631 Packard Dr, Elgin, IL 60120 Property Records

Cook County property record for 631 Packard Dr, Elgin, IL 60120 · Last verified August 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,204 sqft · built 1988
Lot Size	0.14 acres (6,095 sqft)
Owner	Individual Name on File
Last Sale	$215,000 (Aug 2018)
Tax Bill	$5,666 (2023)
Deeds & Mortgages	Aug 2018 Sale & Mortgage Mar 2018 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`06-19-203-018`

Property Details

APN / Parcel Number

Primary APN	`06-19-203-018`
Alternative APN	`06-19-203-018-0000`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,204 sqft Living Area
1st Floor Area	1,204 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1988
Effective Year Built	Effective 1989
Architectural Style	Bungalow
Exterior Material	Wood
Construction Type	Frame
Roof Material	Asphalt
Lot Area	6,095 sqft (0.14 acres)
Garage Type	Attached
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	631 PACKARD DR
City	ELGIN
State	IL
Zip	60120-7619
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	L234 SUMMERHILL UNIT 4 S19 T41N R 09E
Legal Range	9E
Legal Township	41N
Legal Section	19
Legal Subdivision	SUMMERHILL UNIT4 A SUB OF PT OF SEC
Legal Lot Number	234
Jurisdiction	COOK IL
Township / Civil Division	HANOVER
Census Block Group	2
Census Block	2008
Census Tract	804406

Owner

Source: Cook County records · APN 06-19-203-018

Assessment roll updated May 27, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	631 PACKARD DR, ELGIN, IL 60120-7619
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Aug 06, 2018	Warranty Deed, Transfer · FHA Mortgage WINTRUST MTG
Mar 30, 2018	Grant Deed, Transfer ATTORNEY ONLY
Sep 15, 2017	Trustee's Deed, Foreclosure ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Aug 06, 2018 · Amount on Record
Deed Sale	Aug 06, 2018 · Amount on Record
Prior Sale	Mar 30, 2018 · Amount on Record
Deed Document Number	201849301
Record Updated	Sep 20, 2026

August 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COOK IL
Recording Date	Aug 06, 2018
Property Address	631 PACKARD DR, ELGIN, IL 60120-7619
Document Number	1821849301
Instrument Date	Jun 02, 2018
Instrument	21849301
Transaction Type	Transfer
Record Updated	Aug 16, 2018
Title Company	GREATER ILLINOIS TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$215.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	631 PACKARD DR ELGIN IL 601207619, ELGIN, IL 60120-7619

Mortgage

Document Number	1821849302
Date	Aug 06, 2018
Instrument	21849302

Lender

Name	WINTRUST MTG
Type	Mortgage Company
Address	ROSEMONT, IL 60018

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 05, 2048

Interest

Rate Type	Fixed Rate
Rate	4.87%

March 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	COOK IL
Recording Date	Mar 30, 2018
Property Address	631 PACKARD DR, ELGIN, IL 60120-7619
Document Number	1808915148
Instrument Date	Mar 13, 2018
Instrument	8915148
Transaction Type	Transfer
Record Updated	Apr 10, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$150.50
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	224 KING ARTHUR CT ELGIN IL 601209544, ELGIN, IL 60120-9544

September 2017: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	COOK IL
Recording Date	Sep 15, 2017
Property Address	631 PACKARD DR, ELGIN, IL 60120-7619
Document Number	1725815052
Instrument Date	Sep 11, 2017
Instrument	25815052
Transaction Type	Foreclosure
Record Updated	Sep 26, 2017
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Notice of Foreclosure Sale

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3217 DECKER LAKE DR SALT LAKE CITY UT 841193284, SALT LAKE CITY, UT 84119-3284

Tax Assessment & Valuation

Source: Cook County records · Assessment roll updated May 27, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Cook County
County Subdivision	Hanover Township
Municipality	Elgin City
Unified School District	School District U-46 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$27,001 (+17.4%) Land $4,267 Building $22,734	$270,010 (+17.4%) Land $42,670 Building $227,340
2023	$5,666.00 (+3.47%)
2022	$5,476.00 Homeowner's exemption	$22,999 Land $3,961 Building $19,038	$229,990 Land $39,610 Building $190,380

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Cook County (17031C), updated February 11, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 312 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
AT&T	Fiber	5,000 / 5,000
Xfinity	Cable	2,000 / 250
Radiate Holdings	Cable	1,500 / 50
Verizon	Fixed Wireless	300 / 20
T-Mobile USA	Fixed Wireless	100 / 20
Starlink	Satellite (low-earth orbit)	280 / 30

May also be available at this address: Opiquad, AT&T. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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