648 N Main Ave, Erwin, TN 37650 Property Records

Unicoi County property record for 648 N Main Ave, Erwin, TN 37650

Property Summary

Property Type	Single Family Home
Details	1 ba · 848 sqft · built 1928
Lot Size	0.155 acres (6,760 sqft)
Owner	2 Individual Names on File
Last Sale	$37,151 (Oct 2008)
Tax Bill	$608 (2024)
Deeds & Mortgages	Oct 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`023K-H-008.00`

Property Details

APN / Parcel Number

Primary APN	`023K-H-008.00`
Alternative APNs	`086023K H 00800` `000005200`

Interior

Full Baths	1 Bath
Plumbing Fixtures	3 Plumbing Fixtures
Stories	1 Story
Building Area	848 sqft Living Area
Gross Area	950 sqft
1st Floor Area	848 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1928
Effective Year Built	Effective 1994
Architectural Style	Custom Design
Exterior Material	Siding
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	6,760 sqft (0.155 acres)
Lot Dimensions	135 ft deep x 50 ft wide

Exterior Amenities

Porch	Enclosed/Finished Porch
Porch Area	221 sqft
Deck Area	Deck Area
Patio Area	128 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	648 N MAIN AVE
City	ERWIN
State	TN
Zip	37650-1320
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-2
Legal Description	E D CO BLK B LOT 17 50X135
Legal Subdivision	E D CO
Legal Block	B
Legal Lot Number	17
Jurisdiction	UNICOI TN
Township / Civil Division	2
Census Block Group	3
Census Block	3002
Census Tract	80400

Owner

Source: Unicoi County assessment roll, as of December 3, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	648 N MAIN AVE, ERWIN, TN 37650-1320
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Oct 9, 2008 · Amount on Record
Deed Sale	Oct 9, 2008 · Amount on Record
Prior Sale	Aug 8, 2000 · Amount on Record
Deed Book / Page	327 / 26
Transfer Doc	0213000196
Record Updated	Jun 8, 2026

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNICOI TN
Property Address	648 N MAIN AVE, ERWIN, TN 37650-1320
Document Number	427658
Instrument Date	Oct 18, 2019
Transaction Type	Mortgage
Record Updated	Nov 6, 2019
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	648 N MAIN AVE ERWIN TN 376501320, ERWIN, TN 37650-1320

Mortgage

Document Number	427658
Date	Oct 24, 2019
Book Page	000427/000658
Instrument	2044

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 23, 2049

Tax Assessment & Valuation

Source: Unicoi County assessment roll, as of December 3, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Unicoi County
Municipality	Erwin Town
Unified School District	Unicoi County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$23,300 (-) Land $3,650 Building $19,650	$93,200 (-) Land $14,600 Building $78,600
2024	$608.00 (+27.46%)
2023		$23,300 (+14.78%) Land $3,650 Building $19,650
2022	$477.00	$20,300 Land $3,650 Building $16,650	$93,200 Land $14,600 Building $78,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 23, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1981)
Most Recent Claim	Jun 1981 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 72% of Tennessee
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ERWIN UTILITIES AUTHORITY serves 12,478 people · EPA ID TN0000231
Water Source	Groundwater influenced by surface water
Last State Inspection	Feb 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 182 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Xfinity Cable	1,200 / 35
Erwin Utilities Fiber	1,000 / 1,000

May also be available: Point Broadband Fiber Holding, T-Mobile USA, Verizon.

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