648 Prospect Rd, Holladay, TN 38341 Property Records

Decatur County property record for 648 Prospect Rd, Holladay, TN 38341

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,068 sqft · built 2008
Lot Size	4.3 acres (187,308 sqft)
Owner	2 Individual Names on Record
Last Sale	$100,000 (Feb 2026)
Tax Bill	$664 (2025)
Deeds & Mortgages	Feb 2026 Sale
Flood Zone	Zone X (minimal risk)
APN	`020021 00400`

Property Details

APN / Parcel Number

Primary APN	`020021 00400`
Alternative APN	`021 00400`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,068 sqft Living Area
1st Floor Area	1,068 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2008
Effective Year Built	Effective 2008
Exterior Material	Siding
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	187,308 sqft (4.3 acres)
Terrain	Rolling

Exterior Amenities

Porch	Slab
Porch Area	336 sqft
Utility Building	160 sqft
Pole Barn	1 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC
Sewer	Connected

Location & Zoning

Street Address	648 PROSPECT RD
City	HOLLADAY
State	TN
Zip	38341-7007
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DISTRICT: 12, COUNTY AREA: F03
Jurisdiction	DECATUR TN
Township / Civil Division	9
Census Block Group	1
Census Block	1020
Census Tract	955001

Owner

Source: Decatur County records, as of February 24, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2276 ROCKY SPRING RD, HOLLADAY, TN 38341-7034
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 17, 2026 · Amount on Record
Deed Sale	Feb 17, 2026 · Amount on Record
Prior Sale	May 9, 1988 · Amount on Record
Deed Document Number	2026288
Deed Book / Page	397 / 964
Transfer Doc	0000047311
Record Updated	Jun 8, 2026

February 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DECATUR TN
Recording Date	Feb 17, 2026
Property Address	648 PROSPECT RD, HOLLADAY, TN 38341-7007
Document Number	0000000288
Book / Page	397 / 964
Instrument Date	Feb 13, 2026
Instrument	26000288
Transaction Type	Transfer
Record Updated	Mar 2, 2026

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2276 ROCKY SPRING RD, HOLLADAY, TN 38341-7034

Tax Assessment & Valuation

Source: Decatur County assessment roll, as of January 27, 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	Decatur County
Unified School District	Decatur County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$664.00 (+70.69%)	$40,500 (+83.47%) Land $7,725 Building $32,775	$162,000 (+83.47%) Land $30,900 Building $131,100
2023		$22,075 (-) Land $3,100 Building $18,975
2022		$22,075 Land $3,100 Building $18,975	$88,300 (-) Land $12,400 Building $75,900
2020			$88,300 Land $12,400 Building $75,900
2018	$389.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective April 19, 2010

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 72% of Tennessee
Wildfire Likelihood	0.04% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTH U.DEP. OF DECATUR/BENTON CO serves 3,818 people · EPA ID TN0000883
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 7 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
LexNet Fiber	1,000 / 1,000

Cell Coverage

5G and 4G LTE (outdoors only)

Nearby Properties on Prospect Rd

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