648 Packard Dr, Elgin, IL 60120 Property Records

Cook County property record for 648 Packard Dr, Elgin, IL 60120

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,712 sqft · built 1987
Lot Size	0.14 acres (6,095 sqft)
Owner	Individual Name on File
Tax Bill	$6,242 (2023)
Deeds & Mortgages	Jul 2019 Transfer
Flood Zone	Zone X (minimal risk)
APN	`06-19-204-006`

Property Details

APN / Parcel Number

Primary APN	`06-19-204-006`
Alternative APN	`06-19-204-006-0000`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,712 sqft Living Area

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1988
Architectural Style	Multi-Level
Exterior Material	Wood
Construction Type	Frame
Roof Material	Asphalt
Lot Area	6,095 sqft (0.14 acres)
Garage Type	Attached
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	648 PACKARD DR
City	ELGIN
State	IL
Zip	60120-7618
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	(SUMMERHILL) (UNIT4) A SUB OF PT OF SEC 19-41-09
Legal Range	09E
Legal Township	41N
Legal Section	19
Legal Subdivision	SUMMERHILL UNIT4
Legal Lot Number	260
Legal Unit	4
Jurisdiction	COOK IL
Township / Civil Division	HANOVER
Census Block Group	2
Census Block	2007
Census Tract	804406

Owner

Source: Cook County records · APN 06-19-204-006

Assessment roll updated May 27, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	648 PACKARD DR, ELGIN, IL 60120-7618
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Feb 20, 2015
Deed Sale	Feb 20, 2015
Prior Sale	Aug 13, 2002 · Amount on Record
Deed Document Number	201549015
Last Transfer Date	Jul 02, 2019
Transfer Doc	0000049212
Record Updated	Sep 20, 2026

July 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	COOK IL
Recording Date	Jul 16, 2019
Property Address	648 PACKARD DR, ELGIN, IL 60120-7618
Document Number	1919749212
Instrument Date	Jul 02, 2019
Instrument	19749212
Transaction Type	Transfer
Record Updated	Jul 24, 2019
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE INS CO

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	648 PACKARD DR ELGIN IL 601207618, ELGIN, IL 60120-7618

Tax Assessment & Valuation

Source: Cook County records · Assessment roll updated May 27, 2026 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Cook County
County Subdivision	Hanover Township
Municipality	Elgin City
Unified School District	School District U-46 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$33,001 (+32.01%) Land $4,267 Building $28,734	$330,010 (+32.01%) Land $42,670 Building $287,340
2023	$6,242.00 (+3.41%)
2022	$6,036.00 Homeowner's exemption	$24,999 Land $3,961 Building $21,038	$249,990 Land $39,610 Building $210,380

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of February 11, 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Wildfire

Wildfire Risk	Not rated no burnable land within ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Radiate Holdings Cable	1,500 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile USA Fixed Wireless	100 / 20

May also be available: Opiquad.

Based on FCC filings for 312 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	ELGIN serves 114,797 people
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	19 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.