616 Rowan Oak Pl, Hernando, MS 38632 Property Records

DeSoto County property record for 616 Rowan Oak Pl, Hernando, MS 38632

Property Summary

Property Type	Single Family Home
Details	3 bd · 2,456 sqft · built 2004
Lot Size	0.295 acres (12,890 sqft)
Owner	Individual Name on Record
Tax Bill	$2,703 (2025)
Deeds & Mortgages	Dec 2022 Mortgage Sep 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`3-07-3-07-23-0-00048-00`

Property Details

APN / Parcel Number

Primary APN	`3-07-3-07-23-0-00048-00`

Interior

Bedrooms	3 Beds
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,456 sqft Adjusted Area
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2004
Exterior Material	Brick Veneer
Construction Type	Brick
Foundation Type	Slab (Mat/Raft)
Roof Material	Shingle
Lot Area	12,890 sqft (0.295 acres)
Lot Dimensions	160 ft deep x 81 ft wide
Patio Area	144 sqft

Location & Zoning

Street Address	616 ROWAN OAK PL
City	HERNANDO
State	MS
Zip	38632-8191
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-12
Legal Description	GROVE PARK SEC B LOT 48
Legal Range	07
Legal Township	03
Legal Section	07
Legal Subdivision	GROVE PARK SEC B
Legal Lot Number	48
Jurisdiction	DESOTO MS
Township / Civil Division	5
Census Block Group	1
Census Block	1013
Census Tract	71001

Owner

Source: DeSoto County records, as of December 22, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	616 ROWAN OAK PL, HERNANDO, MS 38632-8191
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 6, 2022	Deed of Trust, Mortgage · FHA Mortgage ROCKET MORTGAGE LLC
Sep 27, 2021	Deed of Trust, Mortgage · FHA Mortgage ROCKET MORTGAGE LLC
Apr 9, 2019	Warranty Deed, Transfer · Conventional Mortgage COMMUNITY BANK OF MISSISSIPPI

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 9, 2019
Deed Sale	Apr 9, 2019
Prior Sale	Jul 1, 2015
Deed Document Number	0000885084
Deed Book / Page	0885 / 084
Record Updated	Jun 8, 2026

December 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESOTO MS
Property Address	616 ROWAN OAK PL, HERNANDO, MS 38632-8191
Transaction Type	Mortgage
Record Updated	Dec 22, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	005642/590
Date	Dec 6, 2022
Book Page	5642/590

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2052

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESOTO MS
Property Address	616 ROWAN OAK PL, HERNANDO, MS 38632-8191
Transaction Type	Mortgage
Record Updated	Nov 29, 2022
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	616 ROWAN OAK PL, HERNANDO, MS 38632-8191

Mortgage

Document Number	005355/156
Date	Sep 27, 2021
Book Page	5355/156

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2051

April 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DESOTO MS
Recording Date	Apr 9, 2019
Property Address	616 ROWAN OAK PL, HERNANDO, MS 38632-8191
Document Number	000885/084
Book / Page	0885 / 084
Map Reference	MB 85 PG 32&33
Instrument Date	Apr 5, 2019
Transaction Type	Transfer
Record Updated	Nov 29, 2022
Title Company	NOT AVAILABLE, GUARDIAN TITLE LLC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2601 BIRCH ISLAND DR, 2601, NESBIT, MS 38651-9663

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	616 ROWAN OAK PL, HERNANDO, MS 38632-8191

Mortgage

Document Number	0004705619
Date	Apr 9, 2019
Instrument	4705/619

Lender

Name	COMMUNITY BANK OF MISSISSIPPI
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2049

Tax Assessment & Valuation

Source: DeSoto County assessment roll, as of September 1, 2025

Property Jurisdictions

Type	Name
State	Mississippi
County	DeSoto County
Municipality	Hernando City
Unified School District	DeSoto County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,703.00 (+13.91%)	$23,210 (+35.68%) Land $3,500 Building $19,710	$232,101 (+35.68%) Land $35,000 Building $197,101
2023	$2,373.00	$17,106	$171,059 Land $35,000 Building $136,059

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 96% of Mississippi
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF HERNANDO-JAYBIRD private · serves 6,750 people · EPA ID MS0170002
Water Source	Groundwater
Last State Inspection	Aug 2024
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	5 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 212 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
C Spire Wireless Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

616 Rowan Oak Pl, Hernando, MS 38632 Property Records

Property Summary

Property Details

APN / Parcel Number

Interior

Exterior

Location & Zoning

Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

December 2022: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

September 2021: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

April 2019: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Tax Assessment & Valuation

Property Jurisdictions

Tax Bill & Assessment History

Flood

Wildfire

Drinking Water

Violations Reported to EPA

Internet Providers

Nearby Properties on Rowan Oak Pl

Nearby Streets

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