648 Rowan Oak Pl, Hernando, MS 38632 Property Records

DeSoto County property record for 648 Rowan Oak Pl, Hernando, MS 38632 · Last verified January 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	4 Beds
Year Built	Built 2007
Square Footage	3,203 sqft Adjusted Area
Lot Size	25,839 sqft (0.593 acres)
Occupancy	Owner Occupied
Tax Bill	$2,857.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`3-07-3-07-23-0-00046-00`

Interior

Bedrooms	4 Beds
Total Rooms	8 Rooms
Building Area	3,203 sqft Adjusted Area
Stories	1 Stories
Interior Structure	Wallboard/Drywall Interior Structure

Exterior

Year Built	Built 2007
Exterior Material	Brick Veneer Exterior
Construction Type	Brick Construction
Foundation Type	Mat/Raft Foundation (Slab) Foundation
Roof Material	Shingle Roof
Lot Area	25,839 sqft (0.593 acres)
Depth X Width	234 ft x 86 ft Depth x Width

Location & Zoning

Street Address	648 ROWAN OAK PL
City	HERNANDO
State	MS
Zip	38632-8191
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	GROVE PARK SEC B LOT 46
Legal Range	07
Legal Township	03
Legal Section	07
Legal Subdivision	GROVE PARK SEC B
Legal Lot Number	46
Jurisdiction	DESOTO MS
Minor Civil Division	5
Census Blockgroup	1
Census Block	1013
Census Tract	71001

Owner

Source: DeSoto County records · APN 3-07-3-07-23-0-00046-00

Assessment roll updated September 1, 2025 · Last verified January 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	648 ROWAN OAK PL, HERNANDO, MS 38632-8191
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Apr 24, 2007
Deed Sale	Apr 24, 2007
Deed Doc Number	0000556546
Deed Book / Page	0556 / 546
Record Refreshed	Jun 08, 2026

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESOTO MS
Property Address	648 ROWAN OAK PL, HERNANDO, MS 38632-8191
Transaction Type	Mortgage
Record Updated	Dec 14, 2023
Title Company	GOOD TITLE ESCROW AND CLOSING LLC, GOOD TTL ESCROW & CLOSING LL

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	004856/755
Date	Dec 19, 2019
Book Page	4856/755

Lender

Name	BANCORPSOUTH BANK
Type	Bank
Address	HERNANDO, MS 38632

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	60 Months
Due	Dec 26, 2024

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly (Revolving credit lines are monthly unless stated otherwise).

Tax Assessment & Valuation

Source: DeSoto County records · Assessment roll updated September 1, 2025 · Last verified January 2026

Property Jurisdictions

Type	Name
State	Mississippi
County	DeSoto County
Municipality	Hernando City
Unified School District	DeSoto County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,857.00 (+16.76%)	$27,103 (+36.86%) Land $3,500 Building $23,603	$271,033 (+36.85%) Land $35,000 Building $236,033
2023	$2,447.00	$19,804	$198,044 Land $35,000 Building $163,044

Flood & Wildfire

648 Rowan Oak Pl is in FEMA Zone X, outside the Special Flood Hazard Area, with no wildfire exposure.

Flood

Source: FEMA National Flood Hazard Layer · DeSoto County (28033C), updated June 5, 2026

FEMA Flood Zone	Zone X minimal flood hazard · outside the 0.2% annual chance floodplain
Special Flood Hazard Area	No

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to Homes	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach of burnable land

Values are read at the parcel center point; lenders make the official flood determination.