648 Red Hill Rd, Elkton, MD 21921 Property Records

Cecil County property record for 648 Red Hill Rd, Elkton, MD 21921

Property Summary

Property Type	Single Family Home
Details	1 ba · 912 sqft · built 1959
Lot Size	0.49 acres (21,344 sqft)
Owner	2 Individual Names on File
Last Sale	$190,000 (Sep 2026)
Tax Bill	$1,560 (2026)
Deeds & Mortgages	Sep 2026 Sale & Mortgage Aug 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`03-008878`

Property Details

APN / Parcel Number

Primary APN	`03-008878`
Alternative APNs	`3008878` `008878`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	912 sqft Total Area
Basement Area	240 sqft
Finished Basement	240 sqft

Exterior

Year Built	Built 1959
Effective Year Built	Effective 1959
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	21,344 sqft (0.49 acres)
Garage Type	Attached
Garage Area	288 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	324 sqft
Patio Area	144 sqft

Utilities, Heating & Cooling

Heating System	Baseboard
Sewer	Connected

Location & Zoning

Account Number	008878
Street Address	648 RED HILL RD
City	ELKTON
State	MD
Zip	21921-5123
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RM
Legal Description	.49 ACRE 648 RED HILL ROAD N/E OF ELKTON
Legal Subdivision	GRAYS HILL ROAD
Jurisdiction	CECIL MD
Township / Civil Division	3, ELKTON
Census Block Group	3
Census Block	3000
Census Tract	30507

Owner

648 Red Hill Rd is owned by two individuals who bought it in September 2026.

Source: Cecil County records, as of October 6, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	45 WEDGEMONT DR, ELKTON, MD 21921-4934
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Sep 24, 2026	Deed, Transfer · Conventional Mortgage CMG MORTGAGE INC
Aug 19, 2021	Deed of Trust, Mortgage · Conventional Mortgage NATIONSTAR MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 24, 2026 · Amount on File
Deed Sale	Sep 24, 2026 · Amount on File
Prior Sale	Mar 25, 1994 · Amount on File
Deed Document Number	2026
Deed Book / Page	5851 / 212
Transfer Doc	0017860574
Record Updated	Oct 29, 2026

September 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	CECIL MD
Recording Date	Sep 24, 2026
Property Address	648 RED HILL RD, ELKTON, MD 21921-5123
Document Number	5851000212
Book / Page	5851 / 212
Instrument Date	Sep 1, 2026
Transaction Type	Transfer
Record Updated	Oct 6, 2026
Title Company	LIBERTY TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$191,900.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	45 WEDGEMONT DR, ELKTON, MD 21921-4934

Mortgage

Document Number	5851000219,
Date	Sep 24, 2026
Book Page	5851/219

Lender

Name	CMG MORTGAGE INC

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CECIL MD
Property Address	648 RED HILL RD, ELKTON, MD 21921-5123
Transaction Type	Mortgage
Record Updated	Oct 27, 2022
Title Company	TITLE365

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0049610260
Date	Aug 19, 2021
Book Page	4961/260

Lender

Name	NATIONSTAR MORTGAGE LLC
Type	Mortgage Company
Address	COPPELL, TX 75019

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2051

Tax Assessment & Valuation

The 2026 property tax bill for 648 Red Hill Rd was $1,560, up 2.9% from the year before.

Source: Cecil County assessment roll, as of September 21, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Cecil County
Unified School District	Cecil County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,560.00 (+2.9%)	$168,567 (+3.9%)	$174,900 (-) Land $70,600 Building $104,300
2025	$1,516.00	$162,233	$174,900 Land $70,600 Building $104,300
2023	$1,071.00	$155,000	$155,900 Land $70,600 Building $85,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 648 Red Hill Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 10, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 648 Red Hill Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 87% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 42 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Talkie Communications Fiber	10,000 / 10,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless · Fiber in parts of the area	300 / 20

May also be available: IQ Fiber.

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