554 Red Hill Rd, Elkton, MD 21921 Property Records

Cecil County property record for 554 Red Hill Rd, Elkton, MD 21921

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 1,686 sqft · built 1978
Lot Size	1 acres (43,560 sqft)
Owner	Company Name on File
Last Sale	$270,000 (Dec 2021)
Tax Bill	$4,324 (2026)
Deeds & Mortgages	Dec 2021 Sale & Mortgage Apr 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`03-021327`

Property Details

APN / Parcel Number

Primary APN	`03-021327`
Alternative APNs	`3021327` `021327`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,686 sqft Total Area

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1978
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	43,560 sqft (1 acres)
Garage Type	Detached
Garage Area	437 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	204 sqft
Deck Area	192 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	021327
Street Address	554 RED HILL RD
City	ELKTON
State	MD
Zip	21921-5122
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	DR
Legal Description	1 ACRE 554 RED HILL ROAD E OF ELKTON
Jurisdiction	CECIL MD
Township / Civil Division	3, ELKTON
Census Block Group	1
Census Block	1001
Census Tract	30508

Owner

554 Red Hill Rd is owned by a company that bought it in December 2021.

Source: Cecil County records, as of September 21, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Company Name on File
Mailing Address	554 RED HILL RD, ELKTON, MD 21921-5122
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Dec 7, 2021	Warranty Deed, Transfer · Commercial Mortgage SILVER HILL FINANCIAL LLC
Apr 21, 2017	Deed of Trust, Mortgage · VA Mortgage JG WENTWORTH HM LNDG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 7, 2021 · Amount on File
Deed Sale	Dec 7, 2021 · Amount on File
Prior Sale	Aug 16, 1991 · Amount on File
Deed Book / Page	5054 / 135
Record Updated	Oct 29, 2026

December 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CECIL MD
Recording Date	Dec 7, 2021
Property Address	554 RED HILL RD, ELKTON, MD 21921-5122
Document Number	0050540135
Book / Page	5054 / 135
Instrument Date	Oct 4, 2021
Transaction Type	Transfer
Record Updated	Aug 16, 2022
Title Company	AVANCE TITLE LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	554 RED HILL RD, ELKTON, MD 21921-5122

Mortgage

Document Number	0005054142
Date	Dec 7, 2021
Instrument	5054/142

Lender

Name	SILVER HILL FINANCIAL LLC
Type	Mortgage Company

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	359 Months
Due	Nov 1, 2051

April 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CECIL MD
Property Address	554 RED HILL RD, ELKTON, MD 21921-5122
Document Number	0040670062
Book / Page	004067 / 000062
Instrument Date	Apr 21, 2017
Transaction Type	Mortgage
Record Updated	Jul 25, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	554 RED HILL RD ELKTON MD 219215122, ELKTON, MD 21921-5122

Mortgage

Document Number	0040670062
Date	May 19, 2017
Book Page	004067/000062

Lender

Name	JG WENTWORTH HM LNDG
Address	WOODBRIDGE, VA 22192

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 18, 2047

Tax Assessment & Valuation

The 2026 property tax bill for 554 Red Hill Rd was $4,324, up 4.1% from the year before.

Source: Cecil County assessment roll, as of September 21, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Cecil County
Municipality	Elkton Town
Unified School District	Cecil County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,324.00 (+4.12%)	$251,400	$262,700 Land $81,700 Building $181,000
2025	$4,153.00
2023	$3,866.00	$222,233	$228,800 Land $81,700 Building $147,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 554 Red Hill Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 10, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 554 Red Hill Rd is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 85% of Maryland
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 42 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Talkie Communications Fiber	10,000 / 10,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless · Fiber in parts of the area	300 / 20

May also be available: IQ Fiber.

Cell Coverage

5G (outdoors only) and 4G LTE

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