1180 Prospect Rd, Holladay, TN 38341 Property Records

Decatur County property record for 1180 Prospect Rd, Holladay, TN 38341

Property Summary

Property Type	Rural Home
Details	4 ba · 3,640 sqft · built 1997
Lot Size	79 acres (3,445,596 sqft)
Owner	Individual Name on File
Tax Bill	$2,668 (2025)
Deeds & Mortgages	Sep 2022 Mortgage Jul 2018 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`020020 00700`

Property Details

APN / Parcel Number

Primary APN	`020020 00700`
Alternative APN	`020 00700`

Interior

Full Baths	4 Baths
Plumbing Fixtures	12 Plumbing Fixtures
Stories	2 Stories
Building Area	3,640 sqft Living Area
1st Floor Area	1,820 sqft
Upper Floors Area	1,820 sqft
Basement Area	1,820 sqft
Unfinished Basement	1,820 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1997
Effective Year Built	Effective 2000
Exterior Material	Siding
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	3,445,596 sqft (79 acres)
Terrain	Rolling

Exterior Amenities

Porch	Open Porch
Porch Area	3,404 sqft
Shed	1 Shed
Shed Area	800 sqft
Utility Building	1 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Sewer	Connected

Location & Zoning

Street Address	1180 PROSPECT RD
City	HOLLADAY
State	TN
Zip	38341-7006
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	DISTRICT: 12 BRENDA J PRICE HOLDS L E, COUNTY AREA: F03
Jurisdiction	DECATUR TN
Township / Civil Division	9
Census Block Group	1
Census Block	1020
Census Tract	955001

Owner

1180 Prospect Rd, a rural home, is owned and occupied by an individual who acquired it in August 2025.

Source: Decatur County records, as of January 26, 2026

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	1480 PROSPECT RD, HOLLADAY, TN 38341
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 1, 2022	Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA
Jul 23, 2018	Deed of Trust, Mortgage · Line of Credit CB&S BANK INC
Jun 5, 2018	Grant Deed ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Prior Sale	Aug 17, 2006
Last Transfer Date	Aug 25, 2025
Transfer Doc	0000001545
Record Updated	Jun 8, 2026

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DECATUR TN
Property Address	1180 PROSPECT RD, HOLLADAY, TN 38341-7006
Transaction Type	Mortgage
Record Updated	Sep 15, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000089155
Date	Sep 1, 2022
Book Page	377/221
Instrument	22089155

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Sep 1, 2037

July 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DECATUR TN
Property Address	1180 PROSPECT RD, HOLLADAY, TN 38341-7006
Transaction Type	Mortgage
Record Updated	Mar 11, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000078236
Date	Jul 23, 2018
Book Page	331/0365
Instrument	18078236

Lender

Name	CB&S BANK INC
Type	Bank
Address	RUSSELLVILLE, AL 35653

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	180 Months
Due	Jul 6, 2033

June 2018: Grant Deed

Document Type	Grant Deed
Jurisdiction	DECATUR TN
Recording Date	Jun 5, 2018
Property Address	1180 PROSPECT RD, HOLLADAY, TN 38341-7006
Document Number	0000077871
Book / Page	000329 / 000938
Instrument Date	Apr 16, 2018
Instrument	77871
Record Updated	Jun 12, 2018
Title Company	ATTORNEY ONLY

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1180 PROSPECT RD HOLLADAY TN 383417006, HOLLADAY, TN 38341-7006

Tax Assessment & Valuation

The 2025 property tax bill for 1180 Prospect Rd was $2,668 with an additional exemption.

Source: Decatur County assessment roll, as of May 20, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Decatur County
Unified School District	Decatur County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,668.00 Additional exemption filed	$162,775 Land $21,075 Building $141,700	$773,800 Land $207,000 Building $566,800
2023		$92,950 (-) Land $14,650 Building $78,300
2022		$92,950 Land $14,650 Building $78,300	$371,800 Land $58,600 Building $313,200
2020			$371,800 Land $58,600 Building $313,200
2018	$1,671.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1180 Prospect Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 19, 2010

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 1180 Prospect Rd is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · above 49% of Tennessee
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTH U.DEP. OF DECATUR/BENTON CO serves 3,818 people · EPA ID TN0000883
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 2 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
LexNet Fiber	1,000 / 1,000

Cell Coverage

5G and 4G LTE (outdoors only)

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