Jefferson County property record for 640 Ruffner Rd, Irondale, AL 35210
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 1 ba · 2,294 sqft · built 1946 |
| Lot Size | 0.971 acres (36,433 sqft) |
| Owner | 2 Trust Names on File |
| Last Sale | $187,700 (Jun 2026) |
| Tax Bill | $1,122 (2025) |
| Deeds & Mortgages | Jun 2026 Sale Apr 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 23-00-13-3-000-014.000 |
| Primary APN | 23-00-13-3-000-014.000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 2,294 sqft Living Area |
| 1st Floor Area | 1,364 sqft |
| Upper Floors Area | 930 sqft |
| Flooring | Vinyl/Resilient |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1946 |
|---|---|
| Effective Year Built | Effective 1991 |
| Exterior Material | Brick |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 36,433 sqft (0.971 acres) |
| Lot Dimensions | 291 ft deep x 125 ft wide |
| Terrain | Rolling |
| Garage Area | 576 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 88 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Septic |
| Water Source | Commercial |
| Account Number | 320881 |
|---|---|
| Street Address | 640 RUFFNER RD |
| City | IRONDALE |
| State | AL |
| Zip | 35210-1034 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R2 |
| Legal Description | COM AT SW COR OF SE 1/4 OF SW 1/4 SEC 13 TWP 17 R 2 TH N 421.3 FT TH NE ALONG N R/W RUFFNER RD 412 FT TO POB TH CONT NE 125.2 FT TH NWLY 291.3 FT TH SW 218.3 FT TH SE 240 FT TO POB SECT 13 TWSP 17S RANGE 2W |
| Legal Range | 02W |
| Legal Township | 17S |
| Legal Section | 13 |
| Jurisdiction | JEFFERSON AL |
| Township / Civil Division | BIRMINGHAM |
| Census Block Group | 3 |
| Census Block | 3064 |
| Census Tract | 12602 |
640 Ruffner Rd is owner-occupied and held in a trust since June 2026.
Source: Jefferson County records, as of July 13, 2026
| Owner of Record | 2 Trust Names on File |
|---|---|
| Mailing Address | 640 RUFFNER RD, IRONDALE, AL 35210-1034 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 10, 2026 | Quit Claim Deed, Transfer |
| Apr 1, 2021 | Deed of Trust, Mortgage · Conventional Mortgage PNC BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 10, 2026 · Amount on File |
| Deed Sale | Jun 10, 2026 · Amount on File |
| Prior Sale | Jun 10, 2026 · Amount on File |
| Deed Document Number | 202653415 |
| Prior Transfer Date | Jun 1, 2026 |
| Prior Transfer Doc | 0000053415 |
| Record Updated | Sep 20, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | JEFFERSON AL |
| Recording Date | Jun 10, 2026 |
| Property Address | 640 RUFFNER RD, IRONDALE, AL 35210-1034 |
| Document Number | 0000053415 |
| Instrument Date | Jun 1, 2026 |
| Instrument | 202653415 |
| Transaction Type | Transfer |
| Record Updated | Aug 30, 2026 |
| Amount | Amount on Record |
|---|---|
| Tax | $0.00 |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 640 RUFFNER RD, IRONDALE, AL 35210-1034 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | JEFFERSON AL |
| Property Address | 640 RUFFNER RD, IRONDALE, AL 35210-1034 |
| Transaction Type | Mortgage |
| Record Updated | Apr 26, 2021 |
| Name | Verified Name |
|---|---|
| Address | 640 RUFFNER RD, IRONDALE, AL 35210-1034 |
| Document Number | 2021037892 |
|---|---|
| Date | Apr 1, 2021 |
| Instrument | 2021037892 |
| Name | PNC BANK |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jan 1, 2051 |
The 2025 property tax bill for 640 Ruffner Rd was $1,122 with a homeowner's exemption.
Source: Jefferson County assessment roll, as of March 16, 2026
| Type | Name |
|---|---|
| State | Alabama |
| County | Jefferson County |
| Municipality | Irondale City |
| Unified School District | Jefferson County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,122.00 Homeowner's exemption | $18,780 | $187,700 Land $5,200 Building $182,500 |
| 2023 | $18,780 Land $520 Building $18,260 | $187,700 Land $5,200 Building $182,500 | |
| 2022 | $796.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 640 Ruffner Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective March 13, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 640 Ruffner Rd is moderate, ranking above 45% of the US, with a 0.1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 45% of the US · above 50% of Alabama |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CENTRAL ALABAMA WATER serves 653,322 people · EPA ID AL0000738 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Mar 2025 |
| Lead | 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 28 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: T-Mobile.
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