt 409 has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MEMPHIS LIGHT, GAS, & WATER serves 659,500 people · EPA ID TN0000450
Water Source	Groundwater
Last State Inspection	Apr 2024
Lead	5 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 553 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Starlink Satellite	280 / 30
AT&T Fixed Wireless · Fiber, DSL in parts of the area	100 / 20

May also be available: Verizon.

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