648 Ruffner Rd, Irondale (Birmingham), AL 35210 Property Records

Jefferson County property record for 648 Ruffner Rd, Irondale, AL 35210

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,200 sqft · built 1981
Lot Size	0.904 acres (39,390 sqft)
Owner	Company Name on Record
Last Sale	$115,000 (Nov 2024)
Deeds & Mortgages	Apr 2020 Line of Credit Jul 2017 Sale
Flood Zone	Zone X (minimal risk)
APN	`23-00-13-3-000-015.000`

Property Details

APN / Parcel Number

Primary APN	`23-00-13-3-000-015.000`
Alternative APNs	`23133000015000RR01` `320882`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,200 sqft Living Area
1st Floor Area	1,200 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1981
Effective Year Built	Effective 2004
Exterior Material	Hardboard
Foundation Type	Wood
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	39,390 sqft (0.904 acres)
Lot Dimensions	303 ft deep x 130 ft wide
Terrain	Low
Garage Type	Carport
Carport	Carport
Deck Area	Deck Area
Patio Area	40 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Septic
Water Source	Commercial

Location & Zoning

Account Number	320882
Street Address	648 RUFFNER RD
City	IRONDALE
State	AL
Zip	35210-1034
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	COM SW COR OF SE 1/4 OF SW 1/4 SEC 13 TP 17 R 2W TH N 421.3 FT TO N RW OF RUFFNER RD TH NE ALG SD RD 540 FT TO POB TH CONT NE 130 FT TH NWLY 315 FT TH SW 130 FT TH SW 291.3 FT TO POB SECT 13 TWSP 17S RANGE 2W
Legal Range	02W
Legal Township	17S
Legal Section	13
Jurisdiction	JEFFERSON AL
Township / Civil Division	BIRMINGHAM
Census Block Group	3
Census Block	3064
Census Tract	12602

Owner

Source: Jefferson County records, as of October 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	648 RUFFNER RD, IRONDALE, AL 35210-1034
Owner Type	Company

Deeds, Mortgages & Sale History

Date	Document
Apr 1, 2020	Deed of Trust, Mortgage · Line of Credit REGIONS BK
Jul 24, 2017	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 12, 2024 · Amount on Record
Deed Sale	Nov 12, 2024 · Amount on Record
Prior Sale	Jul 24, 2017 · Amount on Record
Deed Document Number	2024106264
Record Updated	Oct 29, 2026

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON AL
Property Address	648 RUFFNER RD, IRONDALE, AL 35210-1034
Document Number	0000034784
Instrument Date	Apr 1, 2020
Transaction Type	Mortgage
Record Updated	Jun 17, 2020
Title Company	TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	648 RUFFNER RD IRONDALE AL 352101034, IRONDALE, AL 35210-1034

Mortgage

Document Number	0000034784
Date	Apr 13, 2020
Instrument	34784

Lender

Name	REGIONS BK
Type	Bank
Address	IRONDALE, AL 35210

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Apr 12, 2050

Interest

Rate Type	Adjustable Rate

July 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JEFFERSON AL
Recording Date	Jul 24, 2017
Property Address	648 RUFFNER RD, IRONDALE, AL 35210-1034
Document Number	0000074813
Instrument Date	Jul 14, 2017
Instrument	74813
Transaction Type	Transfer
Record Updated	Jul 27, 2017

Transaction

Amount	Amount Recorded
Tax	$30.00

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	625 RUFFNER RD IRONDALE AL 352101027, IRONDALE, AL 35210-1027

Tax Assessment & Valuation

Source: Jefferson County assessment roll, as of March 16, 2026

Property Jurisdictions

Type	Name
State	Alabama
County	Jefferson County
Municipality	Irondale City
Unified School District	Jefferson County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	Disabled Person's exemption Senior Citizen's exemption	$10,660 (-)	$106,500 (-) Land $5,200 Building $101,300
2023		$10,660 Land $520 Building $10,140	$106,500 Land $5,200 Building $101,300

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 13, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 45% of the US · above 50% of Alabama
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CENTRAL ALABAMA WATER serves 653,322 people · EPA ID AL0000738
Water Source	Surface water
Last State Inspection	Mar 2025
Lead	1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 28 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

Nearby Properties on Ruffner Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures